Jeremy Biberdorf

About Jeremy Biberdorf

Jeremy Biberdorf is the founder of Modest Money. After working many years in the website marketing industry, he decided to take on blogging full time and also get his finances headed in the right direction. Also check out his contributions to and Benzinga.

Why Are 401(k)s Not More Popul

November 19, 2020November 19, 2020

While 401(k) plans continue to be the wise choice among Americans, it is strange to find that not everyone advocates the plans. As the contributions to the plans are tax-free, and ..

Why Blooom Can be the Answer t

March 27, 2020March 27, 2020

For those of us looking for a convenient way to plan for retirement, modern age technology is becoming more crucial to how we do so. User-friendly websites and easy-to-use apps app..

Which Cryptocurrency to Buy: T

August 5, 2019August 5, 2019

Table Of Contents Which cryptocurrency to buy - diversificationLook at the Problem the Coin Purports to SolveDoes the Coin Project Face Competition?Examine the RoadmapInvestigate t..

How Much Life Insurance Do You

July 3, 2019July 3, 2019

Life insurance is one of the biggest purchases of your life. You need it to make sure your family is protected in the event that the unexpected happens. The insurance payout should..

The Pros and Cons of Trading P

May 31, 2019May 31, 2019

If a company is too small to be listed on the NYSE or NASDAQ stock exchange, it can trade through the Bulletin Board or Pink Sheets electronic quotation systems. The equities that ..

What Happens When Your Term Li

May 29, 2019May 29, 2019

Is your term life insurance policy about to come to an end? While it is actually designed to do just that, it may mean you have a decision to make about what to do: Do you keep it?..

How to Set Up Your Own Cryptoc

May 15, 2019May 15, 2019

Cryptocurrencies have truly risen to fame over the past few years, with many traders joining in the altcoin race. But mining and trading cryptocurrencies are not the only way to ma..

Home Flippers: Which Renovatio

May 15, 2019May 15, 2019

  By: Zoocasa  House flipping has become almost a sport in some cities around the world. Bolstered by HGTV reality shows, the DIY-reno business is booming...

Internal vs External Financing

April 16, 2019April 16, 2019

 You need to increase your capital by getting more of your goods to your consumers, but this of course is going to cost you more. This is where decisions get tough and we get ..

5 Basic Tips for Real Estate I

April 11, 2019April 11, 2019

  With market prices on the rise, real estate can be a gold mine for investment.  Another perk to property investment is that anyone interested in real estate c..

Cryptocurrency: Top Trading To

April 9, 2019April 9, 2019

  Are you buying cryptocurrencies? Every day we all watch news talking about cryptocurrencies and bitcoins and how people are getting rich. Early investors, billionaires,..

Five Investments That Preserve

February 7, 2019February 7, 2019

 Almost 34 percent of Americans said they planned to make at least one financial resolution for 2019, reported US New & World Report.  Rebalancing one’s invest..

How to Choose a Financial Advi

February 6, 2019February 6, 2019

by Niall J. Gannon, Author of Tailored Wealth Management  Niall J. Gannon, Tailored Wealth Management: Exploring the Cause and Effect of Financial Success,published ..

Modest Money Financial Product

February 3, 2019February 3, 2019

Here at Modest Money we have been writing in-depth reviews of a wide variety of financial products and services. We want to uncover the truth behind these products to help you dete..

How Can I Invest International

January 22, 2019January 22, 2019

There are many excellent public companies with stock market upside outside of North America. How does one go about purchasing a stock on a foreign exchange or otherwise obtain som..

How to Position Trade the Fore

December 18, 2018December 18, 2018

The majority of retail Forex traders are attracted to the market because currencies are trading around the clock, volatility can be quite high and leverage can boost profits even i..

The Top 5 Android Apps for For

December 13, 2018December 13, 2018

   Becoming a skilled forex trader can be a difficult challenge due to the significant learning curve involved, especially if you’re not using the right tools and ..

5 Tips for Investing in the Ri

November 29, 2018November 29, 2018

Are you thinking of productive ways to invest in the right startup? If you are going to spend precious money on a creative idea, you should consider smart ways to put your money to..

How to Teach Your Children to

November 15, 2018November 15, 2018

Children are capable of more than we give them credit for. Adults often think of investing as a difficult topic, because it was difficult for them to learn at age 30 or 40, but chi..

Top 4 Finance Books Every Busi

August 29, 2018August 29, 2018

Are you a young entrepreneur keen on looking for unique and effective ways of cost cuttings? Are you wondering how to manage your finances and investments? With breakthrough techni..

One Way You Can Earn Money Thr

August 28, 2018August 28, 2018

  Have you ever thought of buying a property and renting it out to earn a supplemental income? Maybe that property is better suited through a company that allows you to l..

Alternative Investments –

August 27, 2018August 27, 2018

Alternative investments are a great way to build wealth! Yes, the stock market is a great way to invest your money. However, there are plenty of options available that are just as ..

5 Investments to Diversify You

July 20, 2018July 20, 2018

 If you’re like the majority of Americans, you understand the importance of investing your money, but you don’t know where to put your money. Most people who do inves..

How to Predict If a Home Will

June 28, 2018June 28, 2018

  While most buyers who purchase a home with a view to living there themselves will have very specific criteria about what they want, when purchasing as an investor, the ..

How to Invest in Real Estate A

June 14, 2018June 14, 2018

Bankruptcy can offer you a fresh start when you are buried under an overwhelming amount of debt. If you have finally had all of your debt erased after filing for bankruptcy, you ma..

The Future of Credit Scores an

June 12, 2018June 12, 2018

How To Stay Ahead Of The Game While Credit Scores Evolve It seems that in order to live the American dream, you need to be super rich or gave a great credit score. Most people have..

The Differences and Similariti

June 12, 2018June 12, 2018

The CFDs cryptocurrency trading is new in the markets compared to Forex trading. Both involve trading currencies although the CFDs cryptocurrency trading requires trading digital c..

Top Tips for First-Time Proper

May 23, 2018May 23, 2018

If you’re thinking about getting into the real estate market with your first investment property, there are a few things to consider before you jump straight in.  While..

Why I Will Always Prefer Stock

May 16, 2018May 16, 2018

ETFs and index funds are all the rage right now. And for good reason. They provide essentially the same results for a substantially cheaper price than mutual funds, and people are ..

The 12 Golden Rules Of Investm

May 14, 2018May 14, 2018

   Good, tried-and-tested investment rules enable you to develop effective strategies and tactics. If you want your investment to flourish, internalize the 12 golden rul..

How The FHA Hack Will Change Y

May 7, 2018May 7, 2018

What is a House-HackHouse-Hacking is the act of purchasing a duplex, tri-plex, or four-plex as your primary residence. This allows you to live in one unit and rent the other units ..

Why Leveraged ETFs are Better

May 7, 2018May 7, 2018

 Some traders and investors want to use leverage in their portfolio. On the surface, it seems like this is pointless. Leverage magnifies your gains and your losses, so theoret..

Cryptocurrency Versus Forex: T

May 5, 2018May 5, 2018

What’s the difference between cryptocurrency trading and Forex trading?The basic trading concept between the two is similar but there are several differences worth pointing out.F..

Why Luxury Homes Are Going Up

May 4, 2018May 4, 2018

 Bitcoin is becoming increasingly accepted by those looking to drum up interest for their homes and properties, as the market of Bitcoin millionaires is still largely untapped..

Amount of Millionaire Retirees

May 4, 2018May 4, 2018

There is a new study out from money manager United Income regarding the recent wealth of American retirees.  The study finds that while the country’s retirees may be trending bo..

Few Tips on Investing in Comme

April 28, 2018April 28, 2018

Whether you are looking to broaden your investment portfolio or taking the first step into the investment world, add commercial real estate into the mix could be precisely what you..

Best Career Options for the De

April 24, 2018April 24, 2018

Are you good with names and faces, facts and figures. Where details bore others, do you thrive on getting the details just right? Wondering what career paths could play to this str..

Want to Trade Forex? Here’s

April 13, 2018April 13, 2018

The foreign exchange market, or Forex, is the largest financial market in the world with an estimated turnover of around $5 trillion per day. That’s right, the Forex market dwarf..

