Kevin

About Kevin

Kevin is a graphic designer from Vancouver, BC. He runs the site Freedom 35 Blog in his spare time and writes commentaries about business, investing, personal finance, and economics.
How Interest Rates Affect Real Estate Prices
  • How Interest Rates Affect Real Estate Prices

How Interest Rates Affect Real Estate Prices

By |October 13th, 2017|

The profitability of rental properties in the US are affected by interest rates. Usually when a central bank decides to tighten monetary policy it slows down economic activities because businesses rely credit to grow. But for real estate investors a rising interest rate environment may be an opportunity to buy assets are a cheaper […]

How to Handle Retirement Withdrawals
  • How to Handle Retirement Withdrawals

How to Handle Retirement Withdrawals

By |October 6th, 2017|

There are two main schools of thought when it comes to retiring and drawing down the money from an investment portfolio. One common practice is called the four percent safe withdrawal rate. The other, a more conservative method, is to never touch your principal.

The safe withdrawal rate (SWR) of 4% is a method used […]

Finding Alternative Fixed Income Investments

By |September 28th, 2017|

Although the 10 year treasury yield has come off the lows from earlier this month the returns for fixed income investments are still lackluster compared to historical norms. The yield the 10 year government bond in the U.S. is only about 2.24%. Canadian investors have to accept an even lower return of 2.11%. But […]

Old Currency Versus New
  • Old Currency Versus New

Old Currency Versus New

By |September 22nd, 2017|

According to Sir John Marks Templeton, an American-born British investor, fund manager, and philanthropist, “the only way to avoid mistakes (in investing) is not to invest—which is the biggest mistake of all. But making money in the markets can be very difficult, especially when the stock market is on the second longest bull market run […]

Equifax Stock (EFX) Drops After Massive Security Breach
  • Equifax Stock (EFX) Drops After Massive Security Breach

Equifax Stock (EFX) Drops After Massive Security Breach

By |September 13th, 2017|

In a world where the internet is ubiquitous, no online service is completely safe from hackers. Credit reporting company Equifax Inc. (NYSE:EFX), said last week that “its systems were struck by a cyberattack.” Up to 143 million consumers in the U.S. may have been affected. Some U.K. and Canadian residents were also compromised in […]

Berkshire Hathaway Stock (BRK.B) Hit by Natural Disaster
  • Berkshire Hathaway Stock (BRK.B) Hit by Natural Disaster

Berkshire Hathaway Stock (BRK.B) Hit by Natural Disaster

By |September 7th, 2017|

The U.S. stock market was closed on Monday this week due to the Labor Day holiday. But when it opened on Tuesday major indexes tumbled by more than 1% in a single trading session. The Dow Jones industrial average fell by 234 points, posting its worst day since August 17. Financial stocks saw their […]

Litecoin Soars to Record High
  • Litecoin Soars to Record High

Litecoin Soars to Record High

By |August 29th, 2017|

After Bitcoin’s initial split last month it reached a high of roughly $4,500 in mid August. But now it’s trading at its highest level ever, reaching a price of $4,700 in some major exchanges this week. The criptocurrency is up now 350% from roughly $1,000 since the beginning of the year. Bitcoin may be […]

Wal-Mart Plans for More Innovation
  • Wal-Mart Plans for More Innovation

Wal-Mart Plans for More Innovation

By |August 23rd, 2017|

Last year, Wal-Mart’s U.S. stores and Sam’s Club brought in a combined revenue of $365.4 billion, which is about ten percent of all non-automotive retail in spending in the U.S. Most of the country’s GDP depends on consumer spending. So having the market share of nearly one tenth of all retail spending is evidence […]

Private Debt is Rising Again
  • Private Debt is Rising Again

Private Debt is Rising Again

By |August 18th, 2017|

It’s been ten years since the beginning of the global financial crisis that started in 2007. Last week marked the decade anniversary of when the largest bank in France, BNP Paribas, froze $2.2 billion worth of funds in operation citing the subprime mortgage instability in the United States. This triggered a series of events […]

Digital Currencies are On the Rise in 2017
  • Digital Currencies are On the Rise in 2017

Digital Currencies are On the Rise in 2017

By |August 9th, 2017|

Digital currencies are becoming more valuable this year. The cost of the widely used Bitcoin in U.S. dollars has grown by 560% since a year ago. Bitcoin is becoming more and more talked about in the mainstream. It’s breaking records, pushing its market cap above $55 billion recently. Another popular crytopcurrency called Ether, which […]