Even after graduating from college, you have an excuse for not having your finances in order because you are still figuring life out.
But by the time you pass 30 you realize you have to get better with money.
You’ve been on this planet for over three decades, heading for a fourth, and for many, that means settling down and starting a family; mortgages, kids, and all.
Add a massive student debt and having to think about retirement, and managing your personal finances becomes a hot mess.
To help you out, we’ve selected five blogs that we think will serve you well.
Best Blog for Dealing With Mortgage
You won’t ever achieve financial independence for as long as you have to repay big loans.
Hence why personal finance advisors often answer “pay off debt” when asked, “How can I improve my financial situation?”
Building wealth while indebted is like filling a leaking bucket, while managing your loans is how you plug the hole.
On Doctor of Credit, you can find a ton of information on loans, credit cards, banking, and everything related to the issue of borrowing money.
Plus, the site features a list of bank/credit card-related deals that are updated daily!
…for New Parents
New generations are forming families with children in their 30s and later, rather than in their 20s as it used to be.
But along with the euphoria of bringing or having brought a new life on this planet comes a plethora of new responsibilities.
If you have kids or are planning to, undoubtedly you are asking yourself how to get better with money so you can best meet your child’s needs.
To help with that, Money Crashers, one of the most popular finance blogs out there, has a section dedicated to family and home.
The category features plenty of advice on a variety of topics—from how to plan a romantic date on a budget to how to handle your taxes as a married couple.
…for Career Development
Proper financial planning in your 30s includes thinking about college debt, mortgage, raising a family, retiring, and also consider your ongoing career development.
Many people now opt for a stay-at-home freelance career which, however, doesn’t mean you won’t benefit from a career development plan.
On the other hand, if you are pursuing the more traditional 9-to-5, you are equally in need of actionable advice on how to grow your career and money.
On this site, you can get the complete package on how to make more out of your primary job and how to build a side gig to go towards your emergency fund or retirement plan.
Retirement planning is one of those things that are never too early to start.
And while few 20 somethings think about this stuff, getting into your 30s, it is high time to put serious thought into the matter.
To find the answer on how to plan for retirement in your 30s and 40s head over to Good Financial Cents.
The site caters to both those who are nearing retirement and those who have already entered this stage of their lives.
If, however, you can’t bear the thought of having to wait until you are past 60 and would rather quit working early, the Mad Fientist has got you covered with its early retirement blog and financial independence podcast.
…for Real estate
Save for building an industry-leading corporation, for centuries the best way to build wealth in your 30s has been getting into real estate.
It’s something we also covered in our post on best personal finance blogs for 20 somethings because buying a property is something that can work to the benefit of people of all ages.
Goes without saying, though, that whether your real estate investment pays off or not depends on whether you navigate the market well.
The Investor Junkie has neat guides on how to get into real estate along with other useful resources like a real estate crowdfunding comparison list and reviews of the listed platforms.
There are so many places where you can find good personal finance advice be it for debt, career development, raising a family or investing, among others
What’s on your list of favorite personal finance blogs?