2015: The Year Your Watch and Fridge Start Sending Money Overseas? Modest Money1 Comment

What will you be wishing for in 2015? On New Year’s Eve our minds will be occupied with future plans, expectations, concerns and also possible surprises. We’ve taken a look inside our own crystal ball to see through the mist of Christmas festivities and predict what awaits the financial technology sector in 2015.

Social cash

Social Media has been booming for a quite some time now and each year it conquers more and more aspects of our so far off-line existence. With financial companies supplementing traditional credit score rating by verifying the social media activity of their potential customers, we soon we will be able to get a better deal only because of having many friends or being an outstandingly active Facebook user. Payments has entered Social Media as well with SnapChat announcing its partnership with payment processing firm Square, which offers its own stand-alone friend-to-friend payment app called Square Cash. According to Social Media Beast another interesting feature might be an incorporation of ‘Buy’ button on Facebook and Twitter – an idea tested with a small number of clients but already loved by the marketers and advertisers. It demands to balance the user experience with the potential sales…

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By : Adam | 24 Dec 2014
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5 Unexpected Ways to Save Your Business Time and Money

By : Adam | 23 Dec 2014

80% of businesses fail within their first five years of operation. Some of this is due to poor planning or unforeseen events. But most of the time, the business fails to lock in to a truly efficient mode of existence. It can be said of …

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Retirement – What Happens When You Get There?

By : Adam | 22 Dec 2014

It’s easy to think about retirement as a faraway promised land. Sure we’ll get there one day, and we’ll even prepare for it, but what happens when you finally get there? Preparing for retirement takes planning and discipline. If you plan to stop working entirely, …

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Beginners Guide to Penny Stock

By : Adam | 19 Dec 2014

Many people are looking to figure out how to build a stock portfolio. Some of the best stocks are $100 or more per stock, which means that it can be very expensive to get started within the stock market. Many people don’t have $10,000 or …

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5 Things to Ask Your New Financial Advisor

By : Adam | 18 Dec 2014

If you are someone who cares about money, you are likely to have many financial advisors in your life. Being broke is easy, but building wealth and security takes effort. A good advisor will provide guidance and perspective, alerting you to financial realities you may …

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Meaningful Gifts on a Holiday Budget

By : Adam | 17 Dec 2014

If you are like us at Modest Money, the holidays are approaching and you haven’t finished your shopping. Perhaps my family is the exception, but I find them incredibly difficult to buy for. I have found the following approach serves me well, making each family …

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Santa Claus – The Ultimate Project Manager

By : Adam | 16 Dec 2014

Santa Claus may be a Christmas character but he is the ultimate project manager! Think of it: He bridges the gap between the production team (i.e., the elves and their assistants at the North Pole) and the clients (i.e., children all over the world) in …

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