Credit scores, credit cards- learn everything you need to know and more about anything related to credit! Discover credit card and credit score tips and advice that will help you turn your financial life for the better big time.
Setting up a new business is not easy; one of the biggest problems can be establishing a line of credit for the business. Much the same as with personal credit, lenders are often reluctant to take a chance on a business that does not have a decent credit history. If you are just starting […]
Having a great credit score can save you thousands of dollars over the course of your life, make all the difference when it comes to getting the apartment or home of your dreams, and even make you more employable. But these days, a good credit score isn’t what it used to be; since the […]
The history of organized credit bureaus dates back to 1898. What started off as an endeavor in the USA to create a list of customers with an indication of their credit worthiness for the local retail grocers’ association, has today grown into the tool used by lenders across the world to assess the credit […]
Trying to engineer a better credit score for yourself is kind of like trying to diagnose engine trouble without lifting the hood of your car. You can sense the problem a number of ways, but you can’t look in and see what the difficulty is. That’s exactly the way it is with the algorithms […]
If you are looking to obtain credit then you are probably going to want to know more about your credit score, and what factors help to determine the calculation. The information used can be the difference between whether you are able to obtain credit or not.
Often a poor payment history can cause problems if […]
Are you a spender, a saver, or maybe somewhere in between? There are so many different pieces that make up our very dynamic personalities, but have you considered how your personality affects your finances?
Could your outgoing personality cause you to spend more on social events? Or could your even-tempered nature keep you levelheaded and […]
Infographic provided by: Lendgreen
If your parents have been managing your credit all along, suddenly having to deal with credit balances, credit scores, and credit reports might prove to be a bit of a shocker. And then there are the payments to consider. Credit management takes a sharp turn toward the serious when you become […]
The process of growing up carries with it a great deal of excitement, but also stress. One of the main causes of concern for young people all across the country is that of their current financial status, given the tremendous amount of debt that many of them have accumulated after paying for a formal […]
First of all, the title of this post is not hyperbolic. Your life does depend on it. In the U.S., it is all but impossible to live over the level of poverty without having some form of credit extended to you. Feel free to waste time trying to prove me wrong. Even if you […]
There I was. 18 years old. And I didn’t have a clue .
I didn’t realize that some people were actually debt-free.
I thought a car payment was just another bill. I mean, everyone has a car payment, right?
I thought credit cards were a way of life. I never noticed adults using cash. Only cards.