Financial Advice

Tired of always thinking about bills and expenses? Tired of always running out of money? It’s time for you to change your financial life for the better and Modest Money is here to give you great financial advice. Check these posts out now.

How College Students Can Build and Maintain Their Credit Scores
  • How College Students Can Build and Maintain Their Credit Scores

How College Students Can Build and Maintain Their Credit Scores

By |October 17th, 2017|

College students already have enough to deal with without worrying about their credit scores. From jobs and classes to their futures and living away from home for the first time, credit cards and credit scores might be the farthest thing from a young student’s mind. That being said, unwary college students are often targeted […]

Why Indian Healthcare System Needs a Facelift?
  • Why Indian Healthcare System Needs a Facelift?

Why Indian Healthcare System Needs a Facelift?

By |October 11th, 2017|

It shouldn’t surprise you to know that United States and India differ widely when it comes to healthcare.  Even though, Indian industry is nearly 200 years old now (with its earliest origin going back until 1818- with the institution of Oriental Life Insurance Company), but there still some way to go before it is […]

Top Tips for Selecting Insurance for Your Handyman Business
  • Top Tips for Selecting Insurance for Your Handyman Business

Top Tips for Selecting Insurance for Your Handyman Business

By |October 5th, 2017|

Getting the right insurance for your handyman business isn’t always easy; in fact, some entrepreneurs in this field may even try to persuade you that you don’t need it. It may seem especially difficult to the handyman who has just set up shop and is still starting out, looking for more contracts and barely […]

Finding Alternative Fixed Income Investments

By |September 28th, 2017|

Although the 10 year treasury yield has come off the lows from earlier this month the returns for fixed income investments are still lackluster compared to historical norms. The yield the 10 year government bond in the U.S. is only about 2.24%. Canadian investors have to accept an even lower return of 2.11%. But […]

Are You Financially Literate? Learn How to Plan Ahead
  • Are You Financially Literate? Learn How to Plan Ahead

Are You Financially Literate? Learn How to Plan Ahead

By |September 11th, 2017|

When it comes to comprehensively and carefully storing away money for the future, are you doing as much as you should be?

Are you setting aside those vital funds that you will require for post-work life, or is this something you need to give additional thought to?
A Growing Problem
According to investment specialist Standard Life, 33% […]

Are You Actually Making Money in Real Estate Investing?
  • Are You Actually Making Money in Real Estate Investing?

Are You Actually Making Money in Real Estate Investing?

By |September 7th, 2017|

One of the best long-term investments you can make is in investment real estate. Those that invest in real estate successfully will not only see long-term value appreciation, but can earn short-term cash flow. While it can be a great investment, it is also complicated. One of the biggest complications in real estate investing […]

Pros and the Cons of Early Retirement
  • Pros and the Cons of Early Retirement

Pros and the Cons of Early Retirement

By |August 30th, 2017|

Unless you are one of the lucky few who absolutely love their job, you probably dream of an early retirement. Not having to wake up to a blaring alarm clock each day and go through the motions of the daily grind seems like sheer bliss. However, early retirement is not that simple, and even […]

Real Estate FHA and 203k Construction Loans Explained
  • Real Estate FHA and 203k Construction Loans Explained

Real Estate FHA and 203k Construction Loans Explained

By |August 17th, 2017|

In today’s real estate investing landscape, you need several financing options to ensure you can generate passive income from investing and improve your financial position. FHA mortgages are a smart way to use financing while building a portfolio of income-producing properties.
What is an FHA Loan?
The Federal Housing Administration, known as the FHA, provides […]

Why You Should Understand the Importance of Compound Interest
  • Why You Should Understand the Importance of Compound Interest

Why You Should Understand the Importance of Compound Interest

By |August 15th, 2017|

Do you often wonder how some people seem to gain wealth with little effort? If so, you are not alone.

Saving money is an important part of life but understanding compound interest is even more vital to your financial well-being. Today, we are going to learn what compound interest is and how it can help […]

Alan Greenspan Predicts Imminent Bond Market Collapse
  • Alan Greenspan Predicts Imminent Bond Market Collapse

Alan Greenspan Predicts Imminent Bond Market Collapse

By |August 9th, 2017|

Alan Greenspan, former chairman of the Federal Reserve, has been making headlines after suggesting that government bonds may be a bubble about to burst. Greenspan is no stranger to calling crises before they occur. His “irrational exuberance” speech which preceded the Dot-Com bubble created a term that has helped define the latter part of […]