The 3 Step Saving Money System

Saving Money System

The following is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me.

In life, we often find ourselves running directly at a wall. This wall represents some difficulty that we must experience in order to grow and better ourselves. However, when we find ourselves in this predicament, we have 2 options: we can either run directly into the wall with our heads down (and find ourselves taking a long break from consciousness) or we can expound our energy and effort to get over the wall, bringing ourselves up to a new level and plain of existence.

Often times, when financial struggles come along in our lives, we can find ourselves in the head down position, hoping for the best.

When the anxieties of a salary that isn’t high enough, taxes, debts, and investment losses begin to pile up, it can be difficult in our financial lives to forge ahead.

However, what most people aren’t aware of is that there are many places in their financial lives they could be saving money. And the lack of planning makes their current struggles much more of a burden than they need to be. Continue reading

The A-Z of Saving Money eBook Giveaway

A-Z of Saving Money eBook

Recently a blogger friend contacted me about helping promote his new ebook. The cool thing about this ebook is that it is a collaboration with numerous other personal. So I gladly agreed to help them out.

I have to admit there was a bit of jealousy on my part since the group of bloggers was almost all friends of mine. What, no Modest Money included?? Then again I know why I wouldn’t be. In the last several months I’ve been publishing far more guest posts than my own writing.

Also I’ve been declining a lot of writing gigs due to lack of time. So maybe I said no to them and I just don’t remember. I don’t think that was the case, but I’ll tell myself that to feel better ;)

Anyways, even though I’m not included, they’ve brought together some solid bloggers for this ebook. I’m sure it’s packed full of solid advice and awesome money saving tips. This ebook is titled The A-Z of Saving Money and retails for $14.99. Continue reading

Cutting Recurring Costs to Save Money

The following is a guest post. If interested in submitting a guest post, please read my
guest posting policy and then contact me.

Recurring monthly costs can add up quickly without you noticing. They can chip in to your income, leaving you with less to squirrel away for a rainy day!

Just by taking a look at your recurring monthly costs and learning where to make cuts can lead to you saving a significant amount of money over the year!

Let’s start by looking at some examples of recurring costs, and ways to lower them:

Continue reading

Grocery Shopping Savings Made Simple – Giveaway

One financial topic covered on virtually every personal finance blog is how to save money at the grocery store.

That makes complete sense since it is where we spent a good chunk of our money each month. It also happens to be an area where you have the potential to save a lot of money. If you’re not careful you could be wasting a lot of money on grocery shopping each week.

Think about how that adds up over the course of a full year.

No Meal Planning

I don’t know about you, but I am nowhere near organized enough to plan out my meals each week. In my opinion that strategy actually backfires. Grocery stores are constantly adjusting pricing in an attempt to attract customers with some good deals while sneaking in higher pricing on other products. So if you go into a grocery store with a very specific list, there is a good chance that you’re going to overpay on something. Continue reading

Budgeting on Household Products To Save Money

Budgeting on Household Products
Photo: grafixtek

The following is a guest post. If interested in submitting a guest post, please read my
guest posting policy and then contact me.

It’s not always possible to budget for every eventuality. When a financial emergency occurs, many people are consistently looking for a quick fix solution that just isn’t there – and though online lenders like Dollars Direct provide payday loans, Canada’s families could use to help them out in a financial emergency should one occur, short term loans should never be used for everyday expenses.

If you’re able to save some money for a rainy day you’ll find yourself in a much more favourable position when something unexpected happens. There are ways to reduce everyday expenses that can help people to avoid getting into debt; from simple things like turning off the light when you leave the room, to taking another look at things you buy on a regular basis, and considering some of the cheaper alternatives. For example: Continue reading