Best Funded Stock Trading Accounts 2023

Jeremy Biberdorf Image
Dec 02, 2023
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In the vast financial universe, having ample capital to trade is often a limiting factor for many aspiring traders. While talent and strategy are essential, capital plays a pivotal role in realizing one's trading potential.

Funded stock trader accounts have emerged as a beacon of hope, allowing traders to harness significant trading capital without the burden of personal financial risk. These accounts provide an avenue to prove one's trading skills and earn a spot trading real money.

This article embarks on a journey to explore the top funded stock trader accounts, shedding light on their benefits, platforms, and the essence of each company, ensuring both novices and experienced traders make informed choices.

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Quick Breakdown

Best Funded Stock Accounts

The Best Funded Stock Trading Accounts in 2023


4.6 stars
Cost From $165/month
Minimum Requirements 15 trading days
Best For Flexibility
  • Embraces a multitude of trading strategies
  • Zero one-time fee for evaluations
  • Expansive variety of markets
  • Intuitive trading platform
  • Generous buying power for funded traders
  • Comprehensive educational tools
  • Save 20% via our link today
TopStep, a distinguished prop trading firm, prides itself on its adaptability and broad spectrum of markets. The firm’s hallmark, the Trading Combine, is a two-phase evaluation designed to vet traders before granting them funded accounts.

This ensures that only the most skilled and disciplined traders get access to significant trading capital. With a platform that champions user-friendliness, even trading novices find the transition smooth. Coupled with a vast reservoir of educational materials – TopStep not only offers a platform to trade but also fosters the growth of trading skills.

Established in 2012 by Michael Patak, Topstep, initially known as TopstepTrader, set its roots in the vicinity of the West Loop Gate neighborhood, right in the heart of downtown Chicago. Originating from the floor of the historic Chicago Board of Trade, Topstep quickly cemented its reputation, earning a spot as one of America's fastest-growing proprietary trading firms, an accolade highlighted by INC.5000.

The platform's distinctive approach allows traders to compete in simulated challenges known as the Trading Combine. Those who demonstrate superior skills and consistency have the opportunity to ascend to funded trader status, where they can trade with Topstep's capital. Reflecting on their impressive growth, as of 2020, Topstep processed an astounding $14 million in payouts to funded traders, with an average processing time of merely 7 hours. In just one month, they funded 5,000 accounts.

Their influence isn't confined to the U.S. borders; it's truly global. With representation from 143 countries and the capacity to offer trading accounts in 10 diverse currencies, Topstep supports 14 distinct trading platforms, including prominent ones like NinjaTrader, TradingView, and TSTrader. Notably, in the year 2020 alone, funded traders withdrew over $2 million, showcasing the platform's commitment to empowering traders worldwide.

Elite Trader Funding

4.5 stars
Cost Variable
Minimum Requirements 20 trading days
Best For Market Data
  • Vast array of asset classes.
  • No hidden charges.
  • Advanced real-time market data.
  • Comprehensive educational content.
  • Versatile trading platform.
  • Quick funding upon evaluation success.
  • Promo: Coupon Code ETF4EVER for 65% off
Elite Trader Funding, with its name echoing its ethos, is designed to cater to traders who aim for the zenith. The firm's extensive asset offerings mean that traders aren't restricted in their strategies, making it a haven for diverse trading styles.

Their standout feature remains the access they provide to advanced real-time market data, a treasure trove for data-driven traders. This, combined with a platform that emphasizes functionality and agility, makes it a preferred choice for many.

Launched in February 2022, Elite Trader Funding emerged in the prop trading world with a clear aim: to bolster and champion the efforts of retail traders, while also recognizing their discipline and commitment.

While the enterprise itself might be in its early stages, the expertise steering its direction is deeply rooted in industry experience. The venture is orchestrated by three adept professionals: Clint Chaney, Kanwal, and Eric.

The collective credentials of this trio are formidable. Clint Chaney, one of the pivotal co-founders, often underscores the significance of acknowledging the distinct challenges faced by traders. Together, the team encapsulates over 15 years of immersion in the banking realm, a combined 40 years of hands-on trading predominantly in commodities and the energy sector, and an impressive two-decade stretch in web development and network engineering.

