Best Net Worth Tracker 2025

Quicken stands out in the financial management sphere as a comprehensive solution, adeptly merging traditional personal finance techniques with modern technology. Originating as a personal budgeting tool, Quicken has expanded its capabilities beyond mere budgeting. It offers users the ability to integrate their bank accounts directly, ensuring effortless tracking of income and expenses against set budgets.

This streamlines the categorization and tagging of transactions. Beyond this, Quicken serves as a multifunctional platform, providing tools for expense monitoring, investment tracking, debt management, retirement strategizing, and even catering to the financial needs of small businesses or rental property owners.

The software's robust reporting features enable users to generate detailed financial reports, cementing Quicken's position as an invaluable asset for those aiming to simplify and optimize their financial lives.

In 1983, outside the Stanford University library, an incidental encounter between Scott Cook, a former Procter & Gamble marketing manager, and Tom Proulx, a computer science major, sparked the inception of what would become Quicken, the best-selling personal finance software.

Cook, inspired by watching his wife grapple with manual bill payments, envisioned a tool that could automate this arduous task, especially when personal home computing was just beginning to take root. As the pair discussed their shared vision, they found their values and aspirations aligned seamlessly. From casual conversations to fervent brainstorming in a dormitory courtyard, Quicken's journey began.

For over three decades, Quicken has been a godsend of financial clarity for over 20 million customers, enabling them not just to budget, but to prosper. Their mission transcends mere financial management; it's about empowering users to grow their wealth, secure their futures, and relish their accomplishments.

Quicken's evolution has seen it adapt to modern trends, with offerings like web platforms, mobile apps for both iOS and Android, and the 2020 launch of Simplifi by Quicken catering to the tech-savvy generation.

CEO Eric Dunn, who has been with the company since its infancy as the fourth employee of Intuit, Quicken's former parent company, underscores the company's commitment. He emphasizes Quicken's unwavering dedication to its users, aiding them in confidently steering their financial ship.

Empower, as the name suggests, is designed to empower users to take control of their personal finances. With real-time data feeds, tracking spending habits becomes a breeze. It also offers custom charts, giving users a clear visual representation of their financial habits. Plus, with its alerts for unpaid bills, you're always on top of your finances. The inclusion of advisory services makes it a comprehensive tool for anyone looking to enhance their financial management.

Empower has rapidly grown in popularity, thanks to its user-friendly interface and robust features. Committed to providing top-notch services, the company continually updates its features to cater to the dynamic needs of its users.

Monarch Money is all about visualizing your financial journey. The platform provides users with tools to craft a clear path towards their financial goals, be it retirement plans, savings goals, or investment accounts. With its integrated budget planning calendar, users can forecast their finances effectively. The real budget insights ensure users are always informed about their spending patterns and can make informed financial choices.

In 2019, Monarch Money was founded in the Greater Los Angeles Area by Val Agostino, with the collaboration of Jonathan Sutherland and Osman Ahmed Osman. Val, having faced challenges in managing his finances, wanted to create a platform that emphasized overall financial growth rather than just expense tracking.

Monarch Money offers users a clear overview of their finances, aids in setting personalized budgets, and supports them in defining and achieving their financial goals. This approach makes Monarch Money stand out in the crowded financial tool market.

PocketSmith offers an online tool that stands out for its forecasting capabilities. With its user-friendly interface, PocketSmith allows users to peek into their financial future, helping them make adjustments as needed.

Their real-time data ensures that you're always up-to-date with your spending and saving patterns. Plus, its compatibility with international banks makes it an excellent tool for expats or those with offshore accounts.

PocketSmith has established itself as a top-tier personal finance software, catering to a global user base. Their commitment to innovation and user satisfaction is evident through their continuous updates and feature enhancements.

Launched initially for Mac enthusiasts, Moneydance has broadened its reach, now catering to Windows and Linux users as well. Recognized for its comprehensive features combined with an accessible interface, Moneydance serves as an efficient financial management software.

While new users might initially find its layout a tad daunting, most quickly realize its intuitiveness, making navigation and learning smooth. What sets Moneydance apart is its one-time fee of $60, providing a cost-effective alternative to other software with recurring charges.

The software's versatility shines through its multi-currency transaction capabilities, direct bill payment functions, and the convenience of consolidating banking and investment details across multiple devices. For those seeking a holistic financial tracking solution, Moneydance offers a balanced blend of utility and value.

Moneydance has cemented its place as a reliable personal finance software option for many. Their continuous innovations, combined with a user-centric approach, have made them a favorite among those seeking an efficient and secure financial management tool.

Tiller is revolutionizing how individuals manage their finances by integrating seamlessly with Google Sheets. Not only does this allow users to harness the power of custom rules in Google Sheets, but Tiller Money Feeds ensures all financial data is up-to-date. The platform offers a wide range of tools, from bank feeds to advanced financial reports. It stands out as an excellent product for those comfortable with Google Sheets and looking for a high level of customization in their financial tracking.

