Is Timing the Market a Good Idea?

Is Timing the Market a Good Idea?

November 23, 2020November 23, 2020

You hear it regularly online: “I have money to invest. Should I wait for the market to drop a bit before I buy?” While this question is understandable – we all want a good deal – my an..

How Socially Responsible Investing Is Reshaping Wealth Creation

How Socially Responsible Investing Is Reshaping Wealth Creation

November 13, 2020November 13, 2020

The economy changes rapidly; so, too, does the way people invest. And in recent years, socially responsible investing (SRI) has seen increasing popularity. There are many reasons for the increase. One..

Why You Need a Side Hustle

Why You Need a Side Hustle

August 14, 2019August 14, 2019

Have you heard of the phrase, “side hustle” before? There’s a good chance you have, but if you haven’t, it’s time to learn. A side hustle is something that many North Americans have, and it..

What Happens When Your Term Life Insurance Matures?

What Happens When Your Term Life Insurance Matures?

May 29, 2019May 29, 2019

Is your term life insurance policy about to come to an end? While it is actually designed to do just that, it may mean you have a decision to make about what to do: Do you keep it? Do you replace it? ..

Best Personal Finance Blogs for 30 Somethings

Best Personal Finance Blogs for 30 Somethings

May 27, 2019May 27, 2019

Even after graduating from college, you have an excuse for not having your finances in order because you are still figuring life out. But by the time you pass 30 you realize you have to get better wit..

Best Personal Finance Blogs for 20 Somethings

Best Personal Finance Blogs for 20 Somethings

May 23, 2019May 23, 2019

How do you know which is the best personal finance blog for you? You don’t. Making smart financial decisions is about handling your money situation in all areas of life. Therefore, you’ll benefit ..

Tips for Managing Your Budget Like an Adult

Tips for Managing Your Budget Like an Adult

May 9, 2019May 9, 2019

My parents did try to teach me the value of money when I was a kid. They set up a savings account for me and I was encouraged to put some of my allowance away each month. But, I didn’t always sa..

You’ve Managed Your Latte Factor. Now What?

You’ve Managed Your Latte Factor. Now What?

May 7, 2019May 7, 2019

You’ve followed all the great advice out there on how to manage your latte factor and have cut back on overpriced treats and unnecessary subscriptions, and are getting more mindful with cashless pay..

5 Ways Convenience Hurts Your Latte Factor

5 Ways Convenience Hurts Your Latte Factor

April 19, 2019April 19, 2019

“What? How on earth can convenience hurt me in any way,” you ask? Actually, it can do so in at least five ways, as you’ll see from this post on how taking shortcuts can hurt your latte factor. L..

Must-Have Money Habits for 2022

Must-Have Money Habits for 2022

March 22, 2019March 22, 2019

We’re far enough into 2022 that you can say you’re either continuing strong with your new year’s resolutions, or that you haven’t thought about it since January 2. Does that mean you give up a..

The 5-Step Guide to Making Money with Online Surveys

The 5-Step Guide to Making Money with Online Surveys

March 22, 2019March 22, 2019

So, you’re likely here because the title got you – making money through online surveys. Who doesn’t want to have an additional $100, $500, even $1,000 a month in their bank account? I know I sur..

How to Save Money When You’re as Broke as it Gets

How to Save Money When You’re as Broke as it Gets

March 6, 2019March 6, 2019

Just from the fact you searched for save and broke in the same sentence, I’m guessing that you want to do one of two things. You’re either sick of your lifetime savings being zero or you&#..

10 Ways to Start Earning Extra Money from the Comfort of Home

10 Ways to Start Earning Extra Money from the Comfort of Home

February 26, 2019February 26, 2019

Raise your hand if you could handle having more money in your bank account each month. Maybes it’s an extra $100 or closer to $500, who wouldn’t want to bring in more cash? If you’re reading thi..

How to Choose a Financial Advisor

How to Choose a Financial Advisor

February 6, 2019February 6, 2019

by Niall J. Gannon, Author of Tailored Wealth Management  Niall J. Gannon, Tailored Wealth Management: Exploring the Cause and Effect of Financial Success,published 2019 by Palgrave Macmillan and r..

Modest Money Financial Product Reviews

Modest Money Financial Product Reviews

February 3, 2019February 3, 2019

Here at Modest Money we have been writing in-depth reviews of a wide variety of financial products and services. We want to uncover the truth behind these products to help you determine what is the ri..

Choosing the Identity Protection Plan that is Right for You

Choosing the Identity Protection Plan that is Right for You

January 26, 2019January 26, 2019

I’ll never forget the fall of my sophomore year of college when my roommate decided it would be hysterical to dress up like me for Halloween. At first it was kind of amusing, seeing her emerge from ..

Top 4 Finance Books Every Businessman Should Read

Top 4 Finance Books Every Businessman Should Read

August 29, 2018August 29, 2018

Are you a young entrepreneur keen on looking for unique and effective ways of cost cuttings? Are you wondering how to manage your finances and investments? With breakthrough techniques of managing bus..

How Most Families Lose Wealth Across Generations

How Most Families Lose Wealth Across Generations

July 13, 2018July 13, 2018

Making millions of dollars is not easy. But perhaps what’s even harder to do is maintaining that wealth – which is especially hard if you want to keep it in the family. Similar to diets an..

The Future of Credit Scores and How to Stay Ahead of the Curve

The Future of Credit Scores and How to Stay Ahead of the Curve

June 12, 2018June 12, 2018

How To Stay Ahead Of The Game While Credit Scores Evolve It seems that in order to live the American dream, you need to be super rich or gave a great credit score. Most people have ups and downs with ..

Top 3 Investments for Millennials

Top 3 Investments for Millennials

April 16, 2018April 16, 2018

Did you know that 1 in 3 working Americans are millennials? According to Pew Research Center, they account for more 35% of the US labor force. As of 2017, 56 million American millennials aged between ..

The Basics of Risk vs. Reward and How to Manage It

The Basics of Risk vs. Reward and How to Manage It

April 10, 2018April 10, 2018

For newcomers to the market, there’s one term that will be seen quite often, and while just about everyone thinks they understand it, it’s vitally important that they actually do understand it..

Reasons It May be Worth Hiring a Personal Injury Attorney

Reasons It May be Worth Hiring a Personal Injury Attorney

March 23, 2018March 23, 2018

Were you recently involved in a car accident? Hit while trying to cross the street as a pedestrian? Did your neighbor’s dog bite you? Or perhaps you slipped and fell while shopping at your favorite ..

5 Major Reasons Why People Go Bankrupt

5 Major Reasons Why People Go Bankrupt

March 12, 2018March 12, 2018

When it comes to getting into financial trouble and going bankrupt, many people think the reason is poor finances. While this does play a role, there are other reasons why people go bankrupt. In fact,..

Trading Toward Your Own Financial Freedom

Trading Toward Your Own Financial Freedom

February 20, 2018February 20, 2018

Financial freedom means many different things to different people. For some people financial freedom means the freedom to live a comfortable and simple life without the hassle and stress of working 9 ..