The foundation of Elite Trader Funding is built on empathy and first-hand experience. The founders resonate with the struggles of starting from the ground up, given their modest beginnings. They champion the belief that understanding trading shouldn't come at the expense of personal financial setbacks, such as grappling with a margin call. Instead, the ethos of Elite Trader Funding encourages learning and demonstrating trading prowess without jeopardizing one's own capital, striving to mold every member into an "Elite Trader".


4.5 stars
Cost €99 - €5,998
Minimum Requirements 10 trading days
Best For Forex
  • Specialized in forex trading
  • Quick evaluation turnaround
  • Access to global financial markets
  • State-of-the-art trading platform
  • Diverse educational resources
  • Robust customer support
  • Promo: Coupon Code MM-15 for 15% off
At the forefront of forex trading, Fidelcrest stands as a beacon for currency trading enthusiasts. The firm's evaluation process is streamlined, ensuring that traders can swiftly transition from the assessment phase to live trading.

With its fingers on the pulse of global markets, Fidelcrest offers traders a platform that’s both advanced and intuitive. Their commitment to education further ensures that traders are always abreast of the latest strategies and market trends.

Founded in 2018, Fidelcrest, located in Nicosia, Cyprus, has quickly carved its niche in the prop trading arena. Although the company is relatively new, it stands out by offering skillful traders the chance to become funded traders.

This opportunity isn't just handed out; traders must meet specific trading conditions set out in Fidelcrest's challenges. As a testament to its growing prominence, Fidelcrest boasts a global community of over 6,000 traders spanning more than 170 countries.

Catering to diverse expertise and investment thresholds, they offer a versatile range of account sizes. Furthermore, traders have the flexibility to navigate over 1,000 trading instruments, encompassing areas like forex and cryptocurrencies, across several top-tier trading platforms.


4.5 stars
Profit Split 100% for the first 3 months and the 90/10
Minimum Requirements None
Best For Loose trading rules
TickTick Trader offers a range of funding models tailored to various trading needs, including Evaluation Accounts, Express Plans, and Direct Accounts. Each of these models comes with its own set of trading rules and risk considerations.

For traders to make informed decisions, the platform provides essential market news and doesn't require a minimum number of trading days. Additionally, they offer unique features like TickTickDrawdown and TTTPerformance Accounts.

To support traders, TickTick Trader uses a Data Feed Provider and Trading Software, which are compatible with providers like Rithmic and Tradovate. They also support popular trading platforms like Bookmap, NinjaTrader, and Jigsaw DayTradr.

Another key aspect of TickTick Trader is its secure payout system, made possible through a partnership with Deel. Their payout policies for Direct and TTTPerformance Accounts are designed to reward good trading behavior.

TickTick Trader is a comprehensive platform for traders, offering tools, platforms, and financial solutions to ensure success in the trading industry./p<>

In February 2022, TickTick Trader emerged as a distinct trading platform, though its origins trace back to 2004 when its founders stepped into the trading realm. Over the years, they navigated through multiple trading rooms, prop firms, and platforms, gaining firsthand knowledge of the challenges and obfuscations within the industry. Disturbed by the lack of clarity and convoluted rules they often encountered, they felt a drive to establish a more transparent trading system.

From March 2020 until the platform's official launch in February 2022, the team, based in Bucharest, Romania, dedicated themselves to crafting TickTick Trader. Drawing from their comprehensive financial market experience and a penchant for innovation, they tailored the platform to cater to modern futures traders.

Their primary goal was clear: to create a logical, easily understandable platform with transparent rules, enabling traders to confidently navigate their financial paths.

A cornerstone of TickTick Trader is its dedication to fostering financial autonomy for its traders. Recognizing the dynamic nature of trading, they guarantee round-the-clock support and ensure timely, secure payouts for their users.

Apex Trader Funding

4.4 stars
Profit Split Variable
Minimum Requirements 7 trading days
Best For Quick Funding
Apex Trader Funding has positioned itself as a leading platform for day traders worldwide. They're known for offering traders the unique opportunity to leverage Apex's capital to trade futures contracts, encompassing both micro and mini contracts.

Their hallmark is the One-Step Evaluation Process, an efficient and straightforward assessment method that allows traders to showcase their trading prowess. By meeting the profit target within a designated time frame, traders can earn a funded trading account.

