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When you set out on the road to financial success, nobody told you that it was full of potholes. But that’s exactly what taking big financial steps is all about — avoiding the obstructions.
From buying your first home to starting a family, there are a lot of chances to spend way too much, owe more than you can imagine, and lose money along the way. Setbacks are inevitable sometimes, but here’s how you can make them less likely.
Here’s a financial pitfall that is easy to slip into and hard to get out of. Most young adults get their first credit cards as early as age 18, and with the education costs that most of them incur, it can become difficult not to pile up debt. However, there’s one major incentive to avoid using a credit card like a magical money fairy: your credit score. Continue reading