Category: Financial Advice

5 Things You Are Probably Overpaying For Modest Money14 Comments

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Most of us hate overpaying for anything. Yet we do this all the time without realizing how much money we are throwing away. Below is a list of five things that you are probably overpaying for, along with some simple steps to reduce their costs. Have a look at these suggestions and see how much money you can save.

Pay-TV and Internet Services

If you have pay-TV and/or Internet service through a major carrier like Comcast, Time Warner, or Cox Communications and are not on an introductory or promotional rate plan, there is a good chance you can reduce your rates.  Often, these companies will lower your monthly bill if you are willing to haggle with them a bit over the phone. In fact, according to a recent Consumer Reports survey, 43% of consumers who called their pay-TV and/or Internet provider after an introductory or promotional rate ended were able to negotiate a new deal.

To help your negotiation go as smoothly as possible, it’s a good idea to research the cost of introductory and promotional offers by competitors in your service area. Chances are you will find at least a few appealing deals that are comparable to your current service plan….

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This entry was posted in Financial Advice, and tagged Modest Money14 Comments
By : Adam | 7 Nov 2014
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The Five Stages of Fees

By : Adam | 28 Oct 2014

Getting charged a fee—especially a massive or unexpected one—can be an emotional experience. So when fees happen to you, it’s important to understand the five stages of fees. Denial The easiest way to first deal with fees is pretending they don’t exist. Fee? What fee? …

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Five Things to Consider Before Taking Out a Guarantor Loan

By : Adam | 21 Oct 2014

Five Things to Consider Before Taking Out a Guarantor Loan Loans have never been more difficult to get in the UK, with new regulations forcing banks to be much more selective in whom they loan money to. Even those with reasonably good credit can and …

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A Personal Finance Thriller

By : Adam | 16 Oct 2014

For the last six months or so I have been working on my first novel, a personal finance thriller entitled Cream City Hustle. While there are financial thrillers out there, it is a fairly small genre. I’m not even certain that a would be sub-genre, personal …

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Saving on Sunshine — How to Spend Less in Turkey

By : Adam | 14 Oct 2014

With beaches, warm temperatures, and plenty to see and do, Turkey is more popular with tourists than ever before. But as this is incredible country has continued to become a bigger and bigger favorite, thanks to regions like Dalaman and Antalya, so has the average …

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The Top Ten Benefits of Accepting Credit Cards in Your Business

By : muhammad | 9 Oct 2014

Credit cards have become the norm. According to researchers, more than 60 percent of the US prefers to carry credit cards rather than cash. As a result, small retailers do need credit card machines to process card payments. However, small retailers often think twice about …

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John Hancock – the Manager of Managers

By : Adam | 9 Oct 2014

John Hancock has grown with the American economy and culture over the past 152 years. Since their 1862 founding, John Hancock has grown in status and specialty to have influence in all sides of the financial system. Today John Hancock is known as a “manager …

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