• psychology-of-spending

The Psychology of Spending

By |August 21st, 2015|

Are you a spender, a saver, or maybe somewhere in between? There are so many different pieces that make up our very dynamic personalities, but have you considered how your personality affects your finances?

Could your outgoing personality cause you to spend more on social events? Or could your even-tempered nature keep you levelheaded and […]

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6 Responsible Credit Management Tips

By |July 1st, 2015|

Infographic provided by: Lendgreen

If your parents have been managing your credit all along, suddenly having to deal with credit balances, credit scores, and credit reports might prove to be a bit of a shocker. And then there are the payments to consider. Credit management takes a sharp turn toward the serious when you become […]

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Impoverished College Students and the Various Ways to Build Good Credit ASAP

By |April 15th, 2015|

The process of growing up carries with it a great deal of excitement, but also stress. One of the main causes of concern for young people all across the country is that of their current financial status, given the tremendous amount of debt that many of them have accumulated after paying for a formal […]

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How to Protect Your Credit Score As If Your Life Depended On It

By |March 16th, 2015|

First of all, the title of this post is not hyperbolic. Your life does depend on it. In the U.S., it is all but impossible to live over the level of poverty without having some form of credit extended to you. Feel free to waste time trying to prove me wrong. Even if you […]

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Why I Love Dave Ramsey, But I Still Love Credit Cards

By |March 12th, 2015|

There ​I was. 18 years old. ​And I didn’t have a clue ​. ​

I didn’t realize that some people were actually debt-free.

I thought a car payment was just another bill. I mean, everyone has a car payment, right?

I thought credit cards were a way of life. I never noticed adults using cash. Only cards.

Enter: […]

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TransUnion’s Credit Lock App – Credit Identity Security When it Matters Most

By |February 18th, 2015|

If you are not prepared for identity theft, you are making yourself a target. It’s as simple as that. But even the most prepared consumers are not completely secure. Identity theft has a cascading effect. Once a thief has a single account password, it’ll be all the easier to get your address, your license […]

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Got Denied for Credit? Do These Things to Quickly Boost Your Credit Score and Get Approved

By |February 4th, 2015|

In 5 Reasons to Avoid a Low Credit Score you learn about why having a high credit score is so important.  One of the most important reasons to keep up with your credit score is so that you can apply for credit and get loans that you might need.  Basically your credit score is […]

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USAA Secured Platinum Credit Cards Review

By |December 12th, 2014|

The USAA is one of the largest financial service providers around. They’ve been in business since the early 1920’s and have a reputation for excellent, ethical customer service. You may be interested in these cards (both the MasterCard and American Express versions) because you are involved in the US Armed Forces and/or because you […]

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Credit One Bank® Platinum Visa Card Review

By |October 24th, 2014|

This Credit One Bank® Platinum Card is a card that can be useful, but should be handled with extreme caution. Do I have your attention? Let’s proceed. First of all, this is a card focused on folks with miserable credit. The card is marketed as a tool to rebuild deplorable credit scores. And it […]

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Barnes and Noble MasterCard® Review

By |September 12th, 2014|

As one of the world’s biggest book retailers, Barnes and Noble stand to offer a lot to their millions of customers with a Barnes and Noble credit card. Barnes and Noble clearly understands their customers. This Barnes and Noble Mastercard proves itself to be one of the better rewards card offered by a major […]