16 Year Mortgage Expert Shares

April 4, 2018April 4, 2018

“It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning.”..

The Curious Misalignment of In

March 27, 2018March 27, 2018

By David Miller, founder & CEO of PeachCap, CFP®  In recent years, discretionary hedge funds have been under scrutiny for high fund management fees and charges despi..

Reasons It May be Worth Hiring

March 23, 2018March 23, 2018

Were you recently involved in a car accident? Hit while trying to cross the street as a pedestrian? Did your neighbor’s dog bite you? Or perhaps you slipped and fell while shoppi..

The Link Between Retirement an

March 21, 2018March 21, 2018

Before the turn of the 21st century, it was common for companies to offer their employees a pension. This pension system worked by shifting the burden of saving for retirement onto..

Value Investing Offers the Big

March 9, 2018March 9, 2018

Have you ever heard of the term “torpedo stocks”? If you’re currently saving for retirement by buying stocks, this is a term that you should definitely be familiar with. In m..

Screening for Stocks in 8 Simp

March 8, 2018March 8, 2018

How to Find Good Companies to Invest In? What are the key attributes of attractive companies and how do you interpret numerous factors to get an overall picture of what makes a goo..

Stock Investing: 5 Reasons Why

March 6, 2018March 6, 2018

One of the popular songs that is sung by Kenny Rogers is entitled the “Gambler.”  It is a song about two men on a train talking about the secret to life.  It has a ca..

Initial Coin Offerings: Five R

March 3, 2018March 3, 2018

Welcome to the cryptocurrency age! We are currently in an era when the modern-day currency is slowly losing its essence. This is all down to the mammoth rise of cryptocurrencies ov..

How to Invest your Retirement

February 19, 2018February 19, 2018

If you’re just starting to invest for retirement, you may be making a big mistake without even realizing it. For decades, the industry drumbeat has been that stock investing is e..

How to Build an Optimal Divide

February 15, 2018February 15, 2018

Building a successful dividend portfolio has significant benefits over the long-term. I LOVE the prospect of investing in high-quality stocks at reasonable valuations and getting P..

What to Do with Your Losing St

February 7, 2018February 7, 2018

  Unless you’re some phenomenal investor that always picks winners (in which case you’re likely on a beach somewhere not reading this article), you’ve had stocks th..

4 Practical Ways to Reduce You

January 29, 2018January 29, 2018

Being in debt is embarrassing because it is a factual proof of your inability to manage your finances properly. The embarrassing nature of a debt burden can be amplified by debt co..

How to Avoid Losing Money in F

December 27, 2017December 27, 2017

Let’s be honest – all people are looking for easy ways to earn money. Those, who have funds, invest in businesses, or buy shares of big companies, other people try other things..

Busting Myths on Bankruptcy

December 14, 2017December 14, 2017

Bankruptcy is generally seen as a financial failure, the end of the line, waving the white flag when you have no other options. However, this may be a limited point of view. If we ..

European Online Trading Market

December 14, 2017December 14, 2017

The foreign exchange market, also called Forex is a market for trading currencies. It includes all aspects of exchanging, buying and selling currencies at current or determined pri..

How to Open a Cryptocurrency C

December 7, 2017December 7, 2017

Cryptocurrency and Bitcoin have probably become two of the most common and used words in the financial and IT fields in our days. The huge success and head-whirling value of the Bi..

How to Invest in Cryptocurrenc

November 20, 2017November 20, 2017

Table of Contents: What are cryptocurrencies?How to invest in cryptocurrencies – the riskTop 3 Cryptocurrencies: Bitcoin, Ethereum, LitecoinWhich cryptocurrency should you invest..

Blockchain for Good

November 19, 2017November 19, 2017

The technology of a "chain of blocks", built on the principle of decentralisation and working on the basis of distributed computing - blockchain - is being used in an increasing nu..

Top REITs for Beginner Investo

November 16, 2017November 16, 2017

New investors are rarely risk-hungry. Knowing that investment is like educated gambling in that luck can turn bad in a blink, they prefer to take it slow, establish balanced portfo..

Here’s What Young Profession

November 16, 2017November 16, 2017

Once you’ve started your career and are bringing home regular paychecks, it’s time to start thinking about investing. The sooner you start putting money away for the future, th..

Making Financial Plans for Ret

October 31, 2017October 31, 2017

As we journey through our working years, we typically have two major financial goals: To provide for ourselves during those working years, and to set aside some money for after we ..

Picking the Best Growth Stocks

October 28, 2017October 28, 2017

   When people envision the stock market, particularly those who are not well versed on the subject, they tend to think of growth stocks. They think of the story of ..

How to Become an Investment Ba

October 24, 2017October 24, 2017

 Goldman Sachs, Apollo Global, JP Morgan, Bain Capital, BlackRock, Sequoia. All high powered firms that most people can only dream about. Recently, there’s been an unus..

Being ‘Human’ Won’t Beat

October 23, 2017October 23, 2017

By David Miller, founder & CEO of PeachCap Are robo-advisors here to stay? Yes – absolutely. Not only are they here to stay, but they are gaining value and are likely to cont..

Protect Your Rental Property f

October 17, 2017October 17, 2017

 You’ve invested a lot of money into owning your rental property, and whether you currently have tenants occupying it or you just bought it, you’ll need to act to protect ..

5 Tips to Successful Investing

October 13, 2017October 13, 2017

Investors can use different strategies and styles to pick up stocks and build portfolio, but to become successful investor no matter what strategy you use, you have to build and fo..

The Limitations of Trading Opt

October 5, 2017October 5, 2017

  I've always been a fan of options trading. In fact, I still use covered calls as a tool in my investing arsenal. That being said, options, when not used correctly, can ..

Real Estate Investment Strateg

September 25, 2017September 25, 2017

Investing in real estate can be an effective way to make money both actively and passively. While some may believe that they don't have the time or money to get involved in real es..

Diamonds And Gold As An Invest

September 19, 2017September 19, 2017

We teach our children the value of gold and jewels from a very young age. Whether it’s letting them dress up in mom’s pearls, or reading them fairy tales about dragons and ..

Understanding 401k Plans

September 19, 2017September 19, 2017

Since the first 401k became available as part of The Revenue Act of 1978 they have become a mainstay in retirement planning. While most people are familiar with the 401k plan, many..

Three Crucial Factors to Deter

September 17, 2017September 17, 2017

Whether you are deciding to do it yourself or hire a financial planner to get it done for you, investing can be intimidating. But the reality is unless you plan on winning the lott..

Fighting Binary Options Tradin

September 12, 2017September 12, 2017

How the Binary Options Trading Scam Works We’ve all been subject to the online clickbait adverts promoting get rich quick schemes, and we’re all familiar with the “Nigerian P..

Why Investing in a Fixed Depos

September 8, 2017September 8, 2017

An investment in an equity might be beneficial in generating high returns in the long run. However, they are not risk-free. Fixed Deposit, on the contrary, offers sizable returns b..

The Importance of Avoiding Fin

September 7, 2017September 7, 2017

“Facts are threatening to those invested in fraud.” – DaShanne Stokes Are you interested in online share trading, or investing in the global financial markets? The good n..

Why You Should Consider Joinin

September 6, 2017September 6, 2017

For many younger investors, the idea of joining an investment club can see quite old fashioned; an outdated relic of a simpler time and a simpler stock market. Just hearing the ter..

The Advantages of Investing in

September 4, 2017September 4, 2017

Options are often associated with risk. This couldn`t be farther from the truth if used correctly. Before we dive into some advantages, it`s important that you know exactly what an..

Why Trend Following Can Work f

August 25, 2017August 25, 2017

  There's no shortage of tactics for picking stocks. In fact, if you're managing your own portfolio, chances are you've explored everything from detailed fundamental anal..

Dividend or Growth Stocks –

August 25, 2017August 25, 2017

Should I Invest In Dividend Or Growth Stocks?To someone learning how to invest in the stock market, the amount of options you have can be somewhat overwhelming. Stocks, bonds, annu..

Four Key Factors to Choosing a

August 22, 2017August 22, 2017

We live in a day and age where everything is almost instant. The days of placing trades via telephone are almost over. So much so that your brokerage will often charge you a hefty ..

