Debt

Debt is the most dreaded word of everyone in the world. However, no matter how much we hate this word, it is always better to be prepared and knowledgeable about anything related to it. Learn more about debt and what you need to know about it here!

Defeating Your Debt for Good
  • Defeating Your Debt for Good

Defeating Your Debt for Good

By |September 11th, 2014|

In an ideal world, we could sail through life debt-free. But, it doesn’t work like that for most of us. We need a mortgage to pay for our homes; buying a new car outright is not an option, and we must finance. Sometimes emergencies happen, and we need to whip out the credit card.

Carrying […]

Why It’s So Important to Teach Your Kids About Money
  • Why It’s So Important to Teach Your Kids About Money

Why It’s So Important to Teach Your Kids About Money

By |August 5th, 2014|

The following is a guest post about teaching your kids about money. If interested in submitting a guest post please read my guest post policy and then contact me.

Greetings, Modest Money readers! Jeremy has been kind enough to allow me to guest post today in order to share with you all about an exciting new […]

Life After Bankruptcy
  • Life After Bankruptcy

Life After Bankruptcy

By |July 25th, 2014|

The following is a post by Sara Stringer. If interested in submitting a guest post please read my guest post policy and then contact me.

This is the story of Jane Grant (name changed to protect her privacy) a divorced mother of two from San Diego, California. As is the case with many women, the […]

Finding the Freedom to Form Your Nest Egg When Your Nest is Full of Debt
  • Finding the Freedom to Form Your Nest Egg When Your Nest is Full of Debt

Finding the Freedom to Form Your Nest Egg When Your Nest is Full of Debt

By |July 15th, 2014|

The following is a guest post about debt. If interested in submitting a guest post please read my guest post policy and then contact me.

It’s often said that the goal of successful personal finance management is achieved by spending less and saving more. That makes sense, but which comes first? If you have a […]

How to Be Financially Independent – And Why You’re Probably Not There Yet
  • How to Be Financially Independent – And Why You’re Probably Not There Yet

How to Be Financially Independent – And Why You’re Probably Not There Yet

By |July 11th, 2014|

The following is a guest post about financial independence. If interested in submitting a guest post please read my guest post policy and then contact me.

Do you want to work … forever?

REALLY. I mean all the way up until you die?

I realize that’s a terrible way to start off a blog post, but it’s […]

Top 5 Causes Of Personal Bankruptcy
  • Top 5 Causes Of Personal Bankruptcy

Top 5 Causes Of Personal Bankruptcy

By |July 2nd, 2014|

The following is a guest post about personal bankruptcy. If interested in submitting a guest post please read my guest post policy and then contact me.

During 2013, almost 120,000 Canadians filed for bankruptcy relief or filed a consumer proposal.

While the number of personal bankruptcies fell by roughly 3%, the number of consumer proposals rose […]

What To Look For When You Need A Cash Loan
  • What To Look For When You Need A Cash Loan

What To Look For When You Need A Cash Loan

By |July 1st, 2014|

The following is a guest post about cash loans. If interested in submitting a guest post please read my guest post policy and then contact me.

Although most of us do our best to go through life without ever needing a loan, in some cases, it can be near impossible. The bottom line is that […]

Financial Independence and the College Lifestyle
  • Financial Independence and the College Lifestyle

Financial Independence and the College Lifestyle

By |June 5th, 2014|

The following is a guest post about financial independence. If interested in submitting a guest post please read my guest post policy and then contact me.

What does it mean to be financially independent in college? While being independent—being on your own, cooking your own meals, buying your own clothes—may mean not relying on parents […]

Filing for Divorce: Know What Forms You’ll Need
  • Filing for Divorce: Know What Forms You’ll Need

Filing for Divorce: Know What Forms You’ll Need

By |May 28th, 2014|

Going through a divorce can be an emotional time. It doesn’t matter the reason behind the divorce. What matters is getting through it with the least amount of damage, both emotional and financial. You considered talking to an attorney but decided against it when you heard what they would charge you just to help […]

Yet Another Reason Dave Ramsey Is Wrong!
  • Yet Another Reason Dave Ramsey Is Wrong!

Yet Another Reason Dave Ramsey Is Wrong!

By |May 12th, 2014|

Thanks for joining me for my third post bashing Dave Ramsey’s principals. OK, so these posts are a bit rude. The truth is, Ramsey has a butt load of followers that follow everything he says religiously. Although without reading between the lines, his plan does seem fundamentally sound.

However, when you consider the fact that […]