3 Little Known Ways to Save on Life Insurance Modest Money3 Comments

Chicks Dig Guys with Big Policies

The following is a guest post from Chris Huntley, co-founder of JRC Insurance Group.

There may not be another industry where overspending is more common than life insurance.

With nearly 1200 reputable, licensed companies offering around 10 types of policies, and most priced in 12 risk categories, there are over 140,000 possible options!  Whew!!

So how do you, the consumer, weed through all the options to find the most affordable life insurance policies?

If that’s your question, then you’re in luck, because today I’m going to reveal my best, most “out-of-the-box” savings tips.

Warning: You’re not going to find the same old worn out tips here like “apply while you’re still healthy” (no surprise) or “shop the market by using an experienced independent agent”.  (You already know that).

I’m bringing the goods…

Once you’ve spoken with an independent agent and determined the right life insurance company for you, there are 3 lesser known strategies “those in the know” will utilize to reduce life insurance expenses.

1. Layer Policies for Specific Needs (Up to 50% Savings)

Did you know you can split your life insurance coverage into multiple policies?  Why would you want to, and how can it save you money?

Once you determine your specific needs for…

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This entry was posted in Insurance, and tagged Modest Money3 Comments
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