Should you use consider life insurance as an investment? Short answer: probably no. However, there are exceptions. We’ll do a quick overview of the ways life insurance could be used as part of an investing strategy. We’ll mention the pros and cons of standard tactics, and discuss who these are best suited for. For […]
WITH THE LARGE AGING POPULATION OF BABY BOOMERS CONTINUING DOWN THEIR LIFE’S PATH, LONG TERM CARE AND HOME HEALTH CARE CONTINUE TO BE HUGE CONCERNS
What I find when dealing with clients from all over the country is that very few of them have all their gears working together; this makes for a very unbalanced […]
The primary reason that most people invest in life insurance is to provide financial security to their loved ones in case of an early death. However, it also works as a powerful investment and retirement planning tool, since certain plans can build sizeable cash value during your lifetime.
You can withdraw this cash value to […]
In days of old, marijuana use and life insurance were poor bedfellows. However, over the past few years that relationship has gone from poor to downright cozy in some instances. As more and more laws on marijuana use are removed or changed, carriers are becoming more and more marijuana friendly.
State acceptance of marijuana as a […]
What would you do if you become a millionaire all of a sudden?
Ask this question to ten people. I bet nine would give you the most cliched replies that they’ll use the money to go on a vacation trip, to buy an expensive apartment or to dine out in lavish restaurants.
Only a handful would […]
If you’re a Facebook user, you see these posts all the time “I’m Cinderella, take this quiz and find out which Disney Princess you are!” or “My favorite color is blue which means I should date someone who has a sense of humor and likes to go camping. Find out what your favorite color […]
Life insurance can be a very good thing to have, but it is one that many people put off buying when they are young. For younger adults, it can seem like spending the extra each month is not really worth it – if you don’t have anyone dependent on your income and don’t have […]
Getting life insurance is one of the most important financial purchases you will make. It’s important because it’s all about your loved ones. Making sure they are financially protected in the event that you die prematurely is the whole point of term life insurance. In that effort, it’s best to shop around. But who’s […]
Most lists that deal with the best life insurance companies include the best companies overall. That will include factors such as size, financial rating, and industry and customer recognition. But we’re going to do something a little bit different here.
Recognizing that everyone is different, and there’s no one-size-fits-all when it comes to life insurance, […]
For more than a century, life insurance was one of the most static businesses in existence. This is partly because the very nature of life insurance is extremely basic. The consumer pays a certain amount each year in premiums, to provide a windfall for their dependents in the event of their death. And the entire flow was […]