Tag : credit cards

Why I Love Dave Ramsey, But I Still Love Credit Cards Modest Money22 Comments

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There ​I was. 18 years old. ​And I didn’t have a clue ​. ​

I didn’t realize that some people were actually debt-free.

I thought a car payment was just another bill. I mean, everyone has a car payment, right?

I thought credit cards were a way of life. I never noticed adults using cash. Only cards.

Enter: Dave Ramsey and The Total Money Makeover.

That book changed my life. More specifically, my finances.

All these years later, I still love Dave Ramsey, but now I love credit cards…again, but for a different reason…

Dave Ramsey on Credit Cards

“We want it all, and we can borrow to get it all, before we can afford it all.” -Dave Ramsey

Dave was a millionaire before he went bankrupt in the early 90s. He had a very unhealthy use of credit cards, like most people.

​It’s no surprise that he now says: when you’re trying to get out of debt, you should cut up your credit cards and stop using them. I agree that you stop using them, but I don’t think you should cut them up.​ And let’s be honest here…for most Americans, statistically, they shouldn’t use credit cards.

But for the responsible people out there (like the people…

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This entry was posted in Credit, and tagged , Modest Money22 Comments
By : Adam | 12 Mar 2015
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