Peter Polson, an alumnus of The Tuck School of Business at Dartmouth, embarked on a diverse career journey. Beginning in 1995, he worked as an Analyst in Technology Mergers and Acquisitions at JP Morgan, leading financial analysis and due diligence for tech-based clientele. However, his entrepreneurial spirit led him to establish Tiller in 2014, situated in Seattle, Washington. Originally aligning with Google Sheets, Tiller soon expanded its compatibility to Microsoft Excel. The platform's appeal lies in its simplicity.

You Need A Budget, commonly referred to as YNAB, shines as a monthly budgeting tool. It offers users the power to track every dime, ensuring they stay within their budget. With its real-time data, users get insights into their spending habits – making it easier to manage credit card debts and other financial obligations. YNAB's budgeting software is comprehensive and caters to both beginners and seasoned budgeters.

In 2004, while pursuing his master's degree in accounting, Jesse Mecham developed a unique budgeting spreadsheet called "You Need A Budget" or YNAB. Disturbed by the uniformity in other budgeting tools, Jesse designed YNAB to be dynamic, breaking away from the static budgeting mold.

Recognizing the potential of his distinct approach, he partnered with a software developer to bring YNAB to a wider audience. By 2013, the software had matured to the point that YNAB itself started using it for its financial management. This journey began during Jesse's college days when he and his wife faced financial constraints, which underscores the practical origins of the software.

Playbook, commonly known as Hello Playbook, is a groundbreaking financial planning platform designed to bolster tax advantages and accelerate users' paths to financial security. By looking at a range of financial accounts, from banks to brokerages, the app pinpoints areas to leverage tax benefits, even adjusting for elements like self-employment income and specific income thresholds.

Particularly tailored for high-income earners, Playbook's distinctive approach hinges on its advanced automation engine, which guides users in channeling funds into the most tax-efficient accounts available. The platform also offers assistance in managing retirement portfolios, further distinguishing itself in the realm of financial planning tools.

Founded by David Hegarty in 2021 and nurtured under the venture-capital firm Atomic, Playbook quickly positioned itself as a formidable financial-planning platform. Hegarty, envisioning a tool to ease the common financial burdens of daily life, pioneered Playbook with the belief that "wealth is freedom."

His goal was straightforward: provide users with a path to financial autonomy by minimizing taxes legally and ensuring money funnels into the right channels. This concept resonated with many, and as Hegarty often mentioned, "Money stuff can feel hard, but we’re here to help you along the way."

Bolstered by a team of experienced entrepreneurs who, combined, have established over ten companies with a cumulative value surpassing $15 billion, Playbook leveraged modern marketing strategies, utilizing platforms like TikTok and Instagram to spread its message and philosophy.

NewRetirement stands as a comprehensive solution for individuals looking to take charge of their retirement planning. With a primary focus on offering more than just budgeting and investment tools, this platform comprehensively considers taxes, real estate, income, medical expenses, goals, and numerous other factors to provide users a holistic view of their retirement stance.

Over 200,000 members rely on NewRetirement's user-friendly tools to maintain or set their retirement goals. Users can experiment with various calculators and analytics to simulate different scenarios, giving them a thorough understanding of potential outcomes. Additionally, those seeking deeper insights can upgrade to PlannerPlus or PlannerPlus Academy for an enriched experience.

Recognized with an A+ rating from the Better Business Bureau, the platform's credibility is underpinned by its commitment to quality and transparency. For those with questions or seeking guidance, NewRetirement offers access to certified financial experts, ensuring that users always have the resources they need for informed retirement planning.

In 2005, NewRetirement was established by brothers Stephen and Tim Chen. The inspiration for this venture came from Stephen's personal experience when he noticed the lack of affordable retirement planning tools available for his mother. Recognizing that traditional financial advisors might not be the right or affordable solution for everyone, the Chens decided to fill this gap.

Over time, NewRetirement has grown into a platform dedicated to delivering trustworthy retirement resources at an affordable price. Today, besides its foundational tools, it offers valuable educational content and fosters a community where individuals striving for financial security can learn and collaborate. This initiative has made it possible for countless individuals to approach retirement with confidence and informed choices.

Kubera, self-titled as "the world’s most modern wealth tracker," has quickly amassed a substantial user base, currently overseeing more than $20 billion on its platform. Designed with a clear, spreadsheet-style layout, it offers users a holistic view of their assets and liabilities.

Whether it's investments, from cryptocurrency to stocks, or tangible assets like homes and cars, Kubera captures it all. Its versatility doesn't stop there; it also tracks DeFi assets across different blockchains, global currencies, precious metals, and even values of URLs and private equities.

The platform's strength lies in its intuitive dashboard combined with its comprehensive back-end connection tools, catering to all major investment classes and ensuring that users have a complete picture of their wealth.

Kubera has evolved as a trusted name in the world of personal finance tools. Their emphasis on diversifying asset tracking and their continuous commitment to security and precision has garnered a loyal user base around the globe.