• psychology-of-spending

The Psychology of Spending

By |August 21st, 2015|

Are you a spender, a saver, or maybe somewhere in between? There are so many different pieces that make up our very dynamic personalities, but have you considered how your personality affects your finances?

Could your outgoing personality cause you to spend more on social events? Or could your even-tempered nature keep you levelheaded and […]

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A Novel Idea for Debt Cancellation

By |July 27th, 2015|

This post will relate directly only to my British readers. But it shows a very novel way that governments and businesses are handling the problem of widespread debt among the British populace. Because this problem is by no means unique to the people of continental Europe, this method of debt repayment is among the […]

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The Big Dilemma: Save or Pay?

By |July 6th, 2015|

It’s much like a sinkhole or quicksand; once you have fallen victim to the debt of high-interest credit cards, you feel like you are sinking further and further into the abyss.

The good news (well, sort of) is that you aren’t the only one. In the United States, we collectively owe $880 billion, with each […]

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The Bridges We Cross on the Road to Debt

By |June 22nd, 2015|

With my son preparing to go to college in a little more than a year, I have been thinking about my own journey from living at home with my parents to becoming an adult. Part of this transformation involved going from having no debt and no real financial obligations to being loaded down with […]

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Could Subprime Car Finance Cause Another Global Financial Crisis?

By |February 4th, 2015|

Given the events of years gone by, the very mention of ‘sub-prime lending’ may bring fear to the forefront of your mind. Despite this, investors are turning to the subprime car finance market in their droves, lenders are underwriting deeper than ever before and both are likely making a tidy profit.

Car finance is now […]

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Defeating Your Debt for Good

By |September 11th, 2014|

In an ideal world, we could sail through life debt-free. But, it doesn’t work like that for most of us. We need a mortgage to pay for our homes; buying a new car outright is not an option, and we must finance. Sometimes emergencies happen, and we need to whip out the credit card.

Carrying […]

  • kids-money

Why It’s So Important to Teach Your Kids About Money

By |August 5th, 2014|

The following is a guest post about teaching your kids about money. If interested in submitting a guest post please read my guest post policy and then contact me.

Greetings, Modest Money readers! Jeremy has been kind enough to allow me to guest post today in order to share with you all about an exciting new […]

  • bankruptcy

Life After Bankruptcy

By |July 25th, 2014|

The following is a post by Sara Stringer. If interested in submitting a guest post please read my guest post policy and then contact me.

This is the story of Jane Grant (name changed to protect her privacy) a divorced mother of two from San Diego, California. As is the case with many women, the […]

  • freedom

Finding the Freedom to Form Your Nest Egg When Your Nest is Full of Debt

By |July 15th, 2014|

The following is a guest post about debt. If interested in submitting a guest post please read my guest post policy and then contact me.

It’s often said that the goal of successful personal finance management is achieved by spending less and saving more. That makes sense, but which comes first? If you have a […]

  • financial-independence

How to Be Financially Independent – And Why You’re Probably Not There Yet

By |July 11th, 2014|

The following is a guest post about financial independence. If interested in submitting a guest post please read my guest post policy and then contact me.

Do you want to work … forever?

REALLY. I mean all the way up until you die?

I realize that’s a terrible way to start off a blog post, but it’s […]