Apex is praised for its emphasis on flexibility, allowing traders to integrate various strategies aligned with diverse trading aspirations. One standout feature is the lucrative profit division. Traders are entitled to the entirety of their initial $25,000 profit for every account and retain 90% beyond that threshold. Further sweetening the deal are the two monthly payouts, with no restrictions on maximum payout amounts.

Apex Trader Funding offers a comprehensive, real-time data system capable of monitoring up to 20 accounts simultaneously, streamlining the risk management process. Traders have the freedom to continue with their established trading strategies, unaffected by news cycles, and have the added advantage of trading during holidays.

Apex Trader Funding, founded by Darrell Martin in 2021, has swiftly ascended the ranks to dominate the Funded Futures Traders arena. Within a short span, it has not only witnessed phenomenal growth but has also outperformed all other prop trading firms concerning the number of funded accounts. Remarkably, in a single month, Apex Trader disburses over 4 million dollars to its traders, a figure that many firms struggle to match annually.

This rapid and substantial success is a testament to Apex Trader Funding's dedication to furnishing traders with a dependable platform, facilitating their growth and triumph in the trading sector. Further underscoring its industry position, Apex Trading has garnered investments from five backers, with Sand Hill Angels and 7thirty Capital being the most recent to support the venture.


4.4 stars
Cost $150 - $550
Minimum Requirements 14 trading days
Best For Education
  • Emphasis on trader education.
  • Realistic evaluation parameters.
  • Seamless platform interface.
  • Access to leading financial markets.
  • Regular webinars and training sessions.
  • Prompt customer support.
  • Promo: Coupon Code modestmoney for 20% off
Earn2Trade is an emblem of learning as much as it is of trading. Recognizing that a well-informed trader is often a successful one, they've intertwined educational resources into their platform. While traders can engage in various markets, they can also dip into webinars, training sessions, and a curated list of resources. Their evaluation process respects real-world trading conditions – ensuring that those who make the cut are truly prepared for the challenges of live trading.
Established in 2016 by founder Ryan Masten, Earn2Trade made its mark in Wyoming, US. It was around 2018 when they significantly caught attention with their trailblazing trader funding test, the Gauntlet™.

This unique approach focused on offering more flexible rules but required traders to undergo a more extended evaluation time. Recognizing the potential for more options, Earn2Trade soon introduced the Gauntlet Mini™, streamlining the process with stricter rules but cutting down on the evaluation period. 2019 saw the Gauntlet Mini™ rise in prominence, standing out with its more favorable rules compared to competitors.

Frequently Asked Questions

What are funded trader accounts?

Funded trader accounts offer aspiring traders an opportunity to trade with significant capital provided by proprietary trading firms. The firms typically have an evaluation phase where traders demonstrate their skills. Once they pass, they're given access to larger trading capital.

The appeal of these accounts lies in their ability to grant traders the leverage to make significant profits without risking their own money. However, the firms take a percentage of the profits, which varies from one company to another.

How do prop trading firms benefit?

Proprietary trading firms, or prop firms, primarily benefit from profit splits. When traders succeed and make profits, these firms take a percentage. This model allows them to harness the skills of numerous traders without having to pay fixed salaries.

Moreover, the rigorous evaluation process ensures that only skilled traders get access to the firm's capital. This minimizes risks and aligns the interests of both the trader and the firm.

Is there a risk with funded trading accounts?

Funded trading accounts come with set rules and guidelines. Traders are expected to respect daily loss limits and other stipulated conditions. If breached, they risk losing their funded account status or even facing penalties.

However, the primary advantage is that traders aren't risking their own capital. The onus is on ensuring that they adhere to the firm's guidelines, trade responsibly, and make consistent profits.

Why are profit splits essential?

Profit splits represent the division of profits between the trader and the prop firm. It's essential because it determines how much a trader earns from their successful trades.

It also aligns the interests of both parties. The firm is incentivized to support and provide resources to the trader, knowing they benefit directly from the trader's success.

How long is the typical evaluation phase?

The evaluation phase varies among firms but typically spans a few weeks to a month. During this period, traders are tested on their trading skills, strategies, and risk management techniques.

The duration ensures that the firm gets an accurate representation of a trader's capabilities. It filters out luck-based successes and identifies consistently skilled individuals.

