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My wife Sam and I took a trip to the outlets to “browse around.” I needed a new winter coat and we had seen some deals for Sam to look through, but didn’t want to rack up a ton of credit card debt.
We end up, however, in a small, popular (expensive) fashion store which happens to hold Sam’s dream purse. I had been trying to put off the purse purchase for a while, but there was no escape this time.
Looking around at the high-end purses, I sneak peeks at the prices: most are over $400!
I’ve been wanting to get her one of these for a while, but I never knew the price got that high. So we look around some more, the eager salesman complimenting her with every purse she touches. Continue reading
We often hear all the little ways we can save money, but you have to realize that not all of those tips are suitable for everyone. Some of those tips are just too extreme for most people and some tips just go against our personal priorities.
Depending on your financial situation, you may need to make some sacrifices. At the same time, you don’t want to let your budgeting prevent you from enjoying the things you love.
Unless your situation is particularly dire, you do need to leave room for your major priorities. If you are in a very bad financial situation though, it’s probably time to make greater sacrifices at least temporarily.
Figuring Out Your Important Priorities
The part about personal finance advice that is difficult is that everyone is going to have their own priorities. It’s easy enough for an outsider to say that you need to spend less on a certain expense, but if that expense is quite important to you, that’s easier said than done. Continue reading