Jeremy Biberdorf

About Jeremy Biberdorf

Jeremy Biberdorf is the founder of Modest Money. After working many years in the website marketing industry, he decided to take on blogging full time and also get his finances headed in the right direction. Also check out his contributions to and Benzinga.

Make Money Investing in Stocks

May 20, 2021May 20, 2021

Through the years the stock market has allured many who want to make a quick buck. However, making money investing in stocks is a journey and not a destination.  Warren B..

How to Buy and Hold Real Estat

August 27, 2019August 27, 2019

Profiting from real estate as part of a short-term or a long-term investment strategy (for example, to complement your retirement plan) is a common goal for many investors. The fle..

4 Ways to Invest in the Real E

August 17, 2019August 17, 2019

  By: Penelope Graham, Zoocasa  For most Canadians, purchasing a home for use as a principal residence is the largest investment they’ll ever make. It’s als..

How We Make Money Swing Tradin

August 13, 2019August 13, 2019

Table Of Contents Stock Trading Can Make You Extra MoneyShort-Term Stock Trading Can Be RiskyStock Trading Versus Long Term InvestingOur Five Golden Trading RulesOur Swing Trading ..

Roth IRA Conversion Ladder for

August 7, 2019August 7, 2019

   There are several options available to you when it comes to taking care of personal finance for when you retire, especially if early retirement is the plan. For examp..

My Favorite Stock Trading Patt

August 1, 2019August 1, 2019

I have been a part-time stock trader for about 5 years now. I have made tens of thousands of dollars swing trading small cap stocks (usually buying and holding for 1-4 days). These..

Do Forex Traders Really Make M

July 23, 2019July 23, 2019

Trading currency is one of the main market trading options, along with stocks, commodities, and real estate. Each of these is unique in some way, but what unites them all is that t..

4 Critical Things to Know Abou

July 22, 2019July 22, 2019

What is a 401k? A 401k is an employer-sponsored retirement account where employees can contribute a set amount or a percentage of their wages into an investment account which can t..

The Wilshire 5000 Index: What

July 17, 2019July 17, 2019

Most investors probably know about the S&P 500 Index, the go-to index for large-cap stocks. They may also be aware of the Dow Jones where they can find the Dow Jones Industrial..

The Advantages Of A Social Tra

June 21, 2019June 21, 2019

Investing money in the stock market requires a number of key skills. Indeed, becoming a successful trader, whether you’re dealing with stocks, bonds, ETFs, cryptocurrencies, or f..

Ally Invest Review – Exclusi

June 13, 2019June 13, 2019

Disclosure: This page may contain affiliate links. This means we earn a small commission (at no additional cost to you) if you purchase a product through our links. Hey everyone, t..

Traditional IRA vs. Roth IRA v

June 11, 2019June 11, 2019

  Congratulations!  Landing on this page means that you are likely planning your retirement. While it might sound like an ordinary thing to do, most people don..

Dive Into Investing With Alex

June 4, 2019June 4, 2019

Taking your first steps into the world of investing can be scary, confusing, and overall intimidating, so one of the first places many people will turn to is a good book on the sub..

A Review of The Truth About Mo

May 31, 2019May 31, 2019

 Ric Edelman is consistently rated as the top independent financial advisor in the country by well-respected publications. He also hosts a weekly radio show where he talks abo..

First-Time Investors: 7 Steps

May 29, 2019May 29, 2019

  Here’s a tip to help you become rich: you need to start investing in stocks to enhance your earnings and generate long-term wealth. The monthly salary from your job i..

Best Personal Finance Blogs fo

May 27, 2019May 27, 2019

Even after graduating from college, you have an excuse for not having your finances in order because you are still figuring life out. But by the time you pass 30 you realize you ha..

PE Ratio: The Best Market Timi

May 23, 2019May 23, 2019

 The price-to-earnings (P/E) ratio is considered an essential valuation indicator and has been historically associated with “value investing.” Simply put, the PE ratio def..

Best Personal Finance Blogs fo

May 23, 2019May 23, 2019

How do you know which is the best personal finance blog for you? You don’t. Making smart financial decisions is about handling your money situation in all areas of life. Therefor..

A Review of “A Random Walk D

May 21, 2019May 21, 2019

 Depending on who you ask, Burton G Malkiel classic investing book should be the first on the list of any ambitious investor. Having devoured the first edition in college, I d..

Top 7 Stock Valuation Methods

May 13, 2019May 13, 2019

The stock market can be a tough place to make money. With millions of investors trying their luck, it is critical that the informed investor is putting in the time to study, evalua..

You’ve Managed Your Latt

May 7, 2019May 7, 2019

You’ve followed all the great advice out there on how to manage your latte factor and have cut back on overpriced treats and unnecessary subscriptions, and are getting more mindf..

These Books on Flipping Houses

April 24, 2019April 24, 2019

  Concerned with ratings, TV shows rarely show the complete picture of house flipping with all the hurdles and unexpected costs.  If you are looking for some ..

5 Ways Convenience Hurts Your

April 19, 2019April 19, 2019

“What? How on earth can convenience hurt me in any way,” you ask? Actually, it can do so in at least five ways, as you’ll see from this post on how taking shortcuts can hurt ..

Penny Stock Trading: How to Pr

April 16, 2019April 16, 2019

  Penny Stock Trading has always been the proverbial backwater of the investing world. Though many consider penny stocks to literally mean a stock price below $1, SEC actually..