CFD 101: All You Need to Know

August 21, 2017August 21, 2017

“An investment in knowledge pays the best interest.” – Benjamin Franklin The world of online financial market trading can be an overwhelming, intimidating place f..

Goldilocks Investing Is On the

August 11, 2017August 11, 2017

By, Barbara A. Friedberg What to do About the Impending Stock Market Decline We all know the story of Goldilocks and the three bears. Once upon a time, a little girl with blonde ha..

How Paying Off Your Mortgage E

July 28, 2017July 28, 2017

It’s one of the most strongly recommended pieces of advice when it comes to early retirement strategies: You need to pay off your mortgage as soon as possible and become debt-fre..

The Trials and Travails of Inv

May 24, 2017May 24, 2017

Getting involved in stocks and bonds is not for the faint of heart. Investing has some of the most challenging decisions of any activity you can imagine, and they often must be mad..

3 Ways to Invest Your Tax Retu

May 18, 2017May 18, 2017

Tax season is behind us, and millions of Americans are anxiously awaiting their tax refunds. According to the IRS, 70 percent of filers get a refund and the average 2016 refund was..

The Psychology of Debt

April 28, 2017April 28, 2017

As humans, we like to think of ourselves as masters of our own destiny, able to make the decisions, good or bad, that take us through life. If only it were that simple. The truth i..

Using Forex Broker Reviews to

April 23, 2017April 23, 2017

Forex broker reviews are all over the internet. If you type in the name of a forex broker and include a search term that asks for a review of that broker, you are likely to get hun..

How Dividends Impact the 4 Per

April 16, 2017April 16, 2017

When I first started looking at planning for retirement and following personal finance blogs, I came upon the concepts of early retirement and the 4 percent “safe withdrawal ..

How to Choose Your Forex Broke

April 9, 2017April 9, 2017

When you decide to trade in the Forex market, you first need to decide on the platform where you’ll open a forex broker account. UFX, for example, is one of the world’s leading..

Investing with Your Significan

March 31, 2017March 31, 2017

Some people get cold feet when saying “I love you” to each other for the first time. Imagine how it can feel making a commitment to long-term investing for the first time! Whet..

Parts of a House to Invest In

March 24, 2017March 24, 2017

 If you are considering spending some money on home improvements this year, there are a few things that you might want to keep in mind. What you will get back with regards to ..

Revisiting The Superinvestors

March 23, 2017March 23, 2017

By Ned Hawley A generation ago Warren Buffett delivered a speech at Columbia Business School titled The Superinvestors of Graham-and-Doddsville.  The title is a nod to the intelle..

Be Smart with Your Retirement:

March 14, 2017March 14, 2017

This is a post from Pauline of Sometimes, there seems like there is not enough money to do it all. Save for the next holidays, for a new car, to buy a house, send..

Tired of Renting But Not Ready

March 7, 2017March 7, 2017

 Renting has its perks. Renting is a lot easier to qualify for than purchasing a home. Renters also have the advantages of not having to worry about the property maintenance, ..

Traders vs Forex Brokers: What

March 7, 2017March 7, 2017

In the middle of the last decade, there was a global explosion of retail forex trading as market makers and ECN brokers entered new markets. Fueling this growth was a combination o..

The Angel Investor

March 6, 2017March 6, 2017

by Brad Feld and Jason Mendelson,Authors of Venture Deals: Be Smarter Than Your Lawyer and Venture Capitalist, Third Edition Excerpted with permission of the publisher, Wiley..

Wunder Capital Review

March 6, 2017March 6, 2017

Short Wunder Capital Review Pros – Wunder Capital is the leading online investment platform for the solar energy market. Wunder uses their advanced technology to help investors i..

Why You Shouldn’t Let Studen

March 2, 2017March 2, 2017

By Miranda Marquit It can be discouraging to look at your student loan balance. And when you see that huge number, it’s easy to become overwhelmed. You might be consumed with the..

Is Stock Investing for You?

February 28, 2017February 28, 2017

If you want to succeed in the stock investing game, you have to know yourself. This means knowing how you think, your behavior patterns, and your emotional makeup. I’m not saying..

Overrated vs. Underrated: Pers

February 2, 2017February 2, 2017

What financial advice actually makes a difference? What ideas and strategies do we tend to overvalue? Here’s my take on a few common personal financial beliefs we get wrong: ..

Successful Property Developmen

January 27, 2017January 27, 2017

 As with most things, not all property investments are created equal. The successes of your property ventures are the product of a range of considerations and your own underst..

U.S. Shares are Steady as Earn

January 23, 2017January 23, 2017

U.S. equities are consolidating despite solid share trading in the financial space following robust earnings from the major commercial and investment banks.  Goldman Sachs was the..

Wall Street Kitchen’s 4

January 19, 2017January 19, 2017

Hello Modest Money fans! My name is Victor Chiu, author of the new book, Wall Street Kitchen – The Recipe Behind a Housewife’s 1000% Stock Return. This new book I recently wrot..

The Best Investor Considers Al

January 16, 2017January 16, 2017

When we first start investing, it’s easy to think about investments as something completely distinct from our everyday personal finances. But as investors mature, they learn to s..

How to Choose Your Time Frame

January 4, 2017January 4, 2017

Choosing your FX time frame is completely an individual choice. The time frame that one person works with may not be suitable for another depending on personality types and persona..

How to Live Like a Retired Kin

December 20, 2016December 20, 2016

When you’re young and starting your career, the secret to wealth involves hard work and knowledge that will translate into a successful career. You can always make investments an..

4 Insider Investment Property

December 16, 2016December 16, 2016

 Investing in real estate is part of the American dream. It means that you have moved beyond being a renter, or simply a homeowner, and have graduated to being a landlord.  H..

5 Value-Adding Renovations for

December 15, 2016December 15, 2016

 There are many ways that you can make money from real estate investments. The most popular is to purchase a property and wait for it to appreciate as the market improves. Oft..

3 Ways to Invest without the S

December 15, 2016December 15, 2016

Investing is one of the best things that you can do for your future and the future of your loved ones. Investing allows your money that you’ve worked so hard for, to work for..

The Truth About Binary Options

December 15, 2016December 15, 2016

You can’t read an investment blog without coming across posts about binary options. There’s a lot of money in binary options - for users, brokers, and advertisers - so this won..

Talking Retirement: How to Sha

December 13, 2016December 13, 2016

Planning for retirement can be a contentious issue – in large part because it brings up a lot of worries about both financial security and physical well-being – and this can ca..

4 Reasons You Should Invest in

December 13, 2016December 13, 2016

  If you’re still pumping money into the stock market, mutual funds, retirement accounts, and bonds without setting aside anything for real estate, then you’re making..

5 High Paying Careers That Are

December 8, 2016December 8, 2016

Everyone wants a career that’s both flexible and satisfying. However, those occupations are often made up of non-profit positions or other low-paying jobs that hinder the lifesty..

5 Tips for Making Money on a C

December 6, 2016December 6, 2016

Table Of Contents Find a Solid PropertyMaintain the PropertyUnderstand the Commercial Property MarketCharge the Right Rent PricesSell When AppropriateStarting Making Money on a Com..

Should You Invest in Internati

December 2, 2016December 2, 2016

Saving for retirement is a lifelong process but everyone approaches it differently. For some, it means building a stock portfolio while others choose to rely on an IRA, 401k or ano..

What You Should Look for in a

December 1, 2016December 1, 2016

Let’s say you’re a UK expat working in Asia seeking some financial advice, and at a dinner you’re introduced to Mr. X – whose business card reads ‘Financial Advisor’. H..

3 Ways You Can Take Advantage

November 28, 2016November 28, 2016

Though this has been an election year, the real estate market continued to flourish. Sellers are reaping excellent prices on their homes due to high demand and raking in profits wi..

Invest in Whiskey, It’s Bett

November 17, 2016November 17, 2016

 While it gathers dust on your shelf along with your other spirits, you may be surprised to learn that your whisky might also be gathering interest—significant interest at t..

How to File Chapter 11 as an I

November 15, 2016November 15, 2016

For those who don’t know, Chapter 11 is a bankruptcy process by which the court oversees a negotiation to establish a ‘plan of reorganization’ between a debtor and their cred..

