Betterment vs. Mutual Funds: A Comparison Modest Money1 Comment

Mutual funds have a long history of underperformance vs. the overall stock market indices. To make matters worse, they also charge exorbitant fees for all kinds of standard business expenses. It’s no wonder that with the surge in online brokers and online innovators, that someone would come along and create a better way to service individuals who want the benefits of a mutual fund but don’t want to pay for the high cost of management as the fund underperforms the overall market.

Enter a new company that is changing the game when it comes to investing in funds whose name is Betterment. Betterment is a budding company that wants to make it easy and affordable to invest in stocks and bonds while making good returns and minimizing fees. What follows is a comparison between Betterment and a standard mutual fund. I think that you too will clearly see why Betterment has raised the standards for investing.

A Typical Mutual Fund

Mutual Funds have now been around long enough to critique. Since their inception, historic returns for almost all of them have underperformed the overall market. There are a few that consistently outperform the market but they are hard…

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