Credit

Credit scores, credit cards- learn everything you need to know and more about anything related to credit! Discover credit card and credit score tips and advice that will help you turn your financial life for the better big time.

Building Credit Doesn’t Have to Be a Catch-22
  • Building Credit Doesn’t Have to Be a Catch-22

Building Credit Doesn’t Have to Be a Catch-22

By |August 10th, 2016|

By Travis Peterson
It seems like the moment I graduated from high school, I had credit card offers arriving in the mail. They came with offers of free gifts and a promise to fulfill my every desire. One thing they didn’t come with were instructions or information about using credit responsibly.
By the time I graduated, […]

4 Things That May Be Hurting Your Credit Score
  • 4 Things That May Be Hurting Your Credit Score

4 Things That May Be Hurting Your Credit Score

By |June 29th, 2016|

Often times we do not know that something is harming our credit score until it is too late. We go to apply for a loan, or try and get a new credit card, only to find that our credit rating is much lower than we expected. When this happens it is important to discover […]

Healthy Habits When Monitoring Your Credit
  • Healthy Habits When Monitoring Your Credit

Healthy Habits When Monitoring Your Credit

By |June 20th, 2016|

Good credit is a key pillar when establishing a strong financial foundation. Poor credit makes people less able to maneuver financially in today’s economy. The better your credit, the more opportunities exist for you to have access to beneficial financial resources. For this reason, it is a smart idea to monitor your credit like […]

Best Credit Cards for People with Fair or Average Credit
  • Best Credit Cards for People with Fair or Average Credit

Best Credit Cards for People with Fair or Average Credit

By |April 15th, 2016|

In the financial world, your credit score can determine which credit cards and products you qualify for as well as the opportunities that are available. If you have a fair or average credit rating, your score may be anywhere from 630 to 689, falling right between poor credit and excellent credit. Though you may […]

5 Reasons Why You Should Review Your Credit Report Monthly
  • 5 Reasons Why You Should Review Your Credit Report Monthly

5 Reasons Why You Should Review Your Credit Report Monthly

By |March 10th, 2016|

Many people tend to lead hectic and busy lives, without paying attention to what their credit history could mean for them. Eventually, when it’s time to apply for a mortgage or a new or used car financing, that’s when the contents of your credit report suddenly becomes important. Many of us admit the importance […]

Five Steps to Establishing Business Credit
  • Five Steps to Establishing Business Credit

Five Steps to Establishing Business Credit

By |February 7th, 2016|

Setting up a new business is not easy; one of the biggest problems can be establishing a line of credit for the business. Much the same as with personal credit, lenders are often reluctant to take a chance on a business that does not have a decent credit history. If you are just starting […]

5 Ways to Use Credit Cards to Boost Your Credit Score
  • 5 Ways to Use Credit Cards to Boost Your Credit Score

5 Ways to Use Credit Cards to Boost Your Credit Score

By |December 29th, 2015|

Having a great credit score can save you thousands of dollars over the course of your life, make all the difference when it comes to getting the apartment or home of your dreams, and even make you more employable. But these days, a good credit score isn’t what it used to be; since the […]

Credit Scores in India – Catching up with rest of the world
  • Credit Scores in India – Catching up with rest of the world

Credit Scores in India – Catching up With Rest of the World

By |November 4th, 2015|

The history of organized credit bureaus dates back to 1898. What started off as an endeavor in the USA to create a list of customers with an indication of their credit worthiness for the local retail grocers’ association, has today grown into the tool used by lenders across the world to assess the credit […]

Tips From #Experian to Increase Your Credit Score Knowledge
  • Tips From #Experian to Increase Your Credit Score Knowledge

Tips From #Experian to Increase Your Credit Score Knowledge

By |September 18th, 2015|

Trying to engineer a better credit score for yourself is kind of like trying to diagnose engine trouble without lifting the hood of your car. You can sense the problem a number of ways, but you can’t look in and see what the difficulty is. That’s exactly the way it is with the algorithms […]

What Information Goes Into Calculating a Credit Score?
  • What Information Goes Into Calculating a Credit Score?

What Information Goes Into Calculating a Credit Score?

By |September 3rd, 2015|

If you are looking to obtain credit then you are probably going to want to know more about your credit score, and what factors help to determine the calculation. The information used can be the difference between whether you are able to obtain credit or not.

Often a poor payment history can cause problems if […]