How Thinking Regionally Can Bo

November 14, 2016November 14, 2016

When choosing what stocks to buy, smart investors look at a number of factors – recent profit reports, market trends, and company projections, among others. People like to invest..

Getting Started Investing in C

November 14, 2016November 14, 2016

So you want to get into cryptocurrencies? There are many to chose from, and a few key things to know about when getting started. What is a Cryptocurrency? A cryptocurrency is a dig..

Low Risk Diversity: Building a

November 9, 2016November 9, 2016

  A diverse stock portfolio is an important part of smart investing, but many people struggle to adequately diversify their holdings because of the work involved. If you ..

Are You Over 62? Here are 3 W

November 9, 2016November 9, 2016

 Even if you are not over 62, you have seen the commercials and read the articles.  Reverse mortgages are extremely popular now, but the benefits are often misunderstood.  T..

Planning Your Retirement with

October 29, 2016October 29, 2016

Personal Capital is a great platform for managing your finances, but when you look beyond the surface it offers so much more. It gives you the ability to keep track of all your fin..

5 Educational Investments with

October 27, 2016October 27, 2016

People typically go to college for a quality education that will get them a better job. Though a college degree doesn’t necessarily guarantee a higher-paying job and a better liv..

The Link Between Stock Market

October 24, 2016October 24, 2016

 What is an Index?An index or indicator is like a marker of a certain subset of the stock market which makes it easier to watch how one set of stocks performs relative to others. ..

9 Reasons Battle Hardened Entr

October 19, 2016October 19, 2016

The economy is a like a slithering serpent, it coils up at any disturbance, strikes out at any threat slithers straight onward at the sight of prey. The economy of most nations is ..

5 Trending Trading Technologie

October 18, 2016October 18, 2016

Who wants to be Gordon Gecko? Or those money-grabbing traders seen recently in The Big Short? Thanks to advances in online trading technologies, you – or indeed anyone – can no..

6 Easy Ways to Start Investing

October 17, 2016October 17, 2016

Investing can be a scary subject. The word “investing” may sound intimidating, but it’s not. Think of it as saving money with benefits. And anyone can start doi..

Top 10 Ways to Quickly Improve

October 17, 2016October 17, 2016

Table Of Contents 1. Start a trading journal2. Get Help3. Practice4. Purchase a Trading Software5. Study the Big Names6. Take Only Risks You Can Afford7. Create Standards for Tradi..

eToro Review – Must Read

October 14, 2016October 14, 2016

eToro Review – Must Read Before Investing Founded in 2007, eToro is making its name in the fast paced world of CFD/Forex trading. From its origins in Cyprus, eToro is now ava..

How to Become a Better Forex T

October 13, 2016October 13, 2016

To improve your trading performances in the forex market, you need to adopt a certain attitude, one that’s based on patience and discipline. Since the forex market is open 24..

8 Vital Mindsets Every Budding

October 12, 2016October 12, 2016

Investments are a necessary part of business, entrepreneurship and life in general. It is like the process a farmer goes through when He plants a seed, nurtures it and hopes for a ..

Improve Your Finances With Inv

October 7, 2016October 7, 2016

How many times have you heard the line, “The best way to make money is by investing?” Probably a lot, right? And more often than not, your response is something along t..

How Credit Score Affects Inter

October 1, 2016October 1, 2016

We all know that your credit score can be like an albatross hanging around your neck, as it can serve as a painful reminder of any financial mistakes you have made in the past. Not..

What Are The Best Strategies f

September 28, 2016September 28, 2016

What are the best strategies for online CFD trading? The post will give you precious insights into online CFD trading and tips to help you become a successful online CFD trader. On..

5 Risk Reducing Tips Every New

September 28, 2016September 28, 2016

As a new investor, it is good to know that you will encounter risks all the time.The greatest risk I find a newbies in business and investment make often is the risk of not patenti..

Benefits of Using Personal Cap

September 24, 2016September 24, 2016

Founded by Bill Harris – who is the former CEO of Intuit and PayPal – Personal Capital is a Registered Investment Advisor (RIA) through the Securities Exchange Commission (SEC)..

Risk Management Basics: Using

September 19, 2016September 19, 2016

Imagine entering a position where your upside potential is infinite while downside risk is limited. Well it exists in every stock using a Stop Loss Order. A Stop Loss Order is an o..

LendingClub: A Reliable Platfo

September 15, 2016September 15, 2016

Based in San Francisco, LendingClub is one of the largest peer-to-peer lending platforms in the world, and it was one of the first companies to offer both securities and loan tradi..

What are the Best Strategies f

September 8, 2016September 8, 2016

It’s no secret that there is more volatility in the market now than there once was in the past, and much of this is due to the emergence of online brokers. The market can change ..

4 Strategies for Investing in

September 7, 2016September 7, 2016

 Property investors are increasingly widening their search overseas, favoring international real estate as opposed to a property closer to home. Many real estate investors are..

The Life Insurance Policy That

August 26, 2016August 26, 2016

There is an insurance product on the market that is touted by many financial advisors as the “holy grail” of all financial products.  It is called Indexed Universal Life or (I..

ETF Risks Uncovered

July 26, 2016July 26, 2016

If you haven’t noticed, the ETF market has EXPLODED over the last ten years. The Investment Company Institute estimates that over 5.2 million Americans now own ETFs. There are cu..

Betterment IRA: Everything You

July 21, 2016July 21, 2016

Regardless of your age, it’s important to plan for your retirement, and the sooner you get started the less of a chance you will have of outliving your income. But in this day an..

4 Questions to Ask Your Benefi

July 20, 2016July 20, 2016

Being able to offer your employees group health insurance benefits them as individuals and you as a business owner. When your employees receive proper health care, their quality of..

Bad News: You Will Absolutely

July 19, 2016July 19, 2016

Hello everyone, I hate to bring bad news, but there is something going on around you, something you may have missed until now, but it is something we absolutely can no longer overl..

How the Future Will Dramatical

July 16, 2016July 16, 2016

500 years ago it took a century for significant change to occur. Today, meaningful change can occur in months. It will be our ability to grasp these changes that will radically af..

Why Index Funds Might Be Worth

July 15, 2016July 15, 2016

There are many choices when it comes to investing the money you’ve worked so hard to earn. Individual stocks such as Motley Fool stock picks, mutual funds, real estate investing ..

Finding the Right Online Inves

July 14, 2016July 14, 2016

As you search for an online broker, there are many things you have to consider. But most importantly, you have to understand your current financial situation as well as your future..

Getting Small Business Capital

July 7, 2016July 7, 2016

Ever since the Great Recession of 2007, many banks have closed their doors on small business loans, as higher costs and more government regulation have made it less profitable for ..

Investing – One Gear in

July 5, 2016July 5, 2016

Recently I shared about the 7 Gears of Wealth and focused on the first gear; which is cash flow.  There is an old saying among investors that says, “Happiness is a positive cas..

Taking Advantage of an Interes

June 30, 2016June 30, 2016

 For many homeowners, a long-held advantage of buying a home has been the ability to write off mortgage interest from their taxable income. It’s also possible for reverse mo..

Are Gold Backed Bonds the Safe

June 29, 2016June 29, 2016

 Due to recent events, particularly the Brexit vote, corporate bonds have been taking a hit in the markets, and it does not seem as though it will slow down anytime soon. ..

How an IRA Can Supplement your

June 23, 2016June 23, 2016

Using an IRA to supplement your Social Security can improve the quality of your retirement, but there are some things you have to be aware of. Having an IRA can affect your benefit..

Than Merrill Explains How to G

June 22, 2016June 22, 2016

The basic component to becoming a real estate investor is the ability to turn an idea into fruition – but it doesn’t happen overnight. Instead, it commands a well-devised g..

Can You Use Life Insurance as

June 15, 2016June 15, 2016

The primary reason that most people invest in life insurance is to provide financial security to their loved ones in case of an early death. However, it also works as a powerful in..

Betterment Investing: How it W

June 9, 2016June 9, 2016

We all know that online investing isn’t a new thing, and many well-known trading companies use very clever (and sometimes humorous) marketing techniques to make people believe th..

