credit cards

Pay-off Your Credit Card Debt Today
  • Pay-off Your Credit Card Debt Today

Pay-off Your Credit Card Debt Today

By |October 7th, 2016|

Facing massive credit card debt puts a strain on personal finances. It is natural to be overwhelmed by the feeling that you have hit a brick wall with nowhere further to go. Besides bankruptcy the system allows for some leeway and the options available vary depending on one’s financial situation and the creditor’s policies. […]

Australians Welcome New Ban on Excessive Credit Card Surcharges
  • Australians Welcome New Ban on Excessive Credit Card Surcharges

Australians Welcome New Ban on Excessive Credit Card Surcharges

By |September 8th, 2016|

In a bid to curtail the $1.6 billion Australians pay annually in credit card surcharges, starting 1st September 2016, large retailers will no longer charge excessively on credit cards.

The new law, Competition and Consumer Amendment (Payment Surcharges) Act 2016, which was introduced yesterday for big retailers, and will take effect on all Australian retailers […]

Best Credit Cards for People with Fair or Average Credit
  • Best Credit Cards for People with Fair or Average Credit

Best Credit Cards for People with Fair or Average Credit

By |April 15th, 2016|

In the financial world, your credit score can determine which credit cards and products you qualify for as well as the opportunities that are available. If you have a fair or average credit rating, your score may be anywhere from 630 to 689, falling right between poor credit and excellent credit. Though you may […]

Why I Like American Express (AXP) Stock

By |March 1st, 2016|

Of all the Dow stocks, American Express (NYSE: AXP) has taken the biggest beating so far this year. It’s down 20% since January 1st and down over 40% since the all-time high in July 2014.

Management has released weak projections for the next few years, and there is the possibility of further downside risk. American Express […]

5 Ways to Use Credit Cards to Boost Your Credit Score
  • 5 Ways to Use Credit Cards to Boost Your Credit Score

5 Ways to Use Credit Cards to Boost Your Credit Score

By |December 29th, 2015|

Having a great credit score can save you thousands of dollars over the course of your life, make all the difference when it comes to getting the apartment or home of your dreams, and even make you more employable. But these days, a good credit score isn’t what it used to be; since the […]

The Bridges We Cross on the Road to Debt
  • The Bridges We Cross on the Road to Debt

The Bridges We Cross on the Road to Debt

By |June 22nd, 2015|

With my son preparing to go to college in a little more than a year, I have been thinking about my own journey from living at home with my parents to becoming an adult. Part of this transformation involved going from having no debt and no real financial obligations to being loaded down with […]

Why I Love Dave Ramsey, But I Still Love Credit Cards
  • Why I Love Dave Ramsey, But I Still Love Credit Cards

Why I Love Dave Ramsey, But I Still Love Credit Cards

By |March 12th, 2015|

There I was. 18 years old. And I didn’t have a clue .

I didn’t realize that some people were actually debt-free.

I thought a car payment was just another bill. I mean, everyone has a car payment, right?

I thought credit cards were a way of life. I never noticed adults using cash. Only cards.

Enter: Dave […]

OpenSky® Secured Visa® Credit Card Review
  • OpenSky® Secured Visa® Credit Card Review

OpenSky® Secured Visa® Credit Card Review

By |September 26th, 2014|

A secured credit card is an excellent way for anyone to build credit and improve their credit scores. It’s a responsible step that pays off fairly quickly. The OpenSky® Secured Visa® Credit Card will be backed by funds that you deposit as security for the card. Because you lay down this money right out […]

5 Ways to Earn Airline Miles without Stepping Foot on a Plane
  • 5 Ways to Earn Airline Miles without Stepping Foot on a Plane

5 Ways to Earn Airline Miles without Stepping Foot on a Plane

By |August 7th, 2014|

More than at any other point in history, the need to travel for business or pleasure is really taking off. To accommodate for this, many airlines have come out of nowhere to become market leaders. Every day it seems like a new airline merger is in the works. In the last five years alone, […]

Budgeting Carefully and Selecting the Perfect Credit Card so You Can Travel More
  • Budgeting Carefully and Selecting the Perfect Credit Card so You Can Travel More

Budgeting Carefully and Selecting the Perfect Credit Card so You Can Travel More

By |July 8th, 2014|

Some people travel all the time for free, and you may find yourself wondering how they do it. What it requires is careful analysis of your spending and travel patterns and then researching what credit card is best suited to your habits.

The United MileagePlus Explorer credit card is a great card to use if […]