Is NewRetirement Legit?

Is NewRetirement Legit?

March 30, 2023March 30, 2023

Planning for retirement is a critical aspect of achieving financial independence and maintaining a comfortable lifestyle as we age. However, navigating the world of retirement planning can be overwhel..

OnTrajectory Review 2024

OnTrajectory Review 2024

March 17, 2023March 17, 2023

What is OnTrajectory? OnTrajectory is a fintech platform developed to assist individuals in comprehending and preparing for their financial and retirement future. It functions as a “personal fin..

Blooom 401k: Automated Management – Is It Better?

Blooom 401k: Automated Management – Is It Better?

March 31, 2022March 31, 2022

In a Nutshell:  Blooom is a robo-advisor automated investment app that helps you manage retirement. It works with your company-sponsored 401ks and with some IRAs as well. What’s different about Blo..

M1 Finance Roth IRA Review: Fully Customizable Retirement Account

M1 Finance Roth IRA Review: Fully Customizable Retirement Account

November 6, 2021November 6, 2021

In a nutshell: The M1 Finance Roth IRA gives you complete control over your retirement account by giving you access to all of M1’s features. There are no monthly or trading fees for a basic acc..

Betterment Roth IRA Review: Best Retirement Option?

Betterment Roth IRA Review: Best Retirement Option?

October 16, 2021October 16, 2021

In a nutshell: The Betterment Roth IRA makes retirement simple. With no trading fees and no commissions to pay, making the most of your Roth IRA allowance is simple. Our full Betterment review loves t..

BitIRA Review 2024

BitIRA Review 2024

July 14, 2021July 14, 2021

Full BitIRA Review Do you want to gain exposure to cryptocurrencies through your retirement account? Our review on BitIRA believes this platform is excellent for investors who want to take advantage o..

The Complete Retirement Guide: Everything You Need to Know

The Complete Retirement Guide: Everything You Need to Know

June 28, 2021June 28, 2021

Now more than ever, saving for retirement is one of the biggest keys to long-term financial success. After all, just 15 percent of US employees had access to both defined-benefit plans (also known as ..

Net Worth by Age: Are You Saving Enough?

Net Worth by Age: Are You Saving Enough?

February 17, 2021February 17, 2021

Saving money and investing are the keys to growing your net worth. However, it can be tricky to know how much you should save—and by what age. And in case it isn’t obvious, we can only give br..

What is an IRA?

What is an IRA?

January 2, 2021January 2, 2021

If you have ever researched retirement savings, you have likely heard of an individual retirement account (IRA). These accounts are retirement accounts individuals and couples can open at the financia..

What Are Mutual Funds?

What Are Mutual Funds?

December 24, 2020December 24, 2020

If you don’t know a whole lot about mutual funds, you may have heard of them because of your employer-sponsored retirement plan. But, beyond that, you might wonder what these funds are really all ab..

Why Are 401(k)s Not More Popular Among Americans?

Why Are 401(k)s Not More Popular Among Americans?

November 19, 2020November 19, 2020

While 401(k) plans continue to be the wise choice among Americans, it is strange to find that not everyone advocates the plans. As the contributions to the plans are tax-free, and taken directly from ..

Why Blooom Can be the Answer to Your Retirement Woes

Why Blooom Can be the Answer to Your Retirement Woes

March 27, 2020March 27, 2020

For those of us looking for a convenient way to plan for retirement, modern age technology is becoming more crucial to how we do so. User-friendly websites and easy-to-use apps appear to be ten-a-penn..

Roth IRA Conversion Ladder for Early Retirees: Decoded

Roth IRA Conversion Ladder for Early Retirees: Decoded

August 7, 2019August 7, 2019

There are several options available to you when it comes to taking care of personal finance for when you retire, especially if early retirement is the plan. For example, you can choose to use a tradit..

4 Critical Things to Know About 401k Vesting Schedules

4 Critical Things to Know About 401k Vesting Schedules

July 22, 2019July 22, 2019

What is a 401k? A 401k is an employer-sponsored retirement account where employees can contribute a set amount or a percentage of their wages into an investment account which can then be used later fo..

Traditional IRA vs. Roth IRA vs. 401k

Traditional IRA vs. Roth IRA vs. 401k

June 11, 2019June 11, 2019

Congratulations! Landing on this page means that you are likely planning your retirement. While it might sound like an ordinary thing to do, most people don’t pay nearly as much attention to their f..

How to Use the 4% Rule to Thrive in Retirement

How to Use the 4% Rule to Thrive in Retirement

October 19, 2018October 19, 2018

Look at most any magazine or news story related to your money and retirement, and you are going to see outrageously high numbers for what your nest egg should look like. And there is value in knowing ..

Why a Roth 401K Plan Makes Sense For You

Why a Roth 401K Plan Makes Sense For You

September 11, 2018September 11, 2018

  Most everyone knows about a 401k plan. It is a typical benefit employers provide to help their employees save for retirement. While there are many benefits to investing in a 401k plan, there ar..

5 Investments to Diversify Your Retirement Portfolio

5 Investments to Diversify Your Retirement Portfolio

July 20, 2018July 20, 2018

If you’re like the majority of Americans, you understand the importance of investing your money, but you don’t know where to put your money. Most people who do investment end up putting all their ..

4 Overlooked Benefits of A Roth IRA

4 Overlooked Benefits of A Roth IRA

June 20, 2018June 20, 2018

You hear a lot about how great a Roth IRA is for saving for your retirement. After all, who wouldn’t want their money to grow tax-free and be able to withdraw it tax-free too? But there are some add..

Amount of Millionaire Retirees Continues to Increase

Amount of Millionaire Retirees Continues to Increase

May 4, 2018May 4, 2018

There is a new study out from money manager United Income regarding the recent wealth of American retirees.  The study finds that while the country’s retirees may be trending both healthier and wea..

The Link Between Retirement and Investing

The Link Between Retirement and Investing

March 21, 2018March 21, 2018

Before the turn of the 21st century, it was common for companies to offer their employees a pension. This pension system worked by shifting the burden of saving for retirement onto the employer instea..

Value Investing Offers the Biggest Bang for Your Retirement Buck

Value Investing Offers the Biggest Bang for Your Retirement Buck

March 9, 2018March 9, 2018

Have you ever heard of the term “torpedo stocks”? If you’re currently saving for retirement by buying stocks, this is a term that you should definitely be familiar with. In my last article on Mo..

How to Invest your Retirement Savings

How to Invest your Retirement Savings

February 19, 2018February 19, 2018

If you’re just starting to invest for retirement, you may be making a big mistake without even realizing it. For decades, the industry drumbeat has been that stock investing is extremely challenging..

Why Your 401(k) Plan Is Your Most Powerful Investment Account

Why Your 401(k) Plan Is Your Most Powerful Investment Account

January 16, 2018January 16, 2018

As an investor, you have many different accounts that you can use to invest your money in. And each of these different accounts has its own advantages and disadvantages. But there is one account that ..