For a Prosperous Retirement Ma

June 8, 2016June 8, 2016

The massive baby boomer generation is retiring and preparing to retire by the millions. According to The AARP 8,000 people turn 65 every day in this country. The biggest generation..

Than Merrill Explains How To G

June 1, 2016June 1, 2016

   It’s no secret that buying and selling real estate is one of the most popular investment vehicles among entrepreneurs. Coupled with flexibility and passive income, ..

3 Benefits of Buying Land for

May 25, 2016May 25, 2016

 If you need to buy a new home or business space, you’ve likely been checking Zillow for months, contacting agents, and looking for deals. Buying existing real estate is a g..

How to Start Investing

May 25, 2016May 25, 2016

Do you have an interest in stock investing but are not sure where to start? Perhaps you’ve studied the stock market extensively and you’re ready to apply what you’ve learned...

How To Turn Your 401k or IRA I

May 19, 2016May 19, 2016

Since the early 1980s, 401(k)s and individual retirement accounts have become the dominant way that workers save for retirement. Yet many workers long for the days of traditional p..

How Identity Theft Can Ruin Yo

May 18, 2016May 18, 2016

Most of us don’t think much about identity theft on a daily basis. But of all of the things that we could potentially worry about, it is one of the most worthy of our attention. ..

How Hard Will It Be to Repay Y

May 17, 2016May 17, 2016

If you’re majoring in Psychology, you’re likely aware that you will be making less once you graduate than someone who majored in Computer Science. But you might not be ..

Owning Real Estate Without the

May 13, 2016May 13, 2016

 An evil genius once said, “You can print money, manufacture diamonds, and people are a dime a dozen, but they’ll always need land. It’s the one thing they’..

Breaking down the Cost of Real

May 11, 2016May 11, 2016

 Presented with opportunity and concealed with risk, real estate investments are among the most favorable ways to grow one’s financial wealth. This lucrative endeavor also c..

Common Problems with Prosper L

May 11, 2016May 11, 2016

Prosper is one of America’s two well known Peer to Peer (P2P) lending companies. They provide a way for individual borrowers and lenders (regular people like you and me) to make ..

Forex for Newbies

May 9, 2016May 9, 2016

Becoming a Forex trader has many advantages, but it’s not for everyone. You need to have the right attitude, be willing to work hard, learn the market, and have a bit of patience..

Selling Your Own Home Privatel

May 4, 2016May 4, 2016

 More and more homeowners are turning to selling their own properties rather than using real estate agents. This trend has mostly been driven by people’s displeasure wit..

Make Money Your Slave; 3 Major

May 3, 2016May 3, 2016

Written By Brandon Anderson So we’ve all heard how automating your finances makes your life easier. That is clear. However, here are three benefits of automation that maybe ..

What to Make of the Real Estat

April 29, 2016April 29, 2016

We’ve all heard the old saying: all real estate is local. Since before the internet, before the Securities Act of 1933, and even before the rise of modern cities, real estate inv..

Breaking Down The Cost Of Real

April 25, 2016April 25, 2016

 The road to success in real estate isn’t paved in gold and silver but rather hinges on one simple aspect: the numbers. The numbers–otherwise known as the costs–..

Five Socially Responsible ETFs

April 15, 2016April 15, 2016

  According to a Pew Research Center survey 18% of US social media users have changed their profile picture to raise awareness or draw attention to an event or issue. Mos..

Taking the Long View for Bigge

April 14, 2016April 14, 2016

A lot of people think of investing as a high-stakes game in which playing fast and loose and getting in and out at just the right moments are the keys to making the fabled big scor..

Is Betterment Good for the Han

April 14, 2016April 14, 2016

Based in San Francisco, Betterment has everything built for the first-time investor. More than that, it caters to people who don’t have a lot to put into the market – at least,..

Commercial Real Estate Debt: a

April 7, 2016April 7, 2016

 It’s one of the most universally accepted principles in investing: your portfolio should combine higher-risk, higher-ceiling investment vehicles, and lower-risk vehicles of..

Managing Your Finances with Pe

April 6, 2016April 6, 2016

With your money spread out across many different accounts, keeping track of it can be a challenge. In fact, it can sometimes feel impossible. You’re faced with the reality of bei..

Three Simple Ways the Average

April 5, 2016April 5, 2016

  The stock market has certainly been less popular than back in the late 1990s. I remember the Dow Jones was making new highs almost every day and everyone was making dou..

Fintech Tools for Investing Yo

April 4, 2016April 4, 2016

It’s tax season again and for many people that means figuring out what to do with your refund check. Last year, the average refund was about $3,000, a decent chunk of change for ..

Why Is Risk Management so Impo

March 31, 2016March 31, 2016

What would you do if you missed a deadline? What if your subcontractor fails to deliver on time? What do you do if you cannot come at par with your client’s expectations? How wil..

Where Should I Put My Money?

March 31, 2016March 31, 2016

I’ve got a problem. I suspect you have a problem, too. I can’t figure out what to do with my money.  Can you? I just freed up some liquidity via the sale of my house, and I’..

Short and Long End of the Capi

March 29, 2016March 29, 2016

  Are your investments making money? Have you been investing efficiently? Are you accumulating critical retirement assets? Are you achieving your ultimate financial goals..

Investment Choices: Is Gold th

March 25, 2016March 25, 2016

There is no commodity other than gold that has a better track record for being a solid, long-term wealth store, especially during economic episodes when the entire world’s financ..

Top 5 Reasons to Get a Loan th

March 23, 2016March 23, 2016

Prosper, like Lending Club, is one of several peer-to-peer lending companies that have given people a cheaper alternative to what is often found in commercial banks. Their credit r..

The Rewards and Risks of Finan

March 22, 2016March 22, 2016

Often the most rewarding pursuits carry an element of risk. This is certainly true of financial spread betting. If you successfully navigate the risks, then the rewards can be mass..

When It Comes to Investing, De

March 17, 2016March 17, 2016

People often think about debt as a bad thing. When you mention to someone that you have debt they look at you as if you just said a bad four-letter word. In some cases, debt is a b..

How a Wealth Manager Can Help

March 16, 2016March 16, 2016

We all want to live long, healthy useful lives. A solid retirement plan is one of the best means of achieving security in advanced age, and even sooner if one plans to build enough..

6 of the Most Popular Instrume

March 16, 2016March 16, 2016

Getting into the financial markets can be daunting to say the least, as whichever trading vehicle you decide to use may offer access to 1000s of different instruments. The most pop..

10 Things Successful Forex Tra

March 14, 2016March 14, 2016

Forex trading can be exciting, rewarding, and lucrative if you’re disciplined about applying sound trading principles and strategies. Ultimately, there is no single formula or st..

Peer-to-Peer Lending as an Alt

March 14, 2016March 14, 2016

Since the rise of peer-to-peer lending, banks have tried to scare people out of participating in these alternative programs. They want to convince people that the safest way to bor..

Financial Swagger

March 11, 2016March 11, 2016

Do you have financial swagger? In the past nine episodes of the Charisse Says series on Modest Money you have become the CEO of your money, learned how the stock market works and w..

5 Reasons Why You Should Revie

March 10, 2016March 10, 2016

Many people tend to lead hectic and busy lives, without paying attention to what their credit history could mean for them. Eventually, when it’s time to apply for a mortgage or a..

How a Company Like Procter �

March 10, 2016March 10, 2016

As more and more people begin to enter their retirement years they are finding that generating income to fund their expenses can be very difficult. Before 2008, most retirees used ..

How LifeLock Can Protect Your

March 9, 2016March 9, 2016

LifeLock has been around for a long time, and I’m sure that everyone has seen their commercials on TV at least once. In a time that has become increasingly dependent on technolog..

Staying Motivated While Paying

March 8, 2016March 8, 2016

 The most expensive item most of us will ever pay for is our home.  When tackling a debt so large it can be difficult to keep up motivation to stick with it.  Even an aggres..

A Detailed Look at Common Lend

February 27, 2016February 27, 2016

LendingClub is one of the first companies to offer peer-to-peer lending services to both individuals and small businesses. It started out as one of the first apps on Facebook, and ..

