About Andrew Black

Andrew Black is a personal finance and investment writer from Baltimore, Maryland. He specializes in creating passive income and financial security through value investing and real estate.

Top 3 Books on House Flipping

Top 3 Books on House Flipping

August 28, 2019August 28, 2019

Successful house flipping is an art and a science. Some house flippers perfect it and go on to flip dozens of houses a year. Others have more modest goals but make a profit on each..

Why You Need a Side Hustle

Why You Need a Side Hustle

August 14, 2019August 14, 2019

Have you heard of the phrase, “side hustle” before? There’s a good chance you have, but if you haven’t, it’s time to learn. A side hustle is something that many North Ame..

Tips for Managing Your Budget Like an Adult

Tips for Managing Your Budget Like an Adult

May 9, 2019May 9, 2019

My parents did try to teach me the value of money when I was a kid. They set up a savings account for me and I was encouraged to put some of my allowance away each month. But, I di..

Must-Have Money Habits for 2019

Must-Have Money Habits for 2019

March 22, 2019March 22, 2019

We’re far enough into 2019 that you can say you’re either continuing strong with your new year’s resolutions, or that you haven’t thought about it since January 2. Does tha..

The 5-Step Guide to Making Money with Online Surveys

The 5-Step Guide to Making Money with Online Surveys

March 22, 2019March 22, 2019

So, you’re likely here because the title got you – making money through online surveys. Who doesn’t want to have an additional $100, $500, even $1,000 a month in their bank a..

How to Save Money When You’re as Broke as it Gets

How to Save Money When You’re as Broke as it Gets

March 6, 2019March 6, 2019

Just from the fact you searched for save and broke in the same sentence, I’m guessing that you want to do one of two things. You’re either sick of your lifetime savings..

10 Ways to Start Earning Extra Money from the Comfort of Home

10 Ways to Start Earning Extra Money from the Comfort of Home

February 26, 2019February 26, 2019

Raise your hand if you could handle having more money in your bank account each month. Maybes it’s an extra $100 or closer to $500, who wouldn’t want to bring in more cash? If ..

Motif Investing – Getting Beaten At Its Own Game

Motif Investing – Getting Beaten At Its Own Game

October 25, 2017October 25, 2017

For several years, we’ve enthusiastically recommended Motif investing for new and experienced investors for its affordable approach to social portfolio building. However, it’s ..

How to Tell If a Cryptocurrency is Undervalued

How to Tell If a Cryptocurrency is Undervalued

August 17, 2017August 17, 2017

Over recent years, blockchain technology has revolutionized the supply chain in industry and the financial markets. Today, money continues to pour into cryptocurrencies, both for B..

Are Index Funds Wrecking Capitalism? Paul Singer Thinks So

Are Index Funds Wrecking Capitalism? Paul Singer Thinks So

August 5, 2017August 5, 2017

Passive investing is all the rage, with more than $500 billion torrenting into companies like Vanguard and Blackrock. Passive investing is typically accomplished with ETFs and/or i..

Is Peter Schiff Full of It?

Is Peter Schiff Full of It?

June 3, 2017June 3, 2017

Who is Peter Schiff? If you don’t know who Peter Schiff is, feel free to stop here and continue your life blissfully ignorant of his place in the investing and macroeconomics l..

3 Ways Swing Trading is Better Than Day Trading

3 Ways Swing Trading is Better Than Day Trading

April 27, 2017April 27, 2017

Even for non-investors, day trading has quite a reputation. Though it doesn’t quite exist in this form any longer, we tend to imagine day traders as they appeared in the 1990’s..

Finding Valuable Stocks in Complex Financial Data – P/E and P/B Ratios

Finding Valuable Stocks in Complex Financial Data – P/E and P/B Ratios

February 9, 2017February 9, 2017

Stock market analysis websites are packed with data. New investors get overwhelmed with the onslaught of information available instantly through the internet, but comparatively few..

Long Term Investing: Understanding Bull and Bear Markets

Long Term Investing: Understanding Bull and Bear Markets

February 7, 2017February 7, 2017

When most of us start investing for the first time, we don’t know what to expect. When we allocate money for investments that are meant to grow over decades, it can be like saili..

3 Ways to Pay Less in Investing Brokerage Fees

3 Ways to Pay Less in Investing Brokerage Fees

August 18, 2016August 18, 2016

Making investments through a broker can be expensive. This is true whether your broker sits across from you at a desk, or if you trade stocks through online brokerage firms. In som..

Vanguard vs Betterment, Different Services for Two Kinds of Investors

Vanguard vs Betterment, Different Services for Two Kinds of Investors

August 11, 2016August 11, 2016

Vanguard and Betterment are two of the industry’s leading brokerage solutions specifically designed for long term retirement investing. Vanguard has been around a lot longer,..

Why a Betterment Portfolio Beats Your Portfolio

Why a Betterment Portfolio Beats Your Portfolio

August 4, 2016August 4, 2016

Betterment is pretty cool. We’ve covered this retirement savings robo-broker many times, and we’ve talked about its strengths and weaknesses. For people who are looking for a m..

What Are Penny Stocks and Are They Worth Your Time?

What Are Penny Stocks and Are They Worth Your Time?

July 28, 2016July 28, 2016

Penny Stocks – everybody’s heard of them, few have ever bought or sold them, and most people don’t quite know what they are. For the greenest of green investors, Penny St..

Our LendingClub Review (A Must Read Before Borrowing or Investing)

Our LendingClub Review (A Must Read Before Borrowing or Investing)

July 25, 2016July 25, 2016

Modest Money’s LendingClub Review LendingClub in a Nutshell LendingClub is America’s most recognizable name in Peer to Peer (P2P) borrowing. American P2P has had some d..

Personal Capital Review – Taking Finances To The Next Level

Personal Capital Review – Taking Finances To The Next Level

July 21, 2016July 21, 2016

Personal Capital in a Nutshell Personal Capital is an online platform and mobile app to help you understand your money and invest it more wisely. Personal Capital is really two ser..

P2P’s Not Dead – The Best P2P Business Loans in America

P2P’s Not Dead – The Best P2P Business Loans in America

April 27, 2016April 27, 2016

So what’s the best way to get a P2P Business Loan? Step 1: Live in Europe. Alas, most of you do not. The reason I say this is because P2P is robust in the UK. Lots of competition..

Does Prosper Really Work? A Prosper Review for Borrowers and Investors

Does Prosper Really Work? A Prosper Review for Borrowers and Investors

February 9, 2016February 9, 2016

Peer to peer lending (P2P) is the fastest way for regular people to get affordable loans online. Prosper is one of a number of P2P services that have sprung up in the United States..

Is Prosper a Good Investment?

Is Prosper a Good Investment?

January 26, 2016January 26, 2016

Now entering its 10th year, Prosper looks like it is here to stay. America’s most recognizable name in peer to peer lending (with Lending Club in close second), Prosper offers fi..

The Pros and Cons of LendingClub – For Borrowers

The Pros and Cons of LendingClub – For Borrowers

January 26, 2016January 26, 2016

Peer to Peer lending giant LendingClub is one of two major American P2Ps that borrowers have to choose from when seeking out fast-approved loans with reasonable interest rates, out..