The Home is an Asset, an Expense, and a Risk Modest Money11 Comments

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The following is a guest post about home finances. If interested in submitting a guest post, please read my guest post policy and then contact me.

The home is most people’s largest asset but it usually gets neglected from a financial management perspective.  People naturally think of the home as a place to live, to entertain, to raise kids, and create memories.  But it is important to turn our attention back to managing all your home finances from various aspects as it makes up a huge percentage of people’s assets and expenses.

First is thinking about the home from an overall financial value.  There are a few key figures that you should track such as the purchase price of the home, i.e. what was the agreed upon price you bought the home for.  Next is to know what the tax assessed value is, as this is often times different and it is the value that your property taxes are based on.  If you recently re-financed, you should also have an appraised value.  You should also know your building insured value from your homeowner insurance policy in case of disaster.

From a risk perspective, most people don’t know the total value of…

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This entry was posted in Real Estate, and tagged Modest Money11 Comments
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