Credit scores, credit cards- learn everything you need to know and more about anything related to credit! Discover credit card and credit score tips and advice that will help you turn your financial life for the better big time.
In the past I've written about irresponsible credit card usage and how it benefits other cardholders. Used without proper care, a credit card can be quite dangerous.I've also written about how personal loans aren't always bad debt. Just because something can be used irresponsibly, it doesn't mean that they should be avoided at all costs. Instead you should learn how to … [Read more...]
The following is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me.Most of us don’t realize it or don’t want to think about it, but subscribing to dozens of credits and letting the credit mount is extremely damaging for our credit rating. If you are one of those people who think that a low credit score is … [Read more...]
The following is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me.Do you know what the most popular iPhone 4 app is? It's not angry birds, and well I guess it's not really much of an app at all, but a majority of the people I know with an iPhone 4 have at one point or another seen the dubious spider cracked … [Read more...]
The following is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me.The unthinkable has happened: someone has stolen your identity and now your credit score has been affected. You cannot get that new car you have been saving up for, you cannot get a home loan, no new credit cards, and that new cell phone you … [Read more...]
If you are going to be using a credit card to make purchases, it's a no-brainer that you'll want to earn some kind of reward in return.For many people, the obvious choice is an travel rewards credit card. Unfortunately that credit card choice may actually be costing them more money to use.People are just too excited by the allure of 'free' flights that they overlook how … [Read more...]
There are many personal finance blogs that tell you to cut up your credit cards or exercise greater willpower with credit cards. While that may be good advice depending on your situation, I want to personally thank the countless people who are irresponsible with their credit card usage.Without the huge profits that these people are generating for credit card issuers, we … [Read more...]