Credit scores, credit cards- learn everything you need to know and more about anything related to credit! Discover credit card and credit score tips and advice that will help you turn your financial life for the better big time.
College students often find themselves in precarious financial positions: harried by student loans, making minimum wage if they’re working at all, and receiving credit card applications left and right from companies that hope to prey on their lack of financial knowledge. Couple this with the fact that many students are handling financial decisions independently […]
Credit score. Those two words are enough to make anyone’s eyes glaze over. Who wants to talk about something as boring as a credit score? Well, it may not be the most intriguing topic in the world, but for millions of Americans, it’s relevant and important.
Here’s What You Need to Know
Bad credit scores plague […]
Facing massive credit card debt puts a strain on personal finances. It is natural to be overwhelmed by the feeling that you have hit a brick wall with nowhere further to go. Besides bankruptcy the system allows for some leeway and the options available vary depending on one’s financial situation and the creditor’s policies. […]
In a bid to curtail the $1.6 billion Australians pay annually in credit card surcharges, starting 1st September 2016, large retailers will no longer charge excessively on credit cards.
The new law, Competition and Consumer Amendment (Payment Surcharges) Act 2016, which was introduced yesterday for big retailers, and will take effect on all Australian retailers […]
By Travis Peterson
It seems like the moment I graduated from high school, I had credit card offers arriving in the mail. They came with offers of free gifts and a promise to fulfill my every desire. One thing they didn’t come with were instructions or information about using credit responsibly.
By the time I graduated, […]
Often times we do not know that something is harming our credit score until it is too late. We go to apply for a loan, or try and get a new credit card, only to find that our credit rating is much lower than we expected. When this happens it is important to discover […]
Good credit is a key pillar when establishing a strong financial foundation. Poor credit makes people less able to maneuver financially in today’s economy. The better your credit, the more opportunities exist for you to have access to beneficial financial resources. For this reason, it is a smart idea to monitor your credit like […]
In the financial world, your credit score can determine which credit cards and products you qualify for as well as the opportunities that are available. If you have a fair or average credit rating, your score may be anywhere from 630 to 689, falling right between poor credit and excellent credit. Though you may […]
Many people tend to lead hectic and busy lives, without paying attention to what their credit history could mean for them. Eventually, when it’s time to apply for a mortgage or a new or used car financing, that’s when the contents of your credit report suddenly becomes important. Many of us admit the importance […]
Setting up a new business is not easy; one of the biggest problems can be establishing a line of credit for the business. Much the same as with personal credit, lenders are often reluctant to take a chance on a business that does not have a decent credit history. If you are just starting […]