Credit

Credit scores, credit cards- learn everything you need to know and more about anything related to credit! Discover credit card and credit score tips and advice that will help you turn your financial life for the better big time.

Dave Ramsey Shouldn’t Be Teaching Finance Volume 2!

By |May 5th, 2014|

To be honest I’m not the type of person that really likes to rag on people and their ideas. So, when I was presented the opportunity to write this series, I was naturally a bit concerned if it was a good idea or not. However, I agreed and wrote the first post based on […]

Why Dave Ramsey’s Ideas on Credit Are Crazy
  • Why Dave Ramsey’s Ideas on Credit Are Crazy

Why Dave Ramsey’s Ideas on Credit Are Crazy

By |April 28th, 2014|

Have you heard of Dave Ramsey? Of course you have. He’s a well known personal finance expert with a following that I could only dream of. However, I’d also like to point out that the man is absolutely crazy. OK, so maybe I’m being a little harsh, but I think it’s justified. So, today […]

10 Ways to Improve Your Personal Finances
  • 10 Ways to Improve Your Personal Finances

10 Ways to Improve Your Personal Finances

By |April 4th, 2014|

The following is a guest post about personal finances. If interested in submitting a guest post please read my guest post policy and then contact me.

Americans are struggling financially. Wages are stagnant, consumer spending is down, decent jobs are hard to find, and gas and food prices are up and, no, it is not the […]

An app-o-rama for hundreds of dollars?
  • An app-o-rama for hundreds of dollars?

An app-o-rama for hundreds of dollars?

By |February 17th, 2014|

Back in the 2000s the rage among credit card enthusiasts, if there is such a thing, was 0% balance transfer offers. Not to pay down debt, but to get a free loan and earn interest. They would apply for 0% offers, max out the cards with a cash advance, then put that money into […]

How Important Is It To Have A Credit Card?

By |February 17th, 2014|

Credit cards are one of the most widely accepted ways to pay around the world. However, just because something is widely accepted, doesn’t necessarily mean it’s something that you should have. For instance, cigarettes were widely accepted years ago, and it’s definitely not nor was it necessary to smoke. So today, we’re going to […]

What To Do When You've Had Enough of Lenders
  • What To Do When You've Had Enough of Lenders

What To Do When You’ve Had Enough of Lenders

By |February 3rd, 2014|

Hey everyone, thanks for swinging by! Today, I’d like to touch on a subject that I know affects tons of people. It’s credit cards. Now, I’m not talking about credit card debt, I’m talking about when you’ve HAD IT UP TO HERE with a lender. The truth is, most lenders are great to work […]

The Real Secret to Rewards Credit Cards
  • The Real Secret to Rewards Credit Cards

The Real Secret to Rewards Credit Cards

By |January 29th, 2014|

The following is a guest post about rewards credit cards. If interested in submitting a guest post, please read my guest post policy and then contact me.

You could probably write a book about all the different strategies and advice on how to maximize your credit card rewards or how to choose the best one. […]

How To Get The Most Travel For Your Buck
  • How To Get The Most Travel For Your Buck

How To Get The Most Travel For Your Buck

By |January 13th, 2014|

Travel rewards credit cards are all the rage these days. The truth is, just about everyone out there loves to travel. The vast majority of consumers in developed nations use credit cards. So, when you attach travel rewards to credit cards, it’s bound to be an overnight sensation. Let’s face it, who wouldn’t want […]

myFICO Review – Free Credit Score Reporting

By |December 13th, 2013|

Hey everyone, thanks for joining me for this week’s review. Over the last while, more and more personal finance bloggers and experts have been stressing the importance of FICO scores. The bottom line is, your FICO score is most likely the most important 3 digit number you’ll ever come across. Knowing it’s importance, more […]

Are Rewards Credit Cards A Danger To Society?
  • Are Rewards Credit Cards A Danger To Society?

Are Rewards Credit Cards A Danger To Society?

By |December 2nd, 2013|

Hey everyone, thanks for joining me for this week’s Monday Money. I’m Josh, the guy behind this column, and today, I want to talk a bit about an email I received about rewards credit cards. The writer of the email seemed a bit angry that I promoted them as good things. Here is what […]