Jon Dulin

About Jon Dulin

Jon writes for Money Smart Guides, a personal finance blog that helps readers get out of debt and start investing for their future. He has been investing since he was 16 and has learned a lot through the years. He uses these investment lessons to help him be a more successful investor today. Also check out his contributions to Compounding Pennies and ETF Trends.

3 Credit Card Stocks to Pay At

April 12, 2019April 12, 2019

   More and more people are turning away from paper cash and using their credit cards and other online mode of payments for purchases. As a result, credit card companies..

4 of the Best Beer Stocks for

April 10, 2019April 10, 2019

 Beer is hot right now and so are many beer stocks. But you shouldn’t just throw money blindly into this sector. There are some beer stocks that are doing things right, earn..

2 Grocery Stocks to Buy and 1

April 9, 2019April 9, 2019

   The last few years have been tough for grocery stocks because of the competition from online stores. However, there is some positive trend in grocery stocks with risi..

How An Expense Ratio Is Robbin

October 23, 2018October 23, 2018

Investing in mutual funds and exchange-traded funds are great ways for smaller investors to begin investing in the stock market. They are also a great way for people without a lot ..

How to Use the 4% Rule to Thri

October 19, 2018October 19, 2018

Look at most any magazine or news story related to your money and retirement, and you are going to see outrageously high numbers for what your nest egg should look like. And there ..

5 Critical Traits of a Success

October 9, 2018October 9, 2018

If you want to run a company, regardless of its size, and be successful, there are certain traits that you need to have. After all, not just anyone can become the chief executive o..

2 Easy Ways to Use Arbitrage t

October 8, 2018October 8, 2018

Are you familiar with the term arbitrage? It is simply the process by which you make money by taking advantage of pricing differences. And there are many ways you can use arbitrage..

Best Home Renovations That Boo

September 25, 2018September 25, 2018

  Are you looking to update your house? If you are thinking you might be selling in a few years, then beginning a renovation project takes on new meaning. The reason for ..

Complete Beginners Guide to Cl

September 24, 2018September 24, 2018

There are many investment options for investors to choose from. While mutual funds are a huge business, many investors are unaware that there are two types of mutual funds, open-en..

3 Critical Factors to Get Pre-

September 12, 2018September 12, 2018

  The house buying process can be long and frustrating at times. The worst is when you find a house you love but by the time you get approved for a mortgage, another offe..

Why a Roth 401K Plan Makes Sen

September 11, 2018September 11, 2018

Most everyone knows about a 401k plan. It is a typical benefit employers provide to help their employees save for retirement. While there are many benefits to investing in a 401k p..

Differences Between Chapter 7

August 30, 2018August 30, 2018

 If you find yourself in a mountain of debt that you just cannot dig yourself out of, you might consider filing for bankruptcy. Before you make this decision however, there ar..

Understanding Market Timing an

August 21, 2018August 21, 2018

There is money to be made in the stock market. How you go about investing however is totally up to you. Some investors are the buy-and-hold types. This means they buy a stock, mutu..

5 Vital Factors That Drive the

August 13, 2018August 13, 2018

  You know the old saying that real estate prices are local. What is happening in one area of the country has no impact on another area and so forth. While overall this i..

How to Profit by Investing in

July 23, 2018July 23, 2018

There are a lot of investment instruments for investors to choose from when investing their money. The most common are stocks, bonds, mutual funds, and exchange-traded funds. But t..

Understanding and Reducing 5 R

July 16, 2018July 16, 2018

When it comes to investing in the stock market, you might think that the only risk you face is the risk of losing money. While you do risk losing money, there are many risks within..

Why Blue Chip Stocks Should Be

June 25, 2018June 25, 2018

There are a lot of options to invest in when it comes to putting your money into the stock market. Aside from investing in Motley Fool stock picks, mutual funds, or exchange-traded..

4 Overlooked Benefits of A Rot

June 20, 2018June 20, 2018

You hear a lot about how great a Roth IRA is for saving for your retirement. After all, who wouldn’t want their money to grow tax-free and be able to withdraw it tax-free too? Bu..

4 Alternative Investments That

June 19, 2018June 19, 2018

The stock market is a great way for you to grow your wealth. After all, if you simply follow the indexes and invest for the long term, you can achieve an average 8% return on your ..

3 Basic Reasons Why Capitalism

May 24, 2018May 24, 2018

Read the newspaper or magazines or watch the television and you will see capitalism is under attack. Inequality reigns supreme. While it is true that there will be inequality in ca..

4 Terrifying Things to Know Ab

May 21, 2018May 21, 2018

 If you never lived in a development with a homeowners association, you might think that having your lawn mowed for you and not having to take care of the swimming pool sounds..

3 Reasons You Need To Make Sur

May 13, 2018May 13, 2018

As an investor, you want to make sure anyone you hire to help you handle and grow your wealth is competent enough to do so. Sadly when it comes to financial advisors, it is harder ..

