Financial Advice

Tired of always thinking about bills and expenses? Tired of always running out of money? It’s time for you to change your financial life for the better and Modest Money is here to give you great financial advice. Check these posts out now.

  • How Qapital Can Help You Save for the Holidays

How Qapital Can Help You Save for the Holidays

By |October 21st, 2015|

It’s not even Halloween and the holiday ads are already starting. Goodwill toward man is free, but gifts for everyone on your list can add up fast.

We spend a lot of money on the holidays and not just on family members. According to the National Retail Federation, Last year, Americans spent nearly $460 on […]

  • Take an Extra 30 Minutes to Shop For Insurance, and Save for Years

Take an Extra 30 Minutes to Shop For Insurance, and Save for Years

By |October 17th, 2015|

Most insurance buyers haven’t given a tremendous amount of thought to their various insurance policies. From health insurance to car insurance, consumers think of these policies in very utilitarian terms. The average person takes just enough time to make sure they’re covered, when selecting new policies, and little more. And once a new policy […]

  • 5 Ways to Make Quick Cash (That Won’t Get You Arrested)

5 Ways to Make Quick Cash (That Won’t Get You Arrested)

By |October 1st, 2015|

Even with great couponing skills, we all reach a point where we need a little extra cash. Between back to school shopping, and stocking up on holiday decor, who wouldn’t want more spending money?  But what happens when you don’t have enough time for a part time job and aren’t quite ready to part […]

  • Self-Employment Taxes Got You Down? How You Can Reduce Your Burden

Self-Employment Taxes Got You Down? How You Can Reduce Your Burden

By |September 28th, 2015|

Being self-employed has many benefits. After all, most jobs won’t let you wear your bunny slippers to work. There are also some drawbacks, though. Most self-employed individuals work much more than a standard 40-hour workweek, for example, and there is the dreaded tax situation.

Anyone who has ever collected a paycheck is aware that Uncle […]

  • Ways to cut down your mobile data usage

Ways to Cut Down Your Mobile Data Usage

By |September 25th, 2015|

Having the ability to call or text friends and family members wherever you may be is a marvellous thing. But as we all know, mobile phones have become much more than just portable communication devices.

From browsing the Internet and sending emails to watching movies and playing games, today’s smartphones are capable of multiple tasks. […]

  • Bankruptcy, Chapter 7, 11, or Personal Finance

Bankruptcy, Chapter 7, 11, or Personal Finance

By |September 23rd, 2015|

Determining what type of bankruptcy you should file can be one of the most stressful life events.  Chances are if you are considering bankruptcy that you have probably gotten yourself into a financial bind that you can no longer control.  In fact it is likely that this is the type of situation that is […]

  • Financial Planning for Families With Special Needs Children

Financial Planning for Families With Special Needs Children

By |September 17th, 2015|

It’s a fact that children with special needs can bring their share of love and challenge to any family. With autism rates rising around the country, this has become an issue that is on the mind of anyone who is planning to have children. For families who already have children with any of the […]

  • Why Fitness May Be the Best Investment You Make This Year

Why Fitness May Be the Best Investment You Make This Year

By |September 14th, 2015|

This is a sponsored post that contains affiliate links.

More than simply something you do with money, an investment is simply an allocation of resources with the hope of turning a profit. This definition is general, but it’s a helpful way of thinking about decision making, one which tends to help people pick courses of […]

  • Advantages of Fixed Rate Car Loans

Advantages of Fixed Rate Car Loans

By |September 10th, 2015|

Fixed rate car loans are the most widely available option for financing, and deliver a reliable long-term picture of repayment terms. In contrast to variable rate car loans, which fluctuate based on any changes in interest rates for the entire length of your loan, fixed rate car loans are set at one specific interest […]

  • The Art of Saving – A Basic Guide to Saving Money

The Art of Saving – A Basic Guide to Saving Money

By |September 9th, 2015|

We are living in an age where we are almost forced to learn how to save money and to try to save in almost every aspect of life in order to improve our living standard. This can sometimes involve serious sacrifices. However, it sometimes takes attention and persistence and our monthly income will look […]