Trying to engineer a better credit score for yourself is kind of like trying to diagnose engine trouble without lifting the hood of your car. You can sense the problem a number of ways, but you can’t look in and see what the difficulty is. That’s exactly the way it is with the algorithms […]
If you are looking to obtain credit then you are probably going to want to know more about your credit score, and what factors help to determine the calculation. The information used can be the difference between whether you are able to obtain credit or not.
Often a poor payment history can cause problems if […]
Are you a spender, a saver, or maybe somewhere in between? There are so many different pieces that make up our very dynamic personalities, but have you considered how your personality affects your finances?
Could your outgoing personality cause you to spend more on social events? Or could your even-tempered nature keep you levelheaded and […]
Infographic provided by: Lendgreen
If your parents have been managing your credit all along, suddenly having to deal with credit balances, credit scores, and credit reports might prove to be a bit of a shocker. And then there are the payments to consider. Credit management takes a sharp turn toward the serious when you become […]
The process of growing up carries with it a great deal of excitement, but also stress. One of the main causes of concern for young people all across the country is that of their current financial status, given the tremendous amount of debt that many of them have accumulated after paying for a formal […]
First of all, the title of this post is not hyperbolic. Your life does depend on it. In the U.S., it is all but impossible to live over the level of poverty without having some form of credit extended to you. Feel free to waste time trying to prove me wrong. Even if you […]
There I was. 18 years old. And I didn’t have a clue .
I didn’t realize that some people were actually debt-free.
I thought a car payment was just another bill. I mean, everyone has a car payment, right?
I thought credit cards were a way of life. I never noticed adults using cash. Only cards.
If you are not prepared for identity theft, you are making yourself a target. It’s as simple as that. But even the most prepared consumers are not completely secure. Identity theft has a cascading effect. Once a thief has a single account password, it’ll be all the easier to get your address, your license […]
In 5 Reasons to Avoid a Low Credit Score you learn about why having a high credit score is so important. One of the most important reasons to keep up with your credit score is so that you can apply for credit and get loans that you might need. Basically your credit score is […]
The USAA is one of the largest financial service providers around. They’ve been in business since the early 1920’s and have a reputation for excellent, ethical customer service. You may be interested in these cards (both the MasterCard and American Express versions) because you are involved in the US Armed Forces and/or because you […]