How to Safely Invest Throughou

February 24, 2016February 24, 2016

Your parents may have taught you the value of a savings account when you were a child. Money sitting in a piggy bank won’t accrue interest unlike a solid savings account. Inv..

The Secret IRA Your Advisor Do

February 18, 2016February 18, 2016

Most investors mistakenly believe they have a “self-directed IRA” when in fact they really have a multiple choice IRA.  You may self-direct your account as long as you buy sto..

5 Safe Investment Tips for the

February 15, 2016February 15, 2016

What would you do if you become a millionaire all of a sudden?  Ask this question to ten people. I bet nine would give you the most cliched replies that they’ll use the..

Why Company Earnings Matter

February 8, 2016February 8, 2016

If you have been following the Charisse Says series via Modest Money, you have learned how to take over a position of power over your money, why you need a financial advisor to gro..

Top 5 Reasons to Invest with B

February 4, 2016February 4, 2016

Based in New York City, Betterment is a fairly new company that seems to cater to new investors. Their tools are not only designed for ease of use, but they can also help newbies t..

The Interesting Effects of Hig

February 1, 2016February 1, 2016

The Feds made the fateful decision in December 2015 to hike interest rates for the first time since 2006 from historic lows of 0.25% to 0.5%. Fed Chairwoman Janet Yellen has said t..

Why You Should Date Your Finan

January 30, 2016January 30, 2016

In my last post, “Demystifying Financial Advisors”, I talked about why it is a good idea to get a financial advisor, what types of advisors are available to you, and how much t..

Declining Oil Prices and Real

January 26, 2016January 26, 2016

Oil prices continue to fall – months (a year, anyone?) after most observers thought they had already reached a bottom.  Many consumers are benefiting, and the energy expenses of..

10 Reasons the Rich Use Life I

January 25, 2016January 25, 2016

Just a few short years ago, I was staunchly opposed to whole life insurance, because that's what I was taught by national "gurus" 25 years ago. I wholeheartedly believed (as many p..

Should You Invest in Stocks or

January 22, 2016January 22, 2016

Investments are a great way to make some extra money, especially if you’re planning to have an early retirement or simply need funds to finance something important. Two of th..

The Best Measures You Can Use

January 19, 2016January 19, 2016

If your assets are not protected a simple law suit can put a huge dent in your bank account, or worse. Realistically everything you have achieved financially can be taken away with..

How Many Mortgage Payments Can

January 19, 2016January 19, 2016

The good news is that if you're in danger of missing a mortgage payment, you don't have to worry about foreclosure just yet. Legally, it takes at least 120 days before the foreclos..

How to Stay Calm in the Financ

January 18, 2016January 18, 2016

This year hasn’t delivered us a ton of good news so far via the markets. Stock Markets are down. China is down. Oil is down. Not the exactly the start to 2009 we were hoping for...

Taking It to the Next Level

January 13, 2016January 13, 2016

I have named 2016 as the Year of ACTION! In order to do the things and be the person you want, you must ACT. And, when it comes to having the life you want, having the monetary res..

Why You Should Add Real Estate

January 13, 2016January 13, 2016

Although across history, real estate was primarily used as a tactical investment, it has more recently become popular as a long term core strategy as a result of increasing concern..

Modest Money’s LifeLock Revi

December 18, 2015December 18, 2015

Identity Theft is real, we’re reminded time and time again. After millions of American consumers had their credit card info stolen through major retailers like Target, it’s har..

Tax Benefits of Real Estate In

December 18, 2015December 18, 2015

Real estate investing affords certain tax benefits when it involves the direct ownership of a property. For example, investors are able to deduct the value of mortgage interest as..

A Lender’s Guide to Prosper

December 14, 2015December 14, 2015

Most of us remember what it was like when the market crashed in late 2007. A chain of events led to one worst economic collapses since the Great Depression. Many people were gettin..

Are Personal Capital’s Finan

December 8, 2015December 8, 2015

With its many powerful and user-friendly tools, Personal Capital makes it easy to manage all of your financial accounts in one place. And many of them are free. You can track your ..

Extreme Sports and Investment

December 7, 2015December 7, 2015

It occurred to me while watching professional trick skiing over the holiday break, “How in the world does someone learn how to do this?” Sure, I’ve skied before, but my journ..

401(K) Basics For Your First R

December 5, 2015December 5, 2015

Many of our readers are “Millennials” and people who are even younger than that. For people in this age group, everybody knows that the economy they entered in their young adul..

Forex vs Stocks: Which is a Be

November 27, 2015November 27, 2015

>   One thing that everyone considering trading Forex is whether it’s the right choice. There are other options that you’ve heard a lot more about – especiall..

Learn the Ropes of Investment

November 24, 2015November 24, 2015

The basics of investment have stayed the same for many generations. At its core, investment is as simple as selling something for more money than you spent buying it. But investmen..

10 Ways to Protect Your Online

November 23, 2015November 23, 2015

The safety of personal identity and information is a growing concern. As identity theft techniques become more sophisticated, so must our methods of staying secure. Because this in..

What Lies Ahead for Real Estat

November 19, 2015November 19, 2015

 In the three years since the passage of the 2012 Jumpstart Our Business Startups Act, crowdfunding has become a force to be reckoned with in the investing arena. Though relat..

Passive Saving as an Alternati

November 11, 2015November 11, 2015

 In the personal finance blogosphere, you see a lot about frugality. Frugal living is essential for many people to achieve financial stability, but it’s not something I talk..

7 Ways College Students Can Ma

November 10, 2015November 10, 2015

Most students go through college scrounging for change or waiting for their refunds to drop. There are many other ways for students to make some cash. Today I will be discussing 7 ..

What You Need to Know to Inves

November 9, 2015November 9, 2015

Investing can be an intimidating financial process, especially when you’re not an investment advisor expert.  But if you follow the steps outlined below you will be well on your..

Investing In Real Estate: Cond

November 6, 2015November 6, 2015

 Real estate has more to offer than simply finding a place to call home. It is very common for anyone to be interested in owning a piece of real estate, and according to ..

Here’s one Asset Allocation

November 6, 2015November 6, 2015

 “This stock is hot Buy this right now! It’s going to go higher. ”  Sound familiar?  If you watch TV or read the news about the stock market that’s..

Importance of Hiring Contracto

November 3, 2015November 3, 2015

 Let’s face it: Real estate investing isn’t easy. In the beginning, we try to do everything ourselves. Finding deals, administrative work, building teams—real es..

Should You Pay Off Student Loa

October 31, 2015October 31, 2015

Millennials who have been out of college for a few years are starting to wonder if they should start investing before they’ve paid off their student loans. There is no one-size-f..

Identity Theft Nightmares

October 31, 2015October 31, 2015

If you go to, there is some riveting prose telling the stories of Ruth Roe, Beth Boe, and Janet Doe (among others) and their catastrophic brushes with identity theft! A..

Investment Trend Forecast for

October 30, 2015October 30, 2015

 The Emerging Trends in Real Estate report makes projections in both commercial and residential real estate for the next year. A highly respected report, it surveys more than ..

So You Think You Know the Stoc

October 29, 2015October 29, 2015

By Charisse Conanan Johnson, CFA. Charisse is a T.V. personality, financial wellness expert, entrepreneur, writer, and speaker. Charisse is the creator of the Charisse Says Show. Y..

Invest Wisely

October 29, 2015October 29, 2015

Excerpted from The Business of Family: How to Stay Rich for Generations by Linda Davis Taylor Though this is easier said than done, the numbers don’t lie. Over 30 years from ..

What Types of Assets Can You T

October 23, 2015October 23, 2015

Getting started trading binary options can feel confusing or overwhelming, but it does not have to feel that way. It is actually a very straightforward to enter this new industry. ..

Investment Strategy is Not One

October 23, 2015October 23, 2015

There are many disciplines in life that people are willing to learn well enough to get by. Lots of people know how to make a pot of spaghetti, but never take it any farther than th..

4 Killer Strategies You Need W

October 16, 2015October 16, 2015

If you have researched investment options for retirement, you’ve certainly noticed the dozens of different strategies and ideologies touted by investment professionals. Too many ..

Advice for the First Time Bull

October 8, 2015October 8, 2015

The very first time you buy coins or bullions is a moment that is filled with mixed feelings. You are surely filled with doubt as you want to be sure that it is the right time to b..

