Financial Advice

Tired of always thinking about bills and expenses? Tired of always running out of money? It’s time for you to change your financial life for the better and Modest Money is here to give you great financial advice. Check these posts out now.

3 Better Ways to Spend Your Bonus
  • 3 Better Ways to Spend Your Bonus

3 Better Ways to Spend Your Bonus

By |January 9th, 2017|

Many jobs offer bonuses at the end of the year for stellar performance. Some even offer bonuses for just about any performance.

It is most people’s natural reaction to immediately start thinking of different ways to spend that bonus check. Vacations, new TVs, or even new cars are all ways many people tend to spend […]

How To Better Finance Your Medical Needs
  • How To Better Finance Your Medical Needs

How to Better Finance Your Medical Needs

By |December 22nd, 2016|

When it comes to finances in your life, your medical finances can be a big portion of the money you need to live. Even if you don’t have any major medical conditions, you are still spending a lot of money on health care on a monthly and yearly basis. If you are simply avoiding […]

7 Ways to Maximize Your New Kitchen Investment
  • 7 Ways to Maximize Your New Kitchen Investment

7 Ways to Maximize Your New Kitchen Investment

By |December 15th, 2016|

Remodeling a kitchen is one of the most cost-efficient home improvements you can make, with one of the highest returns on investment (ROIs) of any improvement effort. There are tons of advantages to going through with one—you’ll have a better-looking kitchen, you’ll have more reliable and functional appliances, and of course, when you go […]

Buy Smart: 4 Home Investments Worth the Debt
  • Buy Smart: 4 Home Investments Worth the Debt

Buy Smart: 4 Home Investments Worth the Debt

By |December 14th, 2016|

As smart consumers, we generally try to avoid acquiring unnecessary debt – we might take a loan to buy a car or have a mortgage on our homes to afford a good location, but with smaller purchases we save, shop carefully, and proceed with caution when using credit cards. Sometimes, though, it makes sense […]

5 Tips for Hosting a Profitable Fundraiser Event for Your Business
  • 5 Tips for Hosting a Profitable Fundraiser Event for Your Business

5 Tips for Hosting a Profitable Fundraiser Event for Your Business

By |December 7th, 2016|

If you’ve never hosted a fundraiser event for your business – or have failed to host a successful one – then you probably feel the pressure coming at you from all sides. The good news is that anyone can throw a successful event if they simply understand what matters in the grand scheme of […]

What Could a Data Breach Cost You?
  • What Could a Data Breach Cost You?

What Could a Data Breach Cost You?

By |December 2nd, 2016|

Business owners are told over and over to increase their security on their websites or face the consequences. Too many don’t heed this advice, though, even though security breaches shut down firms on a regular basis.

It’s vital to speak the language that businesses speak: money. Security breaches can lead to serious revenue losses that […]

What’s the Best Way for Students to Build Credit?
  • What’s the Best Way for Students to Build Credit?

What’s the Best Way for Students to Build Credit?

By |November 22nd, 2016|

College students often find themselves in precarious financial positions: harried by student loans, making minimum wage if they’re working at all, and receiving credit card applications left and right from companies that hope to prey on their lack of financial knowledge. Couple this with the fact that many students are handling financial decisions independently […]

How to File Chapter 11 as an Individual
  • How to File Chapter 11 as an Individual

How to File Chapter 11 as an Individual

By |November 15th, 2016|

For those who don’t know, Chapter 11 is a bankruptcy process by which the court oversees a negotiation to establish a ‘plan of reorganization’ between a debtor and their creditors. This sort of bankruptcy is not just for corporations. Individuals whose income is too high for Chapter 7 bankruptcy and whose debts are too […]

Three Finance Tips for the Large Purchases in Your Life
  • Three Finance Tips for the Large Purchases in Your Life

Three Finance Tips for the Large Purchases in Your Life

By |November 3rd, 2016|

There are always times when you need to spend a lump sum of money on a major purchase. Sometimes it’s a want and sometimes it’s a need. Maybe you want a new car because the one you have is getting old and rusty, or maybe you need a new car because yours is broken […]

Preventing Retirees from Getting Cheated out of Their Social Security Payments
  • Preventing Retirees from Getting Cheated out of Their Social Security Payments

Preventing Retirees from Getting Cheated out of Their Social Security Payments

By |October 13th, 2016|

“Every year, people leave tens of billions of dollars on the table in terms of money that they’re entitled to, they could get if they made more informed claiming decisions about Social Security.”
Phil Moeller, co-author Get What’s Yours: The Secrets to Maxing Out Your Social Security.

“Americans leave $10 billion in unclaimed spousal benefits on […]