ira

Finding the Right IRA with Betterment
  • Finding the Right IRA with Betterment

Finding the Right IRA with Betterment

By |July 21st, 2016|

Regardless of how old you are, it’s important to plan for your retirement, and the sooner you get started the less of a chance you will have of outliving your income. But in this day and age, it can seem like a challenge.

I’m reminded of a short article I read a couple of years […]

Tips to Help Leading Financial Advisors Prepare the Best IRA Plans in 2016
  • Tips to Help Leading Financial Advisors Prepare the Best IRA Plans in 2016

Tips to Help Leading Financial Advisors Prepare the Best IRA Plans in 2016

By |July 12th, 2016|

The field of individual retirement planning is not without its complications and even leading financial advisors have their share of worries when it comes to IRAs (Individual Retirement Accounts). The financial market can be highly volatile and, for this reason, you need to remain at top of your game every step of the way.
All […]

How an IRA Can Supplement your Social Security Income
  • How an IRA Can Supplement your Social Security Income

How an IRA Can Supplement your Social Security Income

By |June 23rd, 2016|

Using an IRA to supplement your Social Security can improve the quality of your retirement, but there are some things you have to be aware of. Having an IRA can affect your benefits, but it will not reduce the amount you are entitled to receive. It can, however, make them subject to income taxation.

Still, […]

Ways to Build a Solid Financial Future
  • Ways to Build a Solid Financial Future

Ways to Build a Solid Financial Future

By |June 16th, 2016|

It’s clear that the climate of the country has changed. People don’t feel as secure about their financial future as they once were, and the job market has become more volatile than it was 20 years ago. They want short-term employees, and that makes it hard for people to get a steady job. This […]

How To Turn Your 401k or IRA Into a Paycheck Machine for Life
  • How To Turn Your 401k or IRA Into a Paycheck Machine for Life

How To Turn Your 401k or IRA Into a Paycheck Machine for Life

By |May 19th, 2016|

Since the early 1980s, 401(k)s and individual retirement accounts have become the dominant way that workers save for retirement. Yet many workers long for the days of traditional pensions when you could set your watch by how much income you could count on every month after your retired. Many people like that the pension […]

The Secret IRA Your Advisor Doesn't Know About
  • The Secret IRA Your Advisor Doesn't Know About

The Secret IRA Your Advisor Doesn’t Know About

By |February 18th, 2016|

Most investors mistakenly believe they have a “self-directed IRA” when in fact they really have a multiple choice IRA.  You may self-direct your account as long as you buy stocks, mutual funds, or bonds inside of the plan administrator’s approved plan.  You may have hundreds and even thousands of choices of where to put […]

Make Your IRA Withdrawals without Paying Penalty
  • Make Your IRA Withdrawals without Paying Penalty

Make Your IRA Withdrawals without Paying Penalty

By |January 27th, 2016|

In these uncertain times, there may be circumstances when you are forced to take an early distribution from your IRA, even though the contribution to the IRA is meant to provide you with additional income post retirement. An early IRA withdrawal would mean that you are under 59 ½ years of age. This, in […]

5 Investment Gifts That Will Be More Than Worth It in 2016
  • 5 Investment Gifts That Will Be More Than Worth It in 2016

5 Investment Gifts That Will Be More Than Worth It in 2016

By |January 25th, 2016|

Holiday season may be a memory, but that doesn’t mean you won’t have to buy any other gifts in 2016. All those birthdays, anniversaries and special moments should be properly celebrated – and this will most likely involve giving presents as well.

Investment gifts are a great option when you want to offer more than […]

8 Proven & Practical Ways to Catch-Up with Your Retirement Savings Contributions
  • 8 Proven & Practical Ways to Catch-Up with Your Retirement Savings Contributions

8 Proven & Practical Ways to Catch-Up with Your Retirement Savings Contributions

By |January 6th, 2016|

Those of you who started saving for retirement really late or have fallen behind with the contributions can consider the following options to make the most of their investments.
1. Capitalize on Contribution Levels
Contributing towards a salary deferral or investing in an automatic plan is a great way to fund your retirement. You can make […]

Rolling Over a 401(k) to an IRA
  • Rolling Over a 401(k) to an IRA

Rolling Over a 401(k) to an IRA

By |March 20th, 2015|

With 401(k) plans becoming less and less useful, many investors are looking for other options to grow their money such as by using Betterment. One of the main drawbacks of the modern 401(k) is it’s restrictions on the types of investments you can make which are limited by the provider your employer chooses. Many […]