Leverage Alternative Investmen

April 3, 2019April 3, 2019

What would you do if extra money were to suddenly land in your lap? According to the IRS, approximately 70 percent of Americans can look forward to receiving a tax refund each year..

Crowdfunding Real Estate Inves

March 14, 2019March 14, 2019

Table Of Contents What Is Real Estate Crowdfunding Investing?Benefits of Crowdfunding Over Traditional InvestingTypes of Crowdfunding InvestmentsHow Does Crowdfunding Real Estate I..

How to Supplement Your Income

March 11, 2019March 11, 2019

Wouldn’t it be great to replace some of your income with stock investing profits?  Whether you’re currently working and want some additional incoming cash or you’re..

Choosing the Identity Protecti

January 26, 2019January 26, 2019

I’ll never forget the fall of my sophomore year of college when my roommate decided it would be hysterical to dress up like me for Halloween. At first it was kind of amusing, see..

Stocks vs Index Funds – The

January 7, 2019January 7, 2019

We understand where you are coming from. You see the returns on individual stocks (in retrospect) and you want a piece of that action. The advice given by the grand majority of the..

Recession Preparation –

January 3, 2019January 3, 2019

NASDAQ CHART: Source: Dow Jones: Source: NASDAQ was trading in a range abov..

10 Tips for Flipping Houses

February 22, 2017February 22, 2017

If you want to be successful at buying a house to flip, you need to get as many house flipping tips as you can. Flipping houses can be a profitable enterprise, if you learn from ot..

Are IPOs on the Rise Again? He

September 27, 2016September 27, 2016

Say what you want about 2016 from an investing standpoint, but there’s no denying this has been a terrible year in terms of new IPOs hitting the market. So far this year, there h..

Local vs Long-Distance: Where

June 24, 2016June 24, 2016

Investing in real estate is often done in areas that people know best. They take the plunge when they see a property around the corner listed for sale or the word travels through t..

Betterment: A Better Way to Ma

July 17, 2015July 17, 2015

Generally, when I think of people with trust funds, I think of elderly gentlemen smoking cigars and drinking chardonnay behind a desk made of mahogany in an office the size of a sm..

House vs. Apartment: Which is

October 20, 2014October 20, 2014

Investing in a real estate property is a great way to secure a steady extra stream of income for yourself in the future. It’s a popular trend for many young families that tends t..

Exclusive Interview with Bette

August 12, 2014August 12, 2014

Last year at FinCon, I was lucky enough to meet up with the great folks from Betterment. Some other finance bloggers and I had a good chat with the CEO Jon Stein. He had some inter..

Realizing the Importance of Si

April 16, 2014April 16, 2014

Recently my friend Shannon from The Heavy Purse e-mailed about a special she was hosting for financial literacy month. Normally I wouldn’t think much of these initiatives and..

Getting My First Home Mortgage

April 23, 2013April 23, 2013

As some of you may recall, my girlfriend and I are in the midst of purchasing our first home. Previously, I wrote about the importance of a good realtor and the benefits of quality..

Why I Would Never Lease a Car

October 18, 2012October 18, 2012

When you purchase a vehicle, you basically have 3 options: finance, lease or pay with cash. I don’t know about you, but I don’t have the patience to save that much cash..

Why You Shouldn’t Buy Cheap

July 2, 2012July 2, 2012

As mentioned in my Friday post, one of my cats was a bit under the weather recently. Now I’d like to share an important lesson I learned about owning a pet. Both of my cats h..

Why I Don’t Want A Smartphon

June 25, 2012June 25, 2012

 Ok I admit that part of me does really want a smartphone, but I am just not willing to get one right now. With my current situation, the negatives of getting this fine piece ..

The Latte Factor Explained

June 19, 2012June 19, 2012

David Bach coined a term in his book The Automatic Millionaire: A Powerful One-step Plan to Live and Finish Rich called “the latte factor.” Within the New York Times ..

Top Canadian Investing Blogs

June 16, 2012June 16, 2012

Back in April I created a poll to rank the Top Canadian Personal Finance Blogs. Thanks to all the bloggers who shared that list with their followers, that post has remained the mos..

Overcoming Unemployment Challe

June 4, 2012June 4, 2012

As many of you know I've been unemployed the whole time I've been running this blog. It actually goes all the way back to August. So that's pretty close to 10 months. Time really d..

Putting Your Health Before You

May 28, 2012May 28, 2012

So far, a big part of my blogging journey has focused on thinking back to my previous financial decisions. It's made me think about my Betterment portfolio performance. I admit tha..

Thank You For Irresponsible Cr

April 23, 2012April 23, 2012

There are many personal finance blogs that tell you to cut up your credit cards or exercise greater willpower with credit cards. While that may be good advice depending on your sit..

Outsourcing Online Business Ta

April 2, 2012April 2, 2012

Last week I told the story of how I started my side business. It was quite interesting to read and respond to all of the comments. Lots of people were interested in starting a busi..

The Mistake Of Buying An Expen

March 7, 2012March 7, 2012

   Over the years I've made my share of financial mistakes. There were minor splurges here and there, but I see my biggest financial mistake every time I leave my ap..

If You Found $100, What Do Buy

February 1, 2012February 1, 2012

Say you are out walking and you happen to find $100 cash laying on the sidewalk, what would you do with that tax-free present from the heavens? And don’t give me some bs that..