Category: Credit

TransUnion’s Credit Lock App – Credit Identity Security When it Matters Most Modest Money3 Comments

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If you are not prepared for identity theft, you are making yourself a target. It’s as simple as that. But even the most prepared consumers are not completely secure. Identity theft has a cascading effect. Once a thief has a single account password, it’ll be all the easier to get your address, your license number, your social security number! Once a thief has pieced together the numbers, passwords, and documents that signify you as you, they can do real damage to your personal and financial life. Since no one is perfectly secure from identity theft, it is best to have countermeasures in place, if you ever do get a facet of your identity stolen.

In this effort, I recommend Credit Monitoring by TransUnion, specifically Credit Lock (now available as a mobile app). TransUnion is one of the three Credit Reporting Agencies, organizations that track your consumer behavior and give you your credit score. Who better to notice if something is going awry with your credit? Basically, with credit monitoring, TransUnion will notify you anytime an inquiry is made on your credit. If you requested the inquiry, no problem. If you did not, well, you just stopped a potential…

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By : Adam | 18 Feb 2015
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Got Denied for Credit? Do These Things to Quickly Boost Your Credit Score and Get Approved

By : Adam | 4 Feb 2015

In 5 Reasons to Avoid a Low Credit Score you learn about why having a high credit score is so important.  One of the most important reasons to keep up with your credit score is so that you can apply for credit and get loans …

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USAA Secured Platinum Credit Cards Review

By : Adam | 12 Dec 2014

The USAA is one of the largest financial service providers around. They’ve been in business since the early 1920’s and have a reputation for excellent, ethical customer service. You may be interested in these cards (both the MasterCard and American Express versions) because you are …

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Credit One Bank® Platinum Visa Card Review

By : Adam | 24 Oct 2014

This Credit One Bank® Platinum Card is a card that can be useful, but should be handled with extreme caution. Do I have your attention? Let’s proceed. First of all, this is a card focused on folks with miserable credit. The card is marketed as …

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Barnes and Noble MasterCard® Review

By : Adam | 12 Sep 2014

As one of the world’s biggest book retailers, Barnes and Noble stand to offer a lot to their millions of customers with a Barnes and Noble credit card. Barnes and Noble clearly understands their customers. This Barnes and Noble Mastercard proves itself to be one …

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Travelocity Rewards American Express Card Review

By : Adam | 5 Sep 2014

Learning how to leverage travel rewards credit cards to your benefit takes some research and experience. We’re here to help with our review of The Travelocity Rewards American Express Card. This card is easy to apply for, use, and understand. We’ll give you all the …

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Carnival World MasterCard Review

By : Adam | 22 Aug 2014

This Carnival credit card is an excellent choice for those planning to cruise with Carnival, Holland America, or Princess Cruiselines. Carnival is the largest cruise line in the world, offering service to many of the globe’s most exciting and exotic locales. For cruise lovers, this …

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