Debt

Debt is the most dreaded word of everyone in the world. However, no matter how much we hate this word, it is always better to be prepared and knowledgeable about anything related to it. Learn more about debt and what you need to know about it here!

How to Be Financially Independent – And Why You’re Probably Not There Yet
  • How to Be Financially Independent – And Why You’re Probably Not There Yet

How to Be Financially Independent – And Why You’re Probably Not There Yet

By |July 11th, 2014|

The following is a guest post about financial independence. If interested in submitting a guest post please read my guest post policy and then contact me.

Do you want to work … forever?

REALLY. I mean all the way up until you die?

I realize that’s a terrible way to start off a blog post, but it’s […]

Top 5 Causes Of Personal Bankruptcy
  • Top 5 Causes Of Personal Bankruptcy

Top 5 Causes Of Personal Bankruptcy

By |July 2nd, 2014|

The following is a guest post about personal bankruptcy. If interested in submitting a guest post please read my guest post policy and then contact me.

During 2013, almost 120,000 Canadians filed for bankruptcy relief or filed a consumer proposal.

While the number of personal bankruptcies fell by roughly 3%, the number of consumer proposals rose […]

What To Look For When You Need A Cash Loan
  • What To Look For When You Need A Cash Loan

What To Look For When You Need A Cash Loan

By |July 1st, 2014|

The following is a guest post about cash loans. If interested in submitting a guest post please read my guest post policy and then contact me.

Although most of us do our best to go through life without ever needing a loan, in some cases, it can be near impossible. The bottom line is that […]

Financial Independence and the College Lifestyle
  • Financial Independence and the College Lifestyle

Financial Independence and the College Lifestyle

By |June 5th, 2014|

The following is a guest post about financial independence. If interested in submitting a guest post please read my guest post policy and then contact me.

What does it mean to be financially independent in college? While being independent—being on your own, cooking your own meals, buying your own clothes—may mean not relying on parents […]

Filing for Divorce: Know What Forms You’ll Need
  • Filing for Divorce: Know What Forms You’ll Need

Filing for Divorce: Know What Forms You’ll Need

By |May 28th, 2014|

Going through a divorce can be an emotional time. It doesn’t matter the reason behind the divorce. What matters is getting through it with the least amount of damage, both emotional and financial. You considered talking to an attorney but decided against it when you heard what they would charge you just to help […]

Yet Another Reason Dave Ramsey Is Wrong!
  • Yet Another Reason Dave Ramsey Is Wrong!

Yet Another Reason Dave Ramsey Is Wrong!

By |May 12th, 2014|

Thanks for joining me for my third post bashing Dave Ramsey’s principals. OK, so these posts are a bit rude. The truth is, Ramsey has a butt load of followers that follow everything he says religiously. Although without reading between the lines, his plan does seem fundamentally sound.

However, when you consider the fact that […]

Prosper Review – For Borrowers
  • Prosper Review – For Borrowers

Prosper Review – For Borrowers

By |April 23rd, 2014|

We’ve been taking a close look at several different apps for quite a while now. A few months ago, we did a detailed review of Prosper, but noticed that there was something wrong. Prosper has two sides; it’s designed for both investors and for borrowers. Therefore, it didn’t make sense to have an all-encompassing […]

5 Reasons Why Borrowers Should Turn to Peer to Peer Lenders Instead of the Banks
  • 5 Reasons Why Borrowers Should Turn to Peer to Peer Lenders Instead of the Banks

5 Reasons Why Borrowers Should Turn to Peer to Peer Lenders Instead of the Banks

By |March 4th, 2014|

The following is a guest post about peer to peer lending. If interested in submitting a guest post please read my guest post policy and then contact me.

Since the economic crash of 2008, mainstream lending institutions have reacted by significantly reducing their lending to both consumers and businesses, contributing to the economic recessions the UK […]

What To Do When You've Had Enough of Lenders
  • What To Do When You've Had Enough of Lenders

What To Do When You’ve Had Enough of Lenders

By |February 3rd, 2014|

Hey everyone, thanks for swinging by! Today, I’d like to touch on a subject that I know affects tons of people. It’s credit cards. Now, I’m not talking about credit card debt, I’m talking about when you’ve HAD IT UP TO HERE with a lender. The truth is, most lenders are great to work […]

Debt Settlement Isn't Always The Best Answer
  • Debt Settlement Isn't Always The Best Answer

Debt Settlement Isn’t Always The Best Answer

By |January 27th, 2014|

Hey everyone, thanks for joining me for this week’s Monday Money! Yesterday, a friend of mine who owns a pretty decent business received a call from a debt settlement company. He said one of the first questions they asked was “How much money do you owe on credit cards?”.

He answered with a pretty high […]