LynAlden

About Lyn Alden

Lyn is an engineer and investor with a graduate degree in engineering management, and much of her career has been in technical procurement, project management, and budget planning.  She has over a decade of investment experience with a focus on income-producing assets, and writes in-depth articles about finance at LynAlden.com.

5 Charts Showing the Health of the Banking Industry
  • 5 Charts Showing the Health of the Banking Industry

5 Charts Showing the Health of the Banking Industry

By |November 23rd, 2017|

The average price-to-earnings ratio of the S&P 500 is now 25, and the cyclically-adjusted price-to-earnings ratio is over 31.

But the financial sector’s average price-to-earnings ratio is less than 17.

Banks and insurers usually trade at lower valuations than the broad market, due to the amount of leverage and interest rate sensitivity they have compared to […]

Starbucks (SBUX) Offers Strong Dividend Growth
  • Starbucks (SBUX) Offers Strong Dividend Growth

Starbucks (SBUX) Offers Strong Dividend Growth

By |November 13th, 2017|

Starbucks Corporation’s (NASDAQ: SBUX) growth rate might be slowing, but it’s making up for it by shifting its focus toward sending money back to shareholders.

With a price-to-earnings ratio of about 29, this stock is on the high end of valuation compared to other stocks I tend to buy, but in my opinion the numbers […]

2 Option Investments for an Expensive Market
  • 2 Option Investments for an Expensive Market

2 Option Investments for an Expensive Market

By |October 15th, 2017|

U.S. market valuations have now reached what they were in 1929, and are therefore the second highest in the country’s history.

Only the Dotcom Bubble was higher.

Currently: 

The cyclically-adjusted price-to-earnings (CAPE) ratio of the S&P 500 is over 31.
The average S&P 500 price-to-book value is 3.25, compared to only 2.00 in 2012.
The Wilshire […]

5 International ETFs Worth Adding to Your Portfolio
  • 5 International ETFs Worth Adding to Your Portfolio

5 International ETFs Worth Adding to Your Portfolio

By |September 25th, 2017|

Many investors focus heavily on individual security selection, but proper asset allocation is where you get most of the bang for your buck.

There’s almost always a decent value to be found somewhere in the world.  And many asset classes tend to revert to their mean- if one country outperforms another country over the course […]

Sugar is the New Tobacco: Coca Cola Faces Headwinds
  • Sugar is the New Tobacco: Coca Cola Faces Headwinds

Sugar is the New Tobacco: Coca Cola Faces Headwinds

By |August 28th, 2017|

Over the past century, buying and holding dividend growth stocks has been one of the most reliable ways to build wealth.

But it’s important to be nimble with your investments, to question old assumptions, and to be well-positioned for the future.  Buy-and-hold investing means maintaining a low portfolio turnover rate, but doesn’t mean you can’t […]

Two Billionaire Investors Just Bought Shares of Synchrony Financial (SYF)
  • Two Billionaire Investors Just Bought Shares of Synchrony Financial (SYF)

Two Billionaire Investors Just Bought Shares of Synchrony Financial (SYF)

By |August 15th, 2017|

It was recently disclosed that both Warren Buffett and Seth Klarman bought shares of Synchrony Financial (SYF) in the second quarter of 2017.

Let’s take a look at why.
Synchrony Overview
Synchrony Financial was spun off from GE Capital as a public company in 2014.

It’s the largest issuer of store credit cards in the country.  When Amazon, […]

How Silver Can Pay You Dividends
  • How Silver Can Pay You Dividends

How Silver Can Pay You Dividends

By |August 7th, 2017|

Silver straddles the line between a precious metal and an expensive industrial commodity.

The vast majority of gold (over 85%) is used for jewelry and bullion, which makes it rather immune to recessions.   Silver, on the other hand, while still used for jewelry and bullion, has industrial uses for its majority demand, so its […]

Blackrock Still Has a Large Runway of Growth
  • Blackrock Still Has a Large Runway of Growth

Blackrock Still Has a Large Runway of Growth

By |August 6th, 2017|

BlackRock is the largest asset manager in the world, and as of the most recent quarter, they have $5.7 trillion in assets under management (AUM).

They own the leading iShares brand of ETFs and have a massive institutional asset management business that includes both passive and active investment funds and services.

Here’s a breakdown of where their […]

3 High-Yield Infrastructure Investments with Safe Distributions
  • 3 High-Yield Infrastructure Investments with Safe Distributions

3 High-Yield Infrastructure Investments with Safe Distributions

By |July 31st, 2017|

We’re over 8 years into the current economic expansion, which makes this the third longest expansion in United States history.

In fact, if we go another 2 years without a recession, we’ll have the new American record without one. That sounds like good news to some people, but stock market valuations are also at historically high […]

The Safest Banks to Invest In
  • The Safest Banks to Invest In

The Safest Banks to Invest In

By |July 27th, 2017|

Investing in the safest banks has historically been very lucrative.

They have high returns on equity, and can dig economic moats around their businesses in the form of high switching costs.  Changing banks is a hassle, and most consumers don’t bother to take out assets even if they find a competitor that offers slightly better […]