Forex Trading

October 6, 2015October 6, 2015

Forex trading is an acronym for Foreign Exchange trading and describes the exchange of one currency for another within the global capital markets.  Forex trading is the most liqui..

7 Do’s and 7 Don’ts fo

September 30, 2015September 30, 2015

Forex trading is generally referred to as an exchange of currencies (ex. EUR, USD, etc.) or what is commonly known as Foreign Exchange. It is not a game of bet like that of balls g..

Bankruptcy, Chapter 7, 11, or

September 23, 2015September 23, 2015

Determining what type of bankruptcy you should file can be one of the most stressful life events.  Chances are if you are considering bankruptcy that you have probably gotten your..

The Art of Saving – A Basic

September 9, 2015September 9, 2015

We are living in an age where we are almost forced to learn how to save money and to try to save in almost every aspect of life in order to improve our living standard. This can so..

To Buy or To Build: A First-Ti

August 28, 2015August 28, 2015

 There are a lot of people buying homes out there, many of whom are trying to become homeowners for the first time. With the 2008 financial crisis still close in the rearview ..

When is the Best Time to Sell

August 27, 2015August 27, 2015

 Timing is everything when it comes to selling your home. The value of your property and the number of potential buyers seeking a new house can fluctuate depending on what tim..

Five Qualities a Successful Fo

August 20, 2015August 20, 2015

Forex trading success isn’t something easy to achieve. You can make some profits here and there but making consistent profits is hard work. The Forex traders who do share 5 q..

Why Real Estate Investing Isn

August 18, 2015August 18, 2015

 By Rachel Hernandez Many people want to become real estate investors. They watch television shows about others who have made it rich. They hear stories about those who h..

7 Irresistible Tips You Can Us

August 13, 2015August 13, 2015

Have you over woken up one day and realized that you were thousands of dollars in debt? This happened to me, and it could happen to you too. Times are hard, and you end up using yo..

Is Wine Investment Actually Wo

August 7, 2015August 7, 2015

Opportunities for expanding investment portfolios have massively diversified throughout previous decades. In recent times, traditional and popular investments have included propert..

The Bigger/Better Strategy of

August 6, 2015August 6, 2015

It’s not that difficult to make money if you already have a lot of it. But it’s much harder to start from the ground up. Still, people do it every day. It’s like the old game..

Investment Opportunities in Ca

July 31, 2015July 31, 2015

Canada is blessed with several investment opportunities. For several years now, Canadians have invested in oil, farmland, and small business equity. While these are excellent inves..

3 Things Every Adult Should do

July 30, 2015July 30, 2015

This could be a long list, but of course, this is a finance site. So, we’re talking about money. Being an adult has lots of ramifications. If you are in your second, third, fourt..

Finding the Best Forex Trading

July 24, 2015July 24, 2015

The following is a third-party contribution. I’ve been asked this question so many times, and there isn’t actually a definitive answer. It’s rather like telling you what is t..

Early Retirement Extreme – S

July 21, 2015July 21, 2015

How old are you? In your 30s? Poor you. Still, a long way to go until you finally reach your career goal: retirement!! Sure, work gives our life meaning and purpose. But wouldn’t..

Your Retirement, Saved (In Und

July 16, 2015July 16, 2015

Does retirement scare you? You’re not alone. According to the National Institute on Retirement Security, 51% of Americans are concerned that the COVID-19 pandemic has impacted th..

5 Things I Wish I’d Known Be

July 15, 2015July 15, 2015

 Buying your first home and real estate property is a huge move for most people. It’s probably the biggest purchase they’ll ever make. The large amount of debt they’ll h..

Should You Tap Into Your Home&

July 10, 2015July 10, 2015

 If you’re like most Americans, your house is your most valuable asset. This means you’re sitting on a virtual gold mine, and who doesn’t want to capitalize ..

Buying Property Overseas: Avoi

June 23, 2015June 23, 2015

 When you think about investing in property, you might only think about what’s in your neck of the woods. But, if you only look in your own country, you might be missing out..

Betterment Continues to Revolu

June 19, 2015June 19, 2015

With more than half of Americans not investing in the stock market at all, it is little wonder that investment needs a revolution. People have a lot of reasons for not investing. S..

How to Choose the Best Life In

June 16, 2015June 16, 2015

Most lists that deal with the best life insurance companies include the best companies overall. That will include factors such as size, financial rating, and industry and customer ..

How the California Housing Fin

June 10, 2015June 10, 2015

 California has one of the most challenging real estate markets for first-time homebuyers. Several cities in California have average home prices which far exceed the average p..

Why I Like Low Yielding Divide

June 5, 2015June 5, 2015

Dividends are wonderful.  Buy stock in a strong dividend payer, and you’ve now got a reliable stream of passive income coming your way each quarter. Many great personal fina..

Forex 101: How to Protect Your

June 4, 2015June 4, 2015

In the world of forex, investing successfully is about more than just turning a profit. The currency markets are incredibly complex and high-risk and, as a result, making money in ..

Universal Currency May Not Be

June 3, 2015June 3, 2015

Conspiracy theorists have long heralded the coming day of a single, world government and the like. And while this is an intimidating idea for some, it’s likely to exist in some f..

How To Find The Forex Broker F

June 2, 2015June 2, 2015

There are a lot of steps that ensure you are successful when it comes to investing your money. While many investors focus on which investments they will be putting their money into..

Dave Ramsey vs Suze Orman –

May 27, 2015May 27, 2015

There are two power players when it comes to personal finance, Dave Ramsey & Suze Orman. Dave says to have a $1,000 emergency fund immediately. Suze says to save a little bits ..

Four Top Financial Mistakes Ho

May 20, 2015May 20, 2015

 Our focus with a home tends to be on our lifestyle and family relating to living our lives.  Yet a home is our largest financial asset and it is a large physical asset that..

Should You Sell or Rent Your F

May 11, 2015May 11, 2015

 If it’s finally time to say goodbye to the family home, some hard decisions need to be made. Chief among them is deciding whether to sell it and use the funds to buy a new ..

Finding Your Dream Home: 5 Way

May 8, 2015May 8, 2015

 To say the least, finding a dream home is an accomplishment that tops most people’s bucket lists. Whatever the desired location or living requirements of the parties in..

Why it Pays to Have an Interac

May 6, 2015May 6, 2015

Many new investors are encouraged to go it alone. If you’ve read more than a few books on investment, you’ve found a general consensus that it’s important to figure this stuf..

Why I Would Pay Off My Mortgag

April 28, 2015April 28, 2015

This post has been written by Derek Sall, the owner and head writer of Life And My Finances.   I am completely debt free. I have no credit card payments, no car paym..

If You Are Thinking About Buyi

April 27, 2015April 27, 2015

   I am a simple man, and I like Bank of America (BAC) this year.  We all know interest rates have been low for a long time and we all know they are going to ri..

Investing In Precious Metals f

April 20, 2015April 20, 2015

Every parent is concerned with providing for his or her child’s future. We want to feel secure knowing that if anything were to happen to us, our children would be taken care..

3 Home Security Strategies to

April 16, 2015April 16, 2015

A full-blown home security system can cost thousands of dollars. If you’re trying to live within a budget it may be a stretch to invest that much money into total home security b..

Bullion 101: Investing in Amer

April 14, 2015April 14, 2015

 American silver eagles have been popular among investors since the U.S. Mint first began striking these bullion coins back in 1986. What helps makes American silver eagle coi..

Top 5 Ways to Protect your Ass

April 13, 2015April 13, 2015

By: Robert B. Wolfe, CFP® Depending on the state of one’s legal residence, the strategies and techniques for asset protection can vary. As an example, for those living in the St..

Warrior Trading Review

April 9, 2015April 9, 2015

Warrior Trading is a community of stock traders hosted by professional trader Ross Cameron.  Founded in 2012, Warrior Trading was born out of the need for transparent trading educ..

How to Become a Full-Time Inve

March 31, 2015March 31, 2015

Would you like to become a full-time investor? It might take years but many people manage it. However, at the same time, others try and fail. So, what is it that sets the successfu..

