Debt

 If you find yourself in a mountain of debt that you just cannot dig yourself out of, you might consider filing for bankruptcy. Before you make this decision however, there are some important things you need to understan..

When it comes to getting into financial trouble and going bankrupt, many people think the reason is poor finances. While this does play a role, there are other reasons why people go bankrupt. In fact, in some cases, the cause..

Being in debt is embarrassing because it is a factual proof of your inability to manage your finances properly. The embarrassing nature of a debt burden can be amplified by debt collection agencies who don’t usually show em..

As humans, we like to think of ourselves as masters of our own destiny, able to make the decisions, good or bad, that take us through life. If only it were that simple. The truth is that we’re overwhelmingly slave to our un..

Millennials who have been out of college for a few years are starting to wonder if they should start investing before they’ve paid off their student loans. There is no one-size-fits-all answer to this question, but each per..

The following is a guest post about teaching your kids about money. If interested in submitting a guest post please read my guest post policy and then contact me.  Greetings, Modest Money readers! Jeremy has been ki..

 Thanks for joining me for my third post bashing Dave Ramsey’s principals. OK, so these posts are a bit rude. The truth is, Ramsey has a butt load of followers that follow everything he says religiously. Although witho..