Monthly Archives: May 2012

How To Make Web Coin With Real Estate Agents

Posted on May 31, 2012 by
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If you’ve read part one and part two of my side income hustle series here on Modest Money, there’s a running theme through my articles. And that theme is that there’s opportunity on the web like never before.

With the trend of digitizing and new methods of marketing, these have both opened up the door to new jobs and new service areas to fulfill. In fact, there are areas (such as mobile) that are in such a growth curve right now that the demand far outweighs the skilled workforce. I just read an article that clearly shows mobile as the top “most in demand” tech skill. So if you happen to be in school or plan on attending anytime soon, give mobile a look and you’ll be able to pretty much call the shots on your salary outright.

With that said, below we look at three ideas on how to make coin with real estate agents. These ideas are aimed at those who already possess some skill and experience with web work. Continue reading →

Buying Your First Car: Learn the Five C’s of Car Buying

Posted on May 30, 2012 by
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Buying Your First Car
Photo: gb_packards

There comes a time when every young adult will inevitably have to return their parents’ car keys and decide whether to buy their own set of wheels or not. Whether that time comes in high school, during college or sometime after grad school graduation, there’s no doubt that eventually you’ll need to think about buying a car of your own before you start your career. But how do you go about buying your first car when your future seems uncertain and your current cash flow may be lower than you’d like? Keep reading to find out what you should consider before buying your first car.

  • Cash flow. Your financial situation can play a big part in what kind of car you can afford. Are you a full-time student living off of a stipend from your parents? Or, do you have a job that can help you pay for your new car purchase? Depending on what your financial situation, you may be able to set a realistic car buying budget with that income information.
  • Condition. Before you go car shopping, you should consider what condition of car you can afford. For example, you may have your eye on a new car, but a gently used pre-owned car would likely be more affordable.

    • Continue reading →

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The Slow, Exponential Growth of Online Income

Posted on May 29, 2012 by
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Slow Growth Of Online Income
Photo: frefran

Guest Author’s Bio: James Petzke is a recent high school graduate with a financial goal of graduating from college with a surplus instead of debt. He is also a freelance web designer, and has taken the plunge into the world of online income in several different ways.

It seems like everyone these days is hoping to make a quick buck or three online. And there are definitely some people that have. However, what many people don’t realize about online income is the substantial amount of work behind every successful online venture. Take for example some online money making bloggers (Pat Flynn, Spencer Haws, Chris Guthrie). They have all documented their very successful online businesses in niche sites, IPhone apps, and more. Many people will read their income reports and immediately start some sort of project, thinking that they will soon be rich. Read more into their stories though, and you see that it’s not that easy.

In the cases of those bloggers I mentioned, and countless others out there, their online income didn’t come quickly or easily. It took them countless hours of hard work and dedication to their projects. Most people like them started these projects on the side while maintaining a full time job, and it was months, and in a lot of cases years before they could quit those day jobs and rely fully on their online income. Let’s look at some of the different types of online income paths and see just what I’m talking about. Continue reading →

Putting Your Health Before Your Finances

Posted on May 28, 2012 by
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Financial Health
Photo: 401K

So far a big part of my blogging journey has focused on thinking back to my previous financial decisions. I admit that I’m pretty critical of myself, but I feel that is necessary if you really want to improve.

You can’t always just put on your rose colored glasses and tell yourself that you’re doing pretty well. Sometimes you have to accept the truth that you’ve made some mistakes. You don’t have to dwell on those things and get yourself down. The key is that you somehow learn from those mistakes.

One area that I was particularly naive was how I viewed health. I thought that while I was young with no obvious problems that I just didn’t need to worry about it. As a result I was irresponsible and abused my body.

This may not seem like a financial mistake, but I’m really learning it all comes full circle. Your body is a fine tuned machine. If you don’t take care of it, it simply won’t operate properly. The surprising part is that the results can be experienced where you don’t expect them. Specifically, how you treat your body can affect how your brain functions. Continue reading →

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Late May 2012 Blog Update

Posted on May 25, 2012 by
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As most of you probably noticed, I had to put the Modest Money Around The Web portion of this update in its own separate post. There were just too many mentions. Thanks again everyone!

It wasn’t a conscious decision, but lately I’ve been publishing posts every weekday. A big thank you to the guest writers who helped make that happen. I know I can’t handle writing 5 posts per week on my own. If anyone else would like to submit a guest post let me know.

Other than all the mentions, the other area with good progress to report is Twitter. I’m now at 770 followers. So much for those 500 and 600 goals set earlier this month. I think 800 should be no problem, but I’ll aim to beat my number of Facebook followers.

I’m also seeing more growth for RSS subscribers. One of these days I’ll get around to adding a subscriber counter to the sidebar. It would be nice if I cleared 100 subscribers first though. So any help there would be much appreciated. Continue reading →

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