401k

Best Investment Strategies for Someone on a Budget
  • Best Investment Strategies for Someone on a Budget

Best Investment Strategies for Someone on a Budget

By |June 1st, 2016|

If you’re on a budget, you don’t have a lot to put into the market, but you have to remember that stock investing is not a quick way to get rich (in my experience, there’s no such thing). Instead, it will take some time and effort to accomplish your goals.
Manage your Cash Flow
Investing is […]

How To Turn Your 401k or IRA Into a Paycheck Machine for Life
  • How To Turn Your 401k or IRA Into a Paycheck Machine for Life

How To Turn Your 401k or IRA Into a Paycheck Machine for Life

By |May 19th, 2016|

Since the early 1980s, 401(k)s and individual retirement accounts have become the dominant way that workers save for retirement. Yet many workers long for the days of traditional pensions when you could set your watch by how much income you could count on every month after your retired. Many people like that the pension […]

Make Your IRA Withdrawals without Paying Penalty
  • Make Your IRA Withdrawals without Paying Penalty

Make Your IRA Withdrawals without Paying Penalty

By |January 27th, 2016|

In these uncertain times, there may be circumstances when you are forced to take an early distribution from your IRA, even though the contribution to the IRA is meant to provide you with additional income post retirement. An early IRA withdrawal would mean that you are under 59 ½ years of age. This, in […]

401(K) Basics For Your First Real Job
  • 401(K) Basics For Your First Real Job

401(K) Basics For Your First Real Job

By |December 5th, 2015|

Many of our readers are “Millennials” and people who are even younger than that. For people in this age group, everybody knows that the economy they entered in their young adulthood was not the best. Some Millennials missed out on the career they thought they’d begin just as soon as they graduated college. Today’s […]

Important Financial Guidance from Smart401k
  • Important Financial Guidance from Smart401k

Important Financial Guidance from Smart401k

By |October 12th, 2015|

Personal finance is changing in America. For professionals, pensions, and a 401(k) used to be endgames in themselves. Thought sufficient to carry a worker from employment to retirement, and beyond, many workers just let these things just kind of…take care of themselves. That may have worked at one time, but it’s no solution for […]

Rolling Over a 401(k) to an IRA
  • Rolling Over a 401(k) to an IRA

Rolling Over a 401(k) to an IRA

By |March 20th, 2015|

With 401(k) plans becoming less and less useful, many investors are looking for other options to grow their money such as by using Betterment. One of the main drawbacks of the modern 401(k) is it’s restrictions on the types of investments you can make which are limited by the provider your employer chooses. Many […]

Considering Using Your 401k to Pay Your Bills
  • Considering Using Your 401k to Pay Your Bills

Considering Using Your 401k to Pay Your Bills?

By |November 26th, 2013|

The following is a guest post about using your 401k to pay your bills. If interested in submitting a guest post, please read my guest post policy and then contact me.

May be Time to Think Again…

Picture this scenario…You’re 42 years old. Your company went through a reorganization last month, and as a result, your […]