Save Money By Combining Home & Auto Insurance

Home and Auto Insurance
Photo: Todd Dwyer

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People are always looking for ways to save money on their insurance. Whether it is auto insurance, home insurance, or even travel insurance; getting the best possible price is important. Who wants to pay more for insurance if they don’t have to, right? Well, the truth is that there are lots of people that are overpaying for both home and auto insurance for one simple reason.

What is it? It is surprising how many people don’t combine their insurance policies into one plan with one insurer. Doing this will qualify them for a discount with almost any insurance company.

But, if you have your home and auto policies with separate companies, then you need to decide which company is the best option. Obviously, price will be the major determining factor, but you also have to weigh other factors such as other potential discounts, customer service, and overall reputation of the insurance company. Continue reading

5 Quick and Easy Ways to Save on Auto Insurance

The following is a guest post. If interested in submitting a guest post, please read my
guest posting policy and then contact me.

Why you are paying more for auto insurance

Just like with many other things in your life, you are probably paying more for your auto insurance then you should be paying. Like most people, you fall into the habit of simply renewing your policy when you get your notice in the mail. It is the easiest option after all, right? Some insurance companies don’t even require that you send back anything and automatically renew your policy unless they hear from you.

The same goes for others things in your life too. Once the cable, phone or your car insurance is set up you go into payment autopilot. You get accustomed to paying the same amount each month and since it fits into your budget, you don’t really give it much thought going forward. Unfortunately, this leads to you paying more then you need to for things. Continue reading

Vehicle Insurance – Better Safe Than Sorry

Vehicle Insurance
Photo: Loozrboy

I’m sure none of you are guilty of this, but amazingly some people take the risk of driving without insurance. I don’t know about other areas, but here in BC that is illegal…and a pretty dumb risk regardless where you live.

You may be the best driver, but with lots of bad drivers out there, some accidents are unavoidable. Someone else can run a red light. They can swerve into your lane while driving home from the bar. Or maybe they’ll tailgate so close that they can’t stop before rear-ending you. In times like that it doesn’t make much difference how good your driving skills are.

Then there are the times when you might just make an error in judgement yourself. It just takes a single split second decision to end up in a car accident. Most of us have probably driven when tired or with something important on our minds. Continue reading