About Jon Dulin

Jon writes for Money Smart Guides, a personal finance blog that helps readers get out of debt and start investing for their future. He has been investing since he was 16 and has learned a lot through the years. He uses these investment lessons to help him be a more successful investor today. Also check out his contributions to Compounding Pennies and ETF Trends.

3 Credit Card Stocks to Pay Attention To

3 Credit Card Stocks to Pay Attention To

April 12, 2019April 12, 2019

More and more people are turning away from paper cash and using their credit cards and other online mode of payments for purchases. As a result, credit card companies are always is..

4 of the Best Beer Stocks for Investors

4 of the Best Beer Stocks for Investors

April 10, 2019April 10, 2019

Beer is hot right now and so are many beer stocks. But you shouldn’t just throw money blindly into this sector. There are some beer stocks that are doing things right, earning ma..

How An Expense Ratio Is Robbing You Daily

How An Expense Ratio Is Robbing You Daily

October 23, 2018October 23, 2018

Investing in mutual funds and exchange traded funds are great ways for smaller investors to begin investing in the stock market. They are also a great way for people without a lot ..

How to Use the 4% Rule to Thrive in Retirement

How to Use the 4% Rule to Thrive in Retirement

October 19, 2018October 19, 2018

Look at most any magazine or news story related to your money and retirement, and you are going to see outrageously high numbers for what your nest egg should look like. And there ..

2 Easy Ways to Use Arbitrage to Make Money in the Stock Market

2 Easy Ways to Use Arbitrage to Make Money in the Stock Market

October 8, 2018October 8, 2018

Are you familiar with the term arbitrage? It is simply the process by which you make money by taking advantage of pricing differences. And there are many ways you can use arbitrage..

Best Home Renovations That Boost Home Values

Best Home Renovations That Boost Home Values

September 25, 2018September 25, 2018

Are you looking to update your house? If you are thinking you might be selling in a few years, then beginning a renovation project takes on new meaning. The reason for this is simp..

Complete Beginners Guide to Closed End Funds

Complete Beginners Guide to Closed End Funds

September 24, 2018September 24, 2018

There are many investment options for investors to choose from. While mutual funds are a huge business, many investors are unaware that there are two types of mutual funds, open en..

3 Critical Factors to Get Pre-Approved for a Mortgage

3 Critical Factors to Get Pre-Approved for a Mortgage

September 12, 2018September 12, 2018

The house buying process can be long and frustrating at times. The worst is when you find a house you love but by the time you get approved for a mortgage, another offer came in an..

Why a Roth 401K Plan Makes Sense For You

Why a Roth 401K Plan Makes Sense For You

September 11, 2018September 11, 2018

  Most everyone knows about a 401k plan. It is a typical benefit employers provide to help their employees save for retirement. While there are many benefits to investing in a..

Differences Between Chapter 7 And Chapter 11 Bankruptcy

Differences Between Chapter 7 And Chapter 11 Bankruptcy

August 30, 2018August 30, 2018

If you find yourself in a mountain of debt that you just cannot dig yourself out of, you might consider filing for bankruptcy. Before you make this decision however, there are some..

Understanding Market Timing and How to Profit from It

Understanding Market Timing and How to Profit from It

August 21, 2018August 21, 2018

There is money to be made in the stock market. How you go about investing however is totally up to you. Some investors are buy and hold types. This means they buy a stock, mutual f..

5 Vital Factors That Drive the Real Estate Market

5 Vital Factors That Drive the Real Estate Market

August 13, 2018August 13, 2018

You know the old saying that real estate prices are local. What is happening in one area of the country has no impact on another area and so forth. While overall this idea rings tr..

How to Profit by Investing in Exchange Traded Notes

How to Profit by Investing in Exchange Traded Notes

July 23, 2018July 23, 2018

There are a lot of investment instruments for investors to choose from when investing their money. The most common are stocks, bonds, mutual funds, and exchange-traded funds. But t..

Understanding and Reducing 5 Risks of the Stock Market

Understanding and Reducing 5 Risks of the Stock Market

July 16, 2018July 16, 2018

When it comes to investing in the stock market, you might think that the only risk you face is the risk of losing money. While you do risk losing money, there are many risks within..

Why Blue Chip Stocks Should Be Your First Investment

Why Blue Chip Stocks Should Be Your First Investment

June 25, 2018June 25, 2018

There are a lot of options to invest in when it comes to putting your money into the stock market. Aside from investing in individual stocks, mutual funds or exchange traded funds,..

4 Overlooked Benefits of A Roth IRA

4 Overlooked Benefits of A Roth IRA

June 20, 2018June 20, 2018

You hear a lot about how great a Roth IRA is for saving for your retirement. After all, who wouldn’t want their money to grow tax-free and be able to withdraw it tax-free too? Bu..

4 Alternative Investments That Will Make You Money

4 Alternative Investments That Will Make You Money

June 19, 2018June 19, 2018

The stock market is a great way for you to grow your wealth. After all, if you simply follow the indexes and invest for the long term, you can achieve an average 8% return on your ..

3 Basic Reasons Why Capitalism Is Great

3 Basic Reasons Why Capitalism Is Great

May 24, 2018May 24, 2018

Read the newspaper or magazines or watch the television and you will see capitalism is under attack. Inequality reigns supreme. While it is true that there will be inequality in ca..

4 Terrifying Things to Know About Homeowners Associations

4 Terrifying Things to Know About Homeowners Associations

May 21, 2018May 21, 2018

If you never lived in a development with a homeowners association, you might think that having your lawn mowed for you and not having to take care of the swimming pool sounds great..

3 Reasons You Need To Make Sure Your Advisor Is A Fiduciary

3 Reasons You Need To Make Sure Your Advisor Is A Fiduciary

May 13, 2018May 13, 2018

As an investor, you want to make sure anyone you hire to help you handle and grow your wealth is competent enough to do so. Sadly when it comes to financial advisors, it is harder ..

The Great Recession: Crucial Lessons For Investors

The Great Recession: Crucial Lessons For Investors

May 10, 2018May 10, 2018

It was around 10 years ago that the wheels fell off the housing boom in the United States and the Great Recession took its toll on the country. For many, this was the first time in..

Critical Reasons To Invest In Small Cap Stocks

Critical Reasons To Invest In Small Cap Stocks

May 10, 2018May 10, 2018

When it comes to investing, you need to make sure you have a well diversified portfolio so that you can lower your risk. A great way to add diversification to your portfolio is wit..

4 Reasons Why Preferred Stocks Are Smart Investments

4 Reasons Why Preferred Stocks Are Smart Investments

April 26, 2018April 26, 2018

If you are an income investor, it could make sense for you to look into owning preferred shares. This is because for income and dividend investors, owning preferred shares has many..

Do You Know the Secret Costs Of Mutual Funds

Do You Know the Secret Costs Of Mutual Funds

April 11, 2018April 11, 2018

Mutual funds are a great way for people to invest in the stock market. By allowing for instant diversification, investors without a lot of money are able to control risk and earn a..