About Modest Money

Do you want to learn how to make your money grow?

This isn’t magic – it’s investing.

Let’s face it, you and I both know that what separates people who are financially successful from those who aren’t isn’t luck…


 It’s knowing how to invest well.

Whether you already invest or you’re thinking about it, at Modest Money you’re going to learn the most time-tested and no BS strategies.

Who’s Behind Modest Money?


Ricard Torres 

I am an entrepreneur and investing enthusiast. 

But that’s not where I started… It took a moment of crisis to send me down the road I’m on.

You see, like many other people, I had been brought up with an idea implanted into my brain:

Get an education. Get a job. Rise up the ranks. Retire. Sound familiar? That’s the default route for most people.

That’s why I got a degree in mechanical engineering and started working at one of the most prestigious car manufacturers in the world: Jaguar Land Rover.

But one day, after a particularly grueling day at work I realized that this was not making me happy. 

The problem was that, while I did make good money, I wasn’t keeping any of it. At that rate, I knew I’d be forced to work until retirement and end up with a miserable pension for all my years of hard work.

That’s when I discovered the world of investing. I learned the ridiculous power of compound interest, and how taking control of your money can open doors that you never even knew existed. 

Since then, I’ve never looked back!

I took control of my money (instead of letting it control me), started investing, and embarked on a journey towards financial independence.

And thanks to my investments – mostly dividend growth stocks – I was able to change careers and actually use my time to do something I truly enjoy.

What you’re reading now – Modest Money – is the culmination of my journey.

I hope you enjoy your time here!

Jeremy Biberdorf

Jeremy is the original blogger behind Modest Money.

He’s decided to step back from blogging and focus on managing the site.

With his interests in investing he hasn’t ruled out jumping back into writing eventually.