Credit

Credit scores, credit cards- learn everything you need to know and more about anything related to credit! Discover credit card and credit score tips and advice that will help you turn your financial life for the better big time.

3 Easy Tips to Establish Good Credit History
  • 3 Easy Tips to Establish Good Credit History

3 Easy Tips to Establish Good Credit History

By |April 17th, 2018|

Having a good credit history is incredibly important to your financial life. This is because the better the credit history you have, the lower interest rate you can get on your loans. This will save you a lot of money in long run, especially on mortgages.

But in addition to a better interest rate, having […]

5 Biggest Factors Affecting Your Credit and How to Take Advantage of Them
  • 5 Biggest Factors Affecting Your Credit and How to Take Advantage of Them

5 Biggest Factors Affecting Your Credit and How to Take Advantage of Them

By |March 21st, 2018|

When it comes to having stellar credit, we all want it. After all, the higher our credit score, the lower the interest rate we get on our mortgages and auto loans, saving us boatloads of money in the process. But many people are left wondering what are the biggest factors affecting your credit?

In other […]

4 Myths About Bad Credit Reports
  • 4 Myths About Bad Credit Reports

4 Myths About Bad Credit Reports

By |February 1st, 2018|

What can I do if the borrowing score I obtained from score bureau appears poor? Not every failed debt holder asks experts these questions. Most of them ask the bank or invent their own solutions, which not always result to their benefit. So if clients get in such a situation, they should know what […]

3 Reasons to Know What Your Credit Score Is

By |December 12th, 2017|

There are things every adult should know. What’s the weather going to be like today? Where’s my polling place? How do I add fluids to my car? One question that’s equally important but not as often discussed is “What is my credit score right now?”. More people need to know the answer to this […]

Bad Habits That Lower Your Credit Score
  • Bad Habits That Lower Your Credit Score

Bad Habits That Lower Your Credit Score

By |July 26th, 2017|

It’s a little funny to think so much of your financial well-being rides on a simple three digit credit score. Yet there’s nothing simple about the way the biggest financial institutions determine this number. The Fair Isaac and Company (you’ll know them better as FICO) relies on an elaborate credit scoring algorithm to place […]

3 Ways to Help Increase Your Credit Score
  • 3 Ways to Help Increase Your Credit Score

3 Ways to Help Increase Your Credit Score

By |June 23rd, 2017|

In life, you have two choices – to eat healthy foods or junk food. When you consume healthy food, you are assured of maintaining a healthy weight. On the other hand, if you consume junk food, you will start to add weight. As time goes by and you keep up with the habit, you […]

3 Tips for Choosing Your Next Credit Card
  • 3 Tips for Choosing Your Next Credit Card

3 Tips for Choosing Your Next Credit Card

By |March 10th, 2017|

Getting a credit card is a big step in life. Even if you have had credit cards in the past, getting a new one requires some serious thought. There are several factors that you will need to consider before signing up for your next card. Below you will find some helpful tips that will […]

Finding the Right Credit Balance for a Good Credit Score
  • Finding the Right Credit Balance for a Good Credit Score

Finding the Right Credit Balance for a Good Credit Score

By |March 7th, 2017|

Credit remains a mysterious subject for many. If you’ve been developing good personal finance habits for more than a little while, your credit score has probably benefited. But until you get into the nuts and bolts of personal credit, you can’t maximize your credit score and derive the associated benefits.

Good credit comes from a […]

What’s the Best Way for Students to Build Credit?
  • What’s the Best Way for Students to Build Credit?

What’s the Best Way for Students to Build Credit?

By |November 22nd, 2016|

College students often find themselves in precarious financial positions: harried by student loans, making minimum wage if they’re working at all, and receiving credit card applications left and right from companies that hope to prey on their lack of financial knowledge. Couple this with the fact that many students are handling financial decisions independently […]

3 Things You Need to Know About Credit Scores
  • 3 Things You Need to Know About Credit Scores

3 Things You Need to Know About Credit Scores

By |November 21st, 2016|

Credit score. Those two words are enough to make anyone’s eyes glaze over. Who wants to talk about something as boring as a credit score? Well, it may not be the most intriguing topic in the world, but for millions of Americans, it’s relevant and important.
Here’s What You Need to Know
Bad credit scores plague […]