Impoverished College Students and the Various Ways to Build Good Credit ASAP Modest Money2 Comments

The process of growing up carries with it a great deal of excitement, but also stress. One of the main causes of concern for young people all across the country is that of their current financial status, given the tremendous amount of debt that many of them have accumulated after paying for a formal college education with borrowed cash.

If forthcoming loan qualification, auto insurance, cell phone plans and home ownership are to ever become a reality for Millennials, building strong credit now, rather than later, is a must.

Student Debt in the United States

Unfortunately, the state of student finances is as weak as it’s ever been. To this day, student debt is still on the rise for those seeking to obtain bachelors’ degrees at public and private universities in the United States. In 2013, seven out of every 10 seniors attended their respective graduation ceremonies with an average of $28,400 worth of debt owed to both federal and private lenders.

With such a situation in place, it’s no wonder that — as of the start of 2014 — the U.S. lays claim to over $1.1 trillion in cumulative outstanding student loan debt. On a personal, individual level — especially for young,…

This entry was posted in Credit, Financial Advice, and tagged , Modest Money2 Comments
By : Adam | 15 Apr 2015
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Bullion 101: Investing in American Silver Eagle Coins

By : Adam | 14 Apr 2015

American silver eagles have been popular among investors since the U.S. Mint first began striking these bullion coins back in 1986. What helps makes American silver eagle coins so attractive is that they’re affordable for just about anybody who wants to get in on stocking …

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Top 5 Ways to Protect your Assets

By : Adam | 13 Apr 2015

By: Robert B. Wolfe, CFP® Depending on the state of one’s legal residence, the strategies and techniques for asset protection can vary. As an example, for those living in the State of Florida, the tools at the disposal of individuals are broad and sharp. Florida …

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The Ongoing Payment Protection Insurance Scandal

By : Adam | 10 Apr 2015

The ongoing payment protection insurance scandal has been called the worst to hit the UK banking industry in history.  Of course the scandal was uncovered and so it is now quite widely known about – consequently so far many thousands of people have claimed back …

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Warrior Trading Review

By : Adam | 9 Apr 2015

Warrior Trading is a community of stock traders hosted by pro trader Ross Cameron.  Founded in 2012, Warrior Trading was born out of the need for transparent trading education and trade alerts.  The common theme in the online investing community is a chat room that …

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The E*Trade Education Center – Maximize Tax Efficiency in Your Investments

By : Adam | 8 Apr 2015

This is a sponsored post written by me on behalf of E*TRADE for IZEA. All opinions are 100% mine. With the last day to file your taxes just two weeks away, it’s time for many of us procrastinators to start getting this financial chore out …

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Cinch Financial – the Best Advice on How to Save Big on the Big Stuff

By : Adam | 7 Apr 2015

Life is complex, and it’s not getting any simpler. As an adult, you’ve got money going in all directions: car payments, utility bills, loan payments, insurance. It’s almost all you can handle to get all this stuff paid on time. Everybody knows that there are …

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