The Great Recession: Crucial L

May 10, 2018May 10, 2018

It was around 10 years ago that the wheels fell off the housing boom in the United States and the Great Recession took its toll on the country. For many, this was the first time in..

Critical Reasons To Invest In

May 10, 2018May 10, 2018

When it comes to investing, you need to make sure you have a well diversified portfolio so that you can lower your risk. A great way to add diversification to your portfolio is wit..

4 Reasons Why Preferred Stocks

April 26, 2018April 26, 2018

If you are an income investor, it could make sense for you to look into owning preferred shares. This is because for income and dividend investors, owning preferred shares has many..

Do You Know the Secret Costs O

April 11, 2018April 11, 2018

Mutual funds are a great way for people to invest in the stock market. By allowing for instant diversification, investors without a lot of money are able to control risk and earn a..

4 Simple Tips to Stage Your Ho

April 10, 2018April 10, 2018

 There are many reasons why you might need to stage your house for a quick sale. Maybe you are getting divorced or need to move for your career. Or maybe you have simply had i..

6 Concrete Reasons Why Smart I

March 16, 2018March 16, 2018

Gold has always been a smart, long term investment for investors. It hasn’t been until the housing bubble crushed the stock market and volatility started to become a daily occurr..

5 Major Reasons Why People Go

March 12, 2018March 12, 2018

When it comes to getting into financial trouble and going bankrupt, many people think the reason is poor finances. While this does play a role, there are other reasons why people g..

3 Easy Investing Tips to Lower

February 27, 2018February 27, 2018

One of the biggest reasons investors earn lower than expected returns is from taxes. Taxes eat up on any gains you earn, causing you to earn less than what a mutual fund or exchang..

Using Financial Calculators to

February 21, 2018February 21, 2018

In the old days, if you wanted to figure out how you were doing financially, you had to sit down with a pen, paper, and a calculator and do some math. But as technology has advance..

Using Beta to Build a Risk Adv

February 14, 2018February 14, 2018

If you are a nervous investor, what is your process for building a portfolio? Do you do massive amounts of research before settling on the right investments? Or are you so scared o..

How to Use Opportunity Cost to

February 13, 2018February 13, 2018

Are you familiar with opportunity cost? Most people in business have come across this term early in their careers, but everyone, regardless of profession or interest, can use oppor..

Social Media Stocks Are Hot. H

February 12, 2018February 12, 2018

Social media isn’t just the rage for the younger generation to communicate and for the older generation to stay in touch. Social media has become the way for advertisers to reach..

Investors Guide to Surviving V

February 9, 2018February 9, 2018

  It’s back!!! After well over a year of a smooth ride in the stock market, volatility is back with a vengeance. Even on days where the market closes down a few points,..

Irrational Exuberance: How to

January 31, 2018January 31, 2018

Greed and fear rule the market. For individual investors, the majority base their investing decisions on these two emotions and as a result, end up losing money more often then mak..

How to Use Behavioral Finance

January 18, 2018January 18, 2018

Do you know why you make the choices you do when it comes to investing? I’m sure you could look back on some of your past investment decisions and wonder what in the world were y..

Why Your 401(k) Plan Is Your M

January 16, 2018January 16, 2018

As an investor, you have many different accounts that you can use to invest your money in. And each of these different accounts has its own advantages and disadvantages. But there ..

Why Investing in Exchange Trad

January 10, 2018January 10, 2018

  As an investor, you have many options for where to put your money. You could invest your money into certificates of deposit at your bank, in mutual funds or even in sto..

Investing Is Not A Zero-Sum Ga

January 5, 2018January 5, 2018

Ask the majority of people about investing and they will probably tell you that when the stock market rises, everyone wins and when it drops, everyone loses. But this isn’t the c..

Dollar Cost Averaging: The Sim

December 18, 2017December 18, 2017

Many times we investors make investing much harder than it needs to be. We spend countless hours researching trying to find the next Apple or Amazon. In reality, we could just depl..

The Sneaky Way Inflation Hurts

December 14, 2017December 14, 2017

I’m certain if you watch any news coverage you have heard about inflation. But you might not know what inflation is all about or even how it affects your investments and your mon..

A Bear Market Is Coming: Here

December 7, 2017December 7, 2017

A bear market is coming. As the stock market continues to move higher, we are getting closer and closer to a major pullback. And when I say major pullback, I am not talking about a..

Using The Power Of The 80-20 R

December 6, 2017December 6, 2017

When it comes to investing, we all want to earn the highest return possible. There are many strategies out there to help with this endeavor. Some investors use charting tools, whil..

The Simple Way A Stop-Loss Ord

November 25, 2017November 25, 2017

As an investor, the biggest risk you face is losing money. While the goal is to make money in the stock market, no matter how much research you put into a stock it doesn’t guaran..