Budgeting Carefully and Selecting the Perfect Credit Card so You Can Travel More Comments3 Comments

Budgeting carefully and selecting the Perfect Credit Card so You Can Travel More

Some people travel all the time for free, and you may find yourself wondering how they do it. What it requires is careful analysis of your spending and travel patterns and then researching what credit card is best suited to your habits.

The United MileagePlus Explorer credit card is a great card to use if you travel frequently on United Airlines. If you frequently fly with United airlines, then MileCards.com suggests that this is probably the ideal card for you. There are many perks and benefits that you can enjoy as well as opportunities to earn bonus points. When you receive the card and spend $1,000 in the first three months, you will earn 30,000 bonus miles. This is more than enough points to book round trip tickets in economy class anywhere in the contiguous United States, which can be worth up to $500.

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If you add an authorized user within the first three months and they make one purchase, you will earn an additional 5,000 bonus points. Savvy consumers take note: there is no need for the authorized user to keep the card. The first purchase can be a minimal amount since you are only adding the user to take advantage of the bonus points. If you trust them with the card, they can keep using it since you will accumulate points on all of their purchases. Note that you are responsible for paying the bills, so choose the authorized user carefully.

Every dollar spent on the United MileagePlus Explorer credit card will earn you one mile. For every purchase with United Airlines, you will earn double points. It’s nice to know that the points you earn will never expire as long as you are a card member. There is no limit to the number of points you are able to earn during a year, so if you have to make a large purchase, be sure to use your United credit card, so you can put the points you earn towards free travel. One way most people maximize their reward points is by using the credit card on everyday purchases such as shopping, entertainment and gas for vehicles. For every dollar you are spending, you are earning miles towards free travel.

If you have a large household purchase such as a new refrigerator, home improvements or new furniture, make sure you use the United Mileage Plus Explorer credit card. You can even use it to pay for household expenses, such as house insurance and utility bills. If you reach a spending threshold of $25,000 in a calendar year, you will earn 10,000 bonus miles. This seems like a lot of money to spend in one year, but if you use it for ordinary purchases, travel spending and large expenditures, you may be able to reach this level of spending.

In the first year of having the United Mileage Plus Explorer credit card, you will earn 30,000 miles with the sign up bonus, an additional 5,000 bonus miles for adding an authorized user and 10,000 miles for using the card for absolutely everything you spend money on. These 45,000 miles are in addition to the 10,000 bonus points from spending $25,000, as well as the one point per dollar spent, gives you a total of 75,000 points. Your points earned would be 75,000. If any of the money spent to qualify for the bonus offers was with United Airlines, you would have bonus points to add on to the total. This is enough points for two people to fly anywhere in North America in economy class free of charge, in the first year of having the credit card with miles left over!

Are you wondering how can you travel in style while on a budget? It’s easy with the United MileagePlus Explorer credit card. With the card, you will have special privileges at over 700 luxury hotels and resorts that are part of the exclusive Luxury Hotel and Resort Collection. When you book your hotel directly with a Luxury Hotel and Resort Collection Travel Specialist or on their website, you will get free breakfast for two people per room, early check-in and late checkout as well as free room upgrades when available. These perks alone are worth at least $100 for a weekend stay and much more for a stay of a week or more. If you make use of this benefit more than once per year, you will be saving a lot of money and enjoying luxury hotels on your travels.

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There are a few other noteworthy benefits that come with having the United MileagePlus Explorer credit card. When you travel, your first bag is free of charge. This perk is also given to a companion who is on your reservation. This benefit is worth $25 per person for each leg of travel for a total savings of $100 for a round-trip ticket. You will also receive two tickets per year to the United Club where you can enjoy complimentary drinks, snacks and Wi-Fi before boarding your flight. When you board your flights with United Airlines you will enjoy priority boarding, jumping to the front of the long queue of other passengers.

There is an annual fee of $95, which is waived for the first year of having the United MileagePlus Explorer credit card. If you fly round trip with checked bags more than twice per year, the fee is covered. If you take advantage of staying at a Luxury Collection property one week a year, the annual fee is more than covered!

Applying for this card makes sense if you travel frequently with United Airlines and you like to earn free travel!

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By : Adam | 8 Jul 2014
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3 thoughts on “Budgeting Carefully and Selecting the Perfect Credit Card so You Can Travel More

  1. Deb @ Saving the Crumbs

    I can see how people could really rack up the mileage points. However, since we aren’t loyal to one airlines (we just go with whichever one is cheapest), we have preferred using a card that guarantees a set percentage cash back on all purchases.

    Reply

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