The Future of Credit Scores and How to Stay Ahead of the Curve

The Future of Credit Scores and How to Stay Ahead of the Curve

June 12, 2018June 12, 2018

How To Stay Ahead Of The Game While Credit Scores Evolve It seems that in order to live the American dream, you need to be super rich or gave a great credit score. Most people have ups and downs with their finances over their..

5 Reasons Why You Should Review Your Credit Report Monthly

5 Reasons Why You Should Review Your Credit Report Monthly

March 10, 2016March 10, 2016

Many people tend to lead hectic and busy lives, without paying attention to what their credit history could mean for them. Eventually, when it’s time to apply for a mortgage or a new or used car financing, that’s when the..

Why I Love Dave Ramsey, But I Still Love Credit Cards

Why I Love Dave Ramsey, But I Still Love Credit Cards

March 12, 2015March 12, 2015

 There I was. 18 years old. And I didn't have a clue. I didn't realize that some people were actually debt-free.  I thought a car payment was just another bill. I mean, everyone has a car payment, right?&n..

Dave Ramsey Shouldn’t Be Teaching Finance Volume 2!

Dave Ramsey Shouldn’t Be Teaching Finance Volume 2!

May 5, 2014May 5, 2014

To be honest I’m not the type of person that really likes to rag on people and their ideas. So, when I was presented the opportunity to write this series, I was naturally a bit concerned if it was a good idea or not. Howeve..

Why Dave Ramsey’s Ideas on Credit Are Crazy

Why Dave Ramsey’s Ideas on Credit Are Crazy

April 28, 2014April 28, 2014

Have you heard of Dave Ramsey? Of course you have. He’s a well known personal finance expert with a following that I could only dream of. However, I’d also like to point out that the man is absolutely crazy. OK, so maybe ..

myFICO Review – Free Credit Score Reporting

myFICO Review – Free Credit Score Reporting

December 13, 2013December 13, 2013

Hey everyone, thanks for joining me for this week’s review. Over the last while, more and more personal finance bloggers and experts have been stressing the importance of FICO scores. The bottom line is, your FICO score is ..

Scotiabank Gold American Express Credit Card Review

Scotiabank Gold American Express Credit Card Review

November 1, 2013November 1, 2013

Hey everyone, thanks for joining me for this week’s review! Today, I’m going to bring it back to Canadian credit cards with the Scotiabank Gold American Express credit card. This one has gained a bit of buzz lately in the..

Thank You For Irresponsible Credit Card Usage

Thank You For Irresponsible Credit Card Usage

April 23, 2012April 23, 2012

There are many personal finance blogs that tell you to cut up your credit cards or exercise greater willpower with credit cards. While that may be good advice depending on your situation, I want to personally thank the countl..