Making Your Blog More Attractive for Blog Advertising

Posted on April 24, 2013 by Jeremy

Check out my new guide for starting a blog to learn how to go about properly creating your own blog.

Since you guys and gals seem to be appreciating my posts relating to blog advertising, I figure I might as well keep that theme going for a bit. It is an area that I feel quite comfortable with since I have experience on both sides of the business.

If there’s something in particular you want me to cover related to blog advertising or anything else to do with blogging, just let me know. Or if you want to contribute a future blogging tips post yourself, that would be awesome too. It’s been a while since I’ve had a guest writer for this series.

If you’re new to this series, check out some of the previous blogging tips posts:

Continue reading →

Getting My First Home Mortgage

Posted on April 23, 2013 by Jeremy

Photo: nikcname

As some of you may recall, my girlfriend and I are in the midst of purchasing our first home. Previously I wrote about the importance of a good realtor and the benefits of quality home inspection.

Our home buying story wouldn’t be complete without telling you about how our mortgage process went.

Despite how others have warned about various hassles of buying a home, I have to say it’s gone incredibly smooth so far. Besides the initial minor problems with the other realtors we tried, there have been virtually no problems. That says a lot about the realtor that we were lucky enough to work with – he was a true professional. Getting the mortgage may have been the only difficult part.

It’s not that the bank wasn’t willing to lend me enough money to buy a home. No they were quite willing to lend me about 50% more than we needed. Getting the interest rate I wanted was another story. Continue reading →

Top 5 Things Mutual Fund Companies Don’t Really Want You to Know

Posted on April 22, 2013 by Guest

The following is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me.

1. The majority of mutual funds underperform the stock market

Historically the majority of mutual funds continue to underperform the stock market; this is partly due to their cost overhead, and the strategies employed by their fund managers.

“Over time, because of their costs, approximately 80% of mutual funds will underperform the stock market’s returns.”*

“Over the past five years, fully 91 percent of all mutual funds have underperformed the market’s average return.”** Continue reading →

Student Loan Statistics That Will Surprise You

Posted on April 19, 2013 by Guest

The following is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me.

More than 37 million Americans are living with a combined total of $1 trillion in outstanding student debt.

To contextualize what $1 trillion is really worth, know this: to get rid of that kind of money you’d need to spend $100 every second for the next 317 years. Or you could:

Attend Harvard over 4 million times
Give every person on the planet $142
Buy Facebook—more than a dozen times over

Scary, isn’t it? Thankfully SmarterBucks® can help. It’s a revolutionary rewards program that allows you to earn extra student loan payments on any student loan—private or federal. The best part? You can earn rewards on the money you’re already spending. That means no shopping binges are required. Plus signing up is free and redemption is automatic. Continue reading →

How Young Adults Can Use PrePaid Cards To Learn Financial Lessons

Posted on April 18, 2013 by Jeremy

I’m sure we’ve all heard stories of young adults who got their first credit card and got into all kinds of debt. Luckily I never got into that mess. Instead I blew a bunch of cash from student loans and summer jobs on partying. If I was into shopping, it could’ve got a lot uglier.

When young people suddenly have access to credit there is sometimes just too much temptation. They likely didn’t have a whole lot of spending money earlier in their lives. They were also probably more accountable to their parents in the past. The new-found freedom is just too much to resist.

Beyond the temptation, a lot of young adults just don’t realize the downsides of using credit cards and the trouble they can cause. They simply start charging thinking they can pay that money back whenever they want. Somehow they justify the interest charges as a small price to pay for not having to wait. Continue reading →

Page 5 of 69« First «...3 456 7...10 20 30...»Last »