Tag : credit card balance transfers

What To Do When You’ve Had Enough of Lenders Modest Money2 Comments

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Hey everyone, thanks for swinging by! Today, I’d like to touch on a subject that I know affects tons of people. It’s credit cards. Now, I’m not talking about credit card debt, I’m talking about when you’ve HAD IT UP TO HERE with a lender. The truth is, most lenders are great to work with.

They offer competitive rates, great rewards, an exceptional customer service. However, some lenders will be missing out on something in that equation. So, today we’re going to talk about why you might be upset with your lender and what you should do.

Had It Up To Here With Interest Rates

Most people who have a bone to pick with their lenders are upset about interest rates. I can’t tell you how many people I’ve talked to that are happy with rewards, customer service, and more. However, they hate their interest rates. They’ve had their cards for years, and as their credit scores went up, their interest rate never went down.

What To Do

Although you might think your lender isn’t willing to work with you, you might also be surprised at what they’re willing to do to keep your business. All you have to do to find out if…

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By : Josh Rodriguez | 3 Feb 2014
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Debt Settlement Isn’t Always The Best Answer

By : Josh Rodriguez | 27 Jan 2014

Hey everyone, thanks for joining me for this week’s Monday Money! Yesterday, a friend of mine who owns a pretty decent business received a call from a debt settlement company. He said one of the first questions they asked was “How much money do you …

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Balance Transfer Credit Cards Are Best Friends And Worst Enemies

By : Josh Rodriguez | 22 Jul 2013

Hey everyone and welcome to the Monday Money of the week. Just in case this is your first time joining me today, I’m Joshua Rodriguez. I write on several financial topics every Monday hoping that my tips will help consumers save or make money. That …

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When Are Balance Transfer Credit Cards A Good Idea?

By : Josh Rodriguez | 17 Jun 2013

Hey everyone, thanks for coming back this week for Monday Money with Josh! This week, I’m going to cover another hot topic in the personal finance industry, balance transfer credit cards. Why? Well, they are great financial tools but, misleading posts online could lead consumers …

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Credit Card Balance Transfers Can Be Your Friend

By : Jeremy Biberdorf | 11 Dec 2012

In the past I’ve written about irresponsible credit card usage and how it benefits other cardholders. Used without proper care, a credit card can be quite dangerous. I’ve also written about how personal loans aren’t always bad debt. Just because something can be used irresponsibly, …

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