What’s Up With The Ghetto Retail Payment Processing in the US? Modest Money18 Comments

I think the US likes to think of themselves as a fairly tech savvy country. They might not be right at the forefront like some Asian countries, but technology is rather prevalent in the USA.

According to US Census, in 2012 nearly 75% of households had internet access at home and almost 80% had a computer at home. These are higher rates than any other country in the world and I’m sure it’s just kept increasing since then.

Once in a while I drive from Vancouver down to Seattle and the surrounding area. You’d think that with the border only half an hour, everything should be pretty much the same as in Canada. For the most part that is true, but there are some differences, one of them being payment processing.

Anytime I pay for anything down there I am baffled at how behind the times the retail stores are. Since my credit card has no foreign exchange fee and I get cashback, I use it everywhere in the US. My automatic reaction is to use my secure chip card and pin code. Instead I get a flashback to the…

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By : Jeremy Biberdorf | 18 Jul 2014
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