Do traders need their own software?

Most prop firms provide traders with a specific trading platform and real-time data. This ensures that everyone uses uniform tools and receives the same quality of information.

However, traders can often integrate their preferred analysis tools or software, provided they are compatible with the firm's primary platform.

Can beginners try funded trader accounts?

Yes, beginners can apply for funded trader accounts. However, the evaluation phase challenges their trading skills, and experience often plays a crucial role.

Many prop firms also offer educational tools and resources. Beginners are advised to leverage these resources before attempting the evaluation phase.

Are there asset restrictions with funded accounts?

Asset offerings vary among prop firms. Some may offer a wide variety of financial instruments, while others might focus on specific markets like forex or stocks.

It's crucial for traders to research and pick firms that align with their trading style and preferred asset classes.

What happens after passing the evaluation?

Once a trader successfully completes the evaluation, they're transitioned to a funded account. This means they can start trading with the firm's capital and work towards their profit targets.

As traders progress and show consistent success, they might receive access to more substantial capital and better profit splits.

Do traders get educational support?

Many prop firms emphasize trader growth and provide a suite of educational tools. These could include webinars, training sessions, and curated resources.

Education, coupled with hands-on trading, equips traders with a holistic skill set, increasing their chances of consistent success.

How important is risk management?

Risk management is paramount in trading, especially with funded accounts. Prop firms have guidelines in place to protect their capital, like daily loss limits and maximum drawdowns.

Traders who excel in risk management are more likely to have prolonged success and maintain a good standing with the firm.

Are there any hidden fees with funded accounts?

While most firms are transparent about their fees, traders should always read the terms and conditions. Some might charge for platform access, data feeds, or other services.

Due diligence is crucial to ensure there are no unexpected costs down the line.

Can traders withdraw profits anytime?

Withdrawal procedures and timelines differ among firms. While some allow monthly withdrawals, others might have specific thresholds or dates.

It's essential to be familiar with the withdrawal process to ensure smooth and timely access to one's earnings.

Is news trading allowed with funded accounts?

News trading policies vary. Some firms might restrict trading during significant news events due to the volatility, while others might allow it with certain conditions.

Traders should ensure they are well-informed about the firm's stance on news trading to avoid potential pitfalls.

What if a trader fails the evaluation phase?

If a trader doesn't pass the evaluation, some firms might offer a second chance or a discounted re-evaluation. Traders can also take this as a learning experience, refine their strategies, and try again.

Persistence and learning from one's mistakes are often the keys to eventually succeeding in the funded trading world.

Do prop firms support global traders?

While many prop firms cater to a global audience, certain regional restrictions might apply due to regulatory constraints or operational choices. Before signing up, traders should verify if the firm operates in their country. Some firms might also offer localized support, tutorials, and resources based on the trader's location, making it even more essential to choose a firm that aligns with one's geographical context.

Can traders use automated trading systems?

The acceptance of automated trading systems varies among firms. Some might welcome algorithmic strategies, while others may restrict or regulate their use.

It's essential to check the firm's policy on this. If they do allow automated systems, traders should ensure their chosen platform supports their specific algorithm or bot.

How do prop firms handle volatile market conditions?

During highly volatile market phases, prop firms might implement additional safeguards to protect their capital. This could include reducing the buying power, altering the daily loss limits, or even temporarily halting trading.

It's important for traders to stay updated with any communication from the firm during such times and adjust their trading strategies accordingly.

What kind of customer support do prop firms offer?

Most reputable prop firms provide robust customer support to assist traders with any platform-related issues, trading queries, or administrative concerns. This could be through email, phone, live chat, or a combination of these.

A responsive support team can be invaluable, especially during critical trading moments or when facing technical difficulties.

Are there any long-term commitments with funded accounts?

Generally, traders are not bound by long-term contracts with prop firms. They can stop trading or switch firms if they feel it's not the right fit. However, any outstanding fees or costs should be settled.

Before starting, it's beneficial to understand the terms of engagement, ensuring there are no surprises if one decides to discontinue trading with a particular firm.

Jeremy Biberdorf

About the Author:

Jeremy Biberdorf is the founder of Modest Money. He’s a father of 2 beautiful girls, a dog owner, a long-time online entrepreneur and an investing enthusiast.