The Place of Forex Trading in

March 26, 2015March 26, 2015

Forex trading is something you see a lot in the personal finance blogosphere. So I think it’s important to write about, to explain the ins and outs, and help my readers make educ..

Rolling Over a 401(k) to an IR

March 20, 2015March 20, 2015

With 401(k) plans becoming less and less useful, many investors are looking for other options to grow their money such as by using Betterment. One of the main drawbacks of the mode..

The Macro and the Micro in For

March 19, 2015March 19, 2015

The term “Forex” gets thrown around a lot on finance blogs like this one. But usually, when people talk about Forex, they’re talking about a teeny tiny aspect of a much large..

The Importance of Saving Your

March 18, 2015March 18, 2015

   Saving doesn’t come naturally to most of us. When you’re young, it’s hard to grasp the real value of money. You might watch your friends blow lots of cash o..

Why I Love Dave Ramsey, But I

March 12, 2015March 12, 2015

 There I was. 18 years old. And I didn't have a clue. I didn't realize that some people were actually debt-free.  I thought a car payment was just another bill...

Modest Money’s FreshBooks Re

March 6, 2015March 6, 2015

Every great idea is borne of necessity. To understand what motivated Michael McDerment to founding FreshBooks, we’ve got to travel back in time (way back in the early aughts) to ..

Options for Refinancing Your H

February 9, 2015February 9, 2015

 Refinancing your home is a great way to get extra cash for repairs and upgrades, which add to the value of your home. If you are not planning repairs or remodeling, you can u..

Raise Review – A Digital Gif

February 6, 2015February 6, 2015

The holidays have come and gone, and this can only mean one thing: you have new gift cards in your life. Gift Cards are a mixed bag. And it makes sense. We don’t know what people..

The Pros and Cons of Selling Y

February 5, 2015February 5, 2015

 If you are preparing to sell your house, you are probably considering the possibility of going it alone, without an agent. The benefits of a successful sale without an agent ..

An Investing Strategy That Wor

January 28, 2015January 28, 2015

Guest contributor, Barbara Friedberg   Are you interested in an easy way to take part of your income, invest it, and have tens of thousands of (dollars or more in th..

Modest Money Reviews Digit –

January 23, 2015January 23, 2015

Sometimes, I’ll review products and services and give you a cautious recommendation. This is not one of those reviews. I can unreservedly get behind Digit. If you only read this ..

Home Buying Made Easy

January 6, 2015January 6, 2015

 The dream to own your own home is instilled in us from a very young age. We’re spruiked glossy magazines and images on the TV and in newspapers proclaiming that the great A..

Which Peer to Peer Lender Shou

January 2, 2015January 2, 2015

Peer to peer lending is a new and exciting industry that many people are starting to take advantage of for funding college, weddings, cars, down payments on real estate or to just ..

3 Reasons to Start Small with

December 30, 2014December 30, 2014

Investing in the stock market comes with both risks and rewards. You could have a great investment that can make you a lot of money, or you could have a bad investment that results..

15 Things Banks Look for When

December 29, 2014December 29, 2014

Core banking helps connect the customers to their branches. Customers get the power to handle their transactions from any branch. Multi-channel software enables them to do their tr..

Investing with Betterment Make

December 26, 2014December 26, 2014

Who is Betterment? Betterment is a company that makes it easy and affordable to invest in stocks and bonds while making good returns and minimizing fees. They give you diversity by..

Beginners Guide to Penny Stock

December 19, 2014December 19, 2014

Many people are looking to figure out how to build a stock portfolio. Some of the best stocks are $100 or more per stock, which means that it can be very expensive to get started w..

If You Lost Your Job Tomorrow,

December 10, 2014December 10, 2014

Sometimes, months of layoff rumors precede a job loss. You hear whispers of cutbacks and people not getting their raises. Other offices start to close, and you’re pressured to wo..

Is Your Retirement At Risk?

December 1, 2014December 1, 2014

Retirement planning is a crucial task. The reality is that most people work for most of their lives in order to save money and be able to survive their golden years without working..

How Owning Your Home Will Chan

November 28, 2014November 28, 2014

 You may have heard the news. For those hoping to purchase a first home, it’s a buyer’s market. Following the housing bubble of just a few years ago, the market has yet to..

Recommended Online Forex Tradi

November 26, 2014November 26, 2014

The forex market is a type of financial trading wherein you can trade by selling or buying currencies as you do with commodities or stocks. Foreign exchange or Forex trading is a m..

A Review of The Intelligent In

November 21, 2014November 21, 2014

The Intelligent Investor is the famous book written by Warren Buffet’s mentor, Benjamin Graham, who is regarded as the father of value investing. Buffet learnt a lot of his skill..

The Business of Coffee: 10 Sur

November 17, 2014November 17, 2014

The global industry of the coffee trade is quite large. Coffee is more popular than ever, no other beverage is more revered or respected than our trusty cup of joe. Coffee is a $60..

4 Questions to Ask When Select

November 10, 2014November 10, 2014

Given the large number of binary options brokers offering services to individual investors, finding the right one for your unique budget, experience level, expertise level and inte..

A Review of Basic Economics by

October 31, 2014October 31, 2014

 Thomas Sowell is a brilliant economist who had a rough history before he succeeded in life because of hard work. He started out in poverty and became one of the premier Ameri..

5 Things I Learned From Buying

October 23, 2014October 23, 2014

 If you would have told me one year ago that I was going to be a homeowner by now, I would have rolled my eyes and told you to stop putting pressure on me. I’m doing just fi..

Why It’s So Important to Tea

August 5, 2014August 5, 2014

The following is a guest post about teaching your kids about money. If interested in submitting a guest post please read my guest post policy and then contact me.  Greeti..

Guide to Renting Properties fo

June 6, 2014June 6, 2014

 Congratulations! You have just become a landlord or are considering purchasing your first property. This is a great step to becoming financially independent and controlling y..

Why Making an Extra Payment on

February 7, 2014February 7, 2014

 The following is a guest post about extra payment on your mortgage. If interested in submitting a guest post, please read my guest post policy and then contact me. A mor..

The Top 7 Things You Must Know

December 4, 2013December 4, 2013

 The following is a guest post about flipping houses. If interested in submitting a guest post, please read my guest post policy and then contact me.   It’s rare ..

I’m Going To Start A Bet

August 19, 2013August 19, 2013

Hey everyone, thanks for joining me for another Monday Money. I talk about a lot here, most of it tips and tricks on saving money, spending wisely and churning rewards credit cards..

The Fastest Way to Get Started

January 24, 2013January 24, 2013

   I meet many people who have lots of interest and want to learn how to get started flipping houses. Many of them seem to want to do their twelfth house flip before..

5 Reasons I’m Buying Less Fo

December 6, 2012December 6, 2012

The following is a guest post from Holly Johnson. Holly is a 32-year-old wife, mother of two, and frugal lifestyle enthusiast. She blogs about saving money, frugal habits, and what..

The Secret to Selling Your Hou

October 15, 2012October 15, 2012

 No doubt, one of the most exciting parts of a house flip is selling. It’s the combination of months of hard work, dedicated most of your free time, and closely following st..

Fostering a Pet Can Make You R

September 24, 2012September 24, 2012

When we decide to bring a pet into our homes, we should be willing to accept all the responsibilities and rewards that accompany it. Whether you’re a dog, cat, or exotic pet pers..

Mistakes to Avoid When Buying

August 6, 2012August 6, 2012

The following is a guest post. If interested in submitting a post, please contact me. Author Bio: Jason is a financial advisor and Dave Ramsey-trained counsellor that blogs over a..

Pros and Cons To Investing In

June 6, 2012June 6, 2012

The following is a guest post by Karl from WiseStockBuyer, a blog that teaches you how to how to buy stocks and grow your nest egg.  Let's start with the positives.Great ..

Budgeting & Decision Maki

April 25, 2012April 25, 2012

Setting financial goals can help you achieve the dream of living a debt free and stress free life. If you would really want to stop living paycheck to paycheck, you will have to th..

The Psychological Benefits of

March 12, 2012March 12, 2012

 Rick who blogs at Invest In 2012 is honored to be featured here as a guest blogger! As media has shown us, the rich don’t necessarily live happier than the poor. I..