Financial Advice

Tired of always thinking about bills and expenses? Tired of always running out of money? It’s time for you to change your financial life for the better and Modest Money is here to give you great financial advice. Check these posts out now.

7 Ways to Maximize Your New Kitchen Investment
  • 7 Ways to Maximize Your New Kitchen Investment

7 Ways to Maximize Your New Kitchen Investment

By |December 15th, 2016|

Remodeling a kitchen is one of the most cost-efficient home improvements you can make, with one of the highest returns on investment (ROIs) of any improvement effort. There are tons of advantages to going through with one—you’ll have a better-looking kitchen, you’ll have more reliable and functional appliances, and of course, when you go […]

Buy Smart: 4 Home Investments Worth the Debt
  • Buy Smart: 4 Home Investments Worth the Debt

Buy Smart: 4 Home Investments Worth the Debt

By |December 14th, 2016|

As smart consumers, we generally try to avoid acquiring unnecessary debt – we might take a loan to buy a car or have a mortgage on our homes to afford a good location, but with smaller purchases we save, shop carefully, and proceed with caution when using credit cards. Sometimes, though, it makes sense […]

5 Tips for Hosting a Profitable Fundraiser Event for Your Business
  • 5 Tips for Hosting a Profitable Fundraiser Event for Your Business

5 Tips for Hosting a Profitable Fundraiser Event for Your Business

By |December 7th, 2016|

If you’ve never hosted a fundraiser event for your business – or have failed to host a successful one – then you probably feel the pressure coming at you from all sides. The good news is that anyone can throw a successful event if they simply understand what matters in the grand scheme of […]

What Could a Data Breach Cost You?
  • What Could a Data Breach Cost You?

What Could a Data Breach Cost You?

By |December 2nd, 2016|

Business owners are told over and over to increase their security on their websites or face the consequences. Too many don’t heed this advice, though, even though security breaches shut down firms on a regular basis.

It’s vital to speak the language that businesses speak: money. Security breaches can lead to serious revenue losses that […]

What’s the Best Way for Students to Build Credit?
  • What’s the Best Way for Students to Build Credit?

What’s the Best Way for Students to Build Credit?

By |November 22nd, 2016|

College students often find themselves in precarious financial positions: harried by student loans, making minimum wage if they’re working at all, and receiving credit card applications left and right from companies that hope to prey on their lack of financial knowledge. Couple this with the fact that many students are handling financial decisions independently […]

How to File Chapter 11 as an Individual
  • How to File Chapter 11 as an Individual

How to File Chapter 11 as an Individual

By |November 15th, 2016|

For those who don’t know, Chapter 11 is a bankruptcy process by which the court oversees a negotiation to establish a ‘plan of reorganization’ between a debtor and their creditors. This sort of bankruptcy is not just for corporations. Individuals whose income is too high for Chapter 7 bankruptcy and whose debts are too […]

Three Finance Tips for the Large Purchases in Your Life
  • Three Finance Tips for the Large Purchases in Your Life

Three Finance Tips for the Large Purchases in Your Life

By |November 3rd, 2016|

There are always times when you need to spend a lump sum of money on a major purchase. Sometimes it’s a want and sometimes it’s a need. Maybe you want a new car because the one you have is getting old and rusty, or maybe you need a new car because yours is broken […]

Preventing Retirees from Getting Cheated out of Their Social Security Payments
  • Preventing Retirees from Getting Cheated out of Their Social Security Payments

Preventing Retirees from Getting Cheated out of Their Social Security Payments

By |October 13th, 2016|

“Every year, people leave tens of billions of dollars on the table in terms of money that they’re entitled to, they could get if they made more informed claiming decisions about Social Security.”
Phil Moeller, co-author Get What’s Yours: The Secrets to Maxing Out Your Social Security.

“Americans leave $10 billion in unclaimed spousal benefits on […]

Pay-off Your Credit Card Debt Today
  • Pay-off Your Credit Card Debt Today

Pay-off Your Credit Card Debt Today

By |October 7th, 2016|

Facing massive credit card debt puts a strain on personal finances. It is natural to be overwhelmed by the feeling that you have hit a brick wall with nowhere further to go. Besides bankruptcy the system allows for some leeway and the options available vary depending on one’s financial situation and the creditor’s policies. […]

How Credit Score Affects Interest Rates on a Lending Club Loan
  • How Credit Score Affects Interest Rates on a Lending Club Loan

How Credit Score Affects Interest Rates on a Lending Club Loan

By |October 1st, 2016|

We all know that your credit score can be like an albatross hanging around your neck, as it can serve as a painful reminder of any financial mistakes you have made in the past. Not only can it limit your options in life, but it can also prevent you from taking out a loan […]