Credit

Credit scores, credit cards- learn everything you need to know and more about anything related to credit! Discover credit card and credit score tips and advice that will help you turn your financial life for the better big time.

Bad Habits That Lower Your Credit Score
  • Bad Habits That Lower Your Credit Score

Bad Habits That Lower Your Credit Score

By |July 26th, 2017|

It’s a little funny to think so much of your financial well-being rides on a simple three digit credit score. Yet there’s nothing simple about the way the biggest financial institutions determine this number. The Fair Isaac and Company (you’ll know them better as FICO) relies on an elaborate credit scoring algorithm to place […]

3 Ways to Help Increase Your Credit Score
  • 3 Ways to Help Increase Your Credit Score

3 Ways to Help Increase Your Credit Score

By |June 23rd, 2017|

In life, you have two choices – to eat healthy foods or junk food. When you consume healthy food, you are assured of maintaining a healthy weight. On the other hand, if you consume junk food, you will start to add weight. As time goes by and you keep up with the habit, you […]

3 Tips for Choosing Your Next Credit Card
  • 3 Tips for Choosing Your Next Credit Card

3 Tips for Choosing Your Next Credit Card

By |March 10th, 2017|

Getting a credit card is a big step in life. Even if you have had credit cards in the past, getting a new one requires some serious thought. There are several factors that you will need to consider before signing up for your next card. Below you will find some helpful tips that will […]

Finding the Right Credit Balance for a Good Credit Score
  • Finding the Right Credit Balance for a Good Credit Score

Finding the Right Credit Balance for a Good Credit Score

By |March 7th, 2017|

Credit remains a mysterious subject for many. If you’ve been developing good personal finance habits for more than a little while, your credit score has probably benefited. But until you get into the nuts and bolts of personal credit, you can’t maximize your credit score and derive the associated benefits.

Good credit comes from a […]

What’s the Best Way for Students to Build Credit?
  • What’s the Best Way for Students to Build Credit?

What’s the Best Way for Students to Build Credit?

By |November 22nd, 2016|

College students often find themselves in precarious financial positions: harried by student loans, making minimum wage if they’re working at all, and receiving credit card applications left and right from companies that hope to prey on their lack of financial knowledge. Couple this with the fact that many students are handling financial decisions independently […]

3 Things You Need to Know About Credit Scores
  • 3 Things You Need to Know About Credit Scores

3 Things You Need to Know About Credit Scores

By |November 21st, 2016|

Credit score. Those two words are enough to make anyone’s eyes glaze over. Who wants to talk about something as boring as a credit score? Well, it may not be the most intriguing topic in the world, but for millions of Americans, it’s relevant and important.
Here’s What You Need to Know
Bad credit scores plague […]

Pay-off Your Credit Card Debt Today
  • Pay-off Your Credit Card Debt Today

Pay-off Your Credit Card Debt Today

By |October 7th, 2016|

Facing massive credit card debt puts a strain on personal finances. It is natural to be overwhelmed by the feeling that you have hit a brick wall with nowhere further to go. Besides bankruptcy the system allows for some leeway and the options available vary depending on one’s financial situation and the creditor’s policies. […]

Australians Welcome New Ban on Excessive Credit Card Surcharges
  • Australians Welcome New Ban on Excessive Credit Card Surcharges

Australians Welcome New Ban on Excessive Credit Card Surcharges

By |September 8th, 2016|

In a bid to curtail the $1.6 billion Australians pay annually in credit card surcharges, starting 1st September 2016, large retailers will no longer charge excessively on credit cards.

The new law, Competition and Consumer Amendment (Payment Surcharges) Act 2016, which was introduced yesterday for big retailers, and will take effect on all Australian retailers […]

Building Credit Doesn’t Have to Be a Catch-22
  • Building Credit Doesn’t Have to Be a Catch-22

Building Credit Doesn’t Have to Be a Catch-22

By |August 10th, 2016|

By Travis Peterson
It seems like the moment I graduated from high school, I had credit card offers arriving in the mail. They came with offers of free gifts and a promise to fulfill my every desire. One thing they didn’t come with were instructions or information about using credit responsibly.
By the time I graduated, […]

4 Things That May Be Hurting Your Credit Score
  • 4 Things That May Be Hurting Your Credit Score

4 Things That May Be Hurting Your Credit Score

By |June 29th, 2016|

Often times we do not know that something is harming our credit score until it is too late. We go to apply for a loan, or try and get a new credit card, only to find that our credit rating is much lower than we expected. When this happens it is important to discover […]