By Travis Peterson
It seems like the moment I graduated from high school, I had credit card offers arriving in the mail. They came with offers of free gifts and a promise to fulfill my every desire. One thing they didn’t come with were instructions or information about using credit responsibly.
By the time I graduated, […]
By Travis Peterson
Often times we do not know that something is harming our credit score until it is too late. We go to apply for a loan, or try and get a new credit card, only to find that our credit rating is much lower than we expected. When this happens it is important to discover […]
The history of organized credit bureaus dates back to 1898. What started off as an endeavor in the USA to create a list of customers with an indication of their credit worthiness for the local retail grocers’ association, has today grown into the tool used by lenders across the world to assess the credit […]
Trying to engineer a better credit score for yourself is kind of like trying to diagnose engine trouble without lifting the hood of your car. You can sense the problem a number of ways, but you can’t look in and see what the difficulty is. That’s exactly the way it is with the algorithms […]
If you are looking to obtain credit then you are probably going to want to know more about your credit score, and what factors help to determine the calculation. The information used can be the difference between whether you are able to obtain credit or not.
Often a poor payment history can cause problems if […]
Infographic provided by: Lendgreen
If your parents have been managing your credit all along, suddenly having to deal with credit balances, credit scores, and credit reports might prove to be a bit of a shocker. And then there are the payments to consider. Credit management takes a sharp turn toward the serious when you become […]
The process of growing up carries with it a great deal of excitement, but also stress. One of the main causes of concern for young people all across the country is that of their current financial status, given the tremendous amount of debt that many of them have accumulated after paying for a formal […]
First of all, the title of this post is not hyperbolic. Your life does depend on it. In the U.S., it is all but impossible to live over the level of poverty without having some form of credit extended to you. Feel free to waste time trying to prove me wrong. Even if you […]
If you are not prepared for identity theft, you are making yourself a target. It’s as simple as that. But even the most prepared consumers are not completely secure. Identity theft has a cascading effect. Once a thief has a single account password, it’ll be all the easier to get your address, your license […]
In 5 Reasons to Avoid a Low Credit Score you learn about why having a high credit score is so important. One of the most important reasons to keep up with your credit score is so that you can apply for credit and get loans that you might need. Basically your credit score is […]