Credit

Credit scores, credit cards- learn everything you need to know and more about anything related to credit! Discover credit card and credit score tips and advice that will help you turn your financial life for the better big time.

Impoverished College Students and the Various Ways to Build Good Credit ASAP
  • Impoverished College Students and the Various Ways to Build Good Credit ASAP

Impoverished College Students and the Various Ways to Build Good Credit ASAP

By |April 15th, 2015|

The process of growing up carries with it a great deal of excitement, but also stress. One of the main causes of concern for young people all across the country is that of their current financial status, given the tremendous amount of debt that many of them have accumulated after paying for a formal […]

How to Protect Your Credit Score As If Your Life Depended On It
  • How to Protect Your Credit Score As If Your Life Depended On It

How to Protect Your Credit Score As If Your Life Depended On It

By |March 16th, 2015|

First of all, the title of this post is not hyperbolic. Your life does depend on it. In the U.S., it is all but impossible to live over the level of poverty without having some form of credit extended to you. Feel free to waste time trying to prove me wrong. Even if you […]

Why I Love Dave Ramsey, But I Still Love Credit Cards
  • Why I Love Dave Ramsey, But I Still Love Credit Cards

Why I Love Dave Ramsey, But I Still Love Credit Cards

By |March 12th, 2015|

There I was. 18 years old. And I didn’t have a clue .

I didn’t realize that some people were actually debt-free.

I thought a car payment was just another bill. I mean, everyone has a car payment, right?

I thought credit cards were a way of life. I never noticed adults using cash. Only cards.

Enter: Dave […]

TransUnion’s Credit Lock App – Credit Identity Security When it Matters Most
  • TransUnion’s Credit Lock App – Credit Identity Security When it Matters Most

TransUnion’s Credit Lock App – Credit Identity Security When it Matters Most

By |February 18th, 2015|

If you are not prepared for identity theft, you are making yourself a target. It’s as simple as that. But even the most prepared consumers are not completely secure. Identity theft has a cascading effect. Once a thief has a single account password, it’ll be all the easier to get your address, your license […]

Got Denied for Credit? Do These Things to Quickly Boost Your Credit Score and Get Approved
  • Got Denied for Credit? Do These Things to Quickly Boost Your Credit Score and Get Approved

Got Denied for Credit? Do These Things to Quickly Boost Your Credit Score and Get Approved

By |February 4th, 2015|

In 5 Reasons to Avoid a Low Credit Score you learn about why having a high credit score is so important.  One of the most important reasons to keep up with your credit score is so that you can apply for credit and get loans that you might need.  Basically your credit score is […]

5 Ways to Earn Airline Miles without Stepping Foot on a Plane
  • 5 Ways to Earn Airline Miles without Stepping Foot on a Plane

5 Ways to Earn Airline Miles without Stepping Foot on a Plane

By |August 7th, 2014|

More than at any other point in history, the need to travel for business or pleasure is really taking off. To accommodate for this, many airlines have come out of nowhere to become market leaders. Every day it seems like a new airline merger is in the works. In the last five years alone, […]

Budgeting Carefully and Selecting the Perfect Credit Card so You Can Travel More
  • Budgeting Carefully and Selecting the Perfect Credit Card so You Can Travel More

Budgeting Carefully and Selecting the Perfect Credit Card so You Can Travel More

By |July 8th, 2014|

Some people travel all the time for free, and you may find yourself wondering how they do it. What it requires is careful analysis of your spending and travel patterns and then researching what credit card is best suited to your habits.

The United MileagePlus Explorer credit card is a great card to use if […]

Is Fear Stopping You From Earning Rewards?
  • Is Fear Stopping You From Earning Rewards?

Is Fear Stopping You From Earning Rewards?

By |June 16th, 2014|

The concept of fear is an incredibly interesting one. Fear is a debilitating feeling. It is one of those few things in the world that can stop you from doing something you want to do. Fear happens to everyone no matter how old, young, big, small, or in between they are. As a professional […]

Dave Ramsey Shouldn’t Be Teaching Finance Volume 2!

By |May 5th, 2014|

To be honest I’m not the type of person that really likes to rag on people and their ideas. So, when I was presented the opportunity to write this series, I was naturally a bit concerned if it was a good idea or not. However, I agreed and wrote the first post based on […]

Why Dave Ramsey’s Ideas on Credit Are Crazy
  • Why Dave Ramsey’s Ideas on Credit Are Crazy

Why Dave Ramsey’s Ideas on Credit Are Crazy

By |April 28th, 2014|

Have you heard of Dave Ramsey? Of course you have. He’s a well known personal finance expert with a following that I could only dream of. However, I’d also like to point out that the man is absolutely crazy. OK, so maybe I’m being a little harsh, but I think it’s justified. So, today […]