Why You Should Understand the Importance of Compound Interest

Why You Should Understand the Importance of Compound Interest

August 15, 2017August 15, 2017

Why You Should Understand the Importance of Compound Interest Do you often wonder how some people seem to gain wealth with little effort? If so, you are not alone. Saving money is an important part of..

4 Smart Money Moves for Getting Ahead Financially in Your 20s

4 Smart Money Moves for Getting Ahead Financially in Your 20s

April 21, 2017April 21, 2017

So you have enjoyed your youth, graduated with a degree or earned a professional designation, and landed your first real job. Now it is time to grow up, knuckle down and make something of your life. I..

Investment Diversification: 5 Risky Mistakes to Avoid

Investment Diversification: 5 Risky Mistakes to Avoid

February 17, 2017February 17, 2017

The Importance of Diversification Investors often have a lot to consider. But few investment decisions matter more than asset allocation. A well diversified portfolio is as important for millennials a..

Using The Graham Formula to Find Underpriced Stocks

Using The Graham Formula to Find Underpriced Stocks

January 23, 2017January 23, 2017

Knowing how to properly value a stock is probably the most important skill for a value investor to develop. The goal is to buy companies for less than their intrinsic value over a long period of time...

How to File Chapter 11 as an Individual

How to File Chapter 11 as an Individual

November 15, 2016November 15, 2016

For those who don’t know, Chapter 11 is a bankruptcy process by which the court oversees a negotiation to establish a ‘plan of reorganization’ between a debtor and their creditors. This sort of ..

Benefits of Using Personal Capital

Benefits of Using Personal Capital

September 24, 2016September 24, 2016

Founded by Bill Harris – who is the former CEO of Intuit and PayPal – Personal Capital is a Registered Investment Advisor (RIA) through the Securities Exchange Commission (SEC). It’s designed to..

Risk Management Basics: Using a Stop Loss

Risk Management Basics: Using a Stop Loss

September 19, 2016September 19, 2016

Imagine entering a position where your upside potential is infinite while downside risk is limited. Well it exists in every stock using a Stop Loss Order. A Stop Loss Order is an open order to sell an..

The Life Insurance Policy That Is a Ticking Time Bomb!

The Life Insurance Policy That Is a Ticking Time Bomb!

August 26, 2016August 26, 2016

There is an insurance product on the market that is touted by many financial advisors as the “holy grail” of all financial products.  It is called Indexed Universal Life or (IUL) and it is a very..

Managing Your Finances with Personal Capital

Managing Your Finances with Personal Capital

April 6, 2016April 6, 2016

With your money spread out across many different accounts, keeping track of it can be a challenge. In fact, it can sometimes feel impossible. You’re faced with the reality of being a person with a h..

The Secret IRA Your Advisor Doesn’t Know About

The Secret IRA Your Advisor Doesn’t Know About

February 18, 2016February 18, 2016

Most investors mistakenly believe they have a “self-directed IRA” when in fact they really have a multiple choice IRA.  You may self-direct your account as long as you buy stocks, mutual funds, o..

The Best Measures You Can Use for Asset Protection

The Best Measures You Can Use for Asset Protection

January 19, 2016January 19, 2016

If your assets are not protected a simple law suit can put a huge dent in your bank account, or worse. Realistically everything you have achieved financially can be taken away with the smallest of mov..

How to Stay Calm in the Financial Storm

How to Stay Calm in the Financial Storm

January 18, 2016January 18, 2016

This year hasn’t delivered us a ton of good news so far via the markets. Stock Markets are down. China is down. Oil is down. Not the exactly the start to 2009 we were hoping for. Wait 2009? It’s 2..

Modest Money’s LifeLock Review 2015

Modest Money’s LifeLock Review 2015

December 18, 2015December 18, 2015

Identity Theft is real, we’re reminded time and time again. After millions of American consumers had their credit card info stolen through major retailers like Target, it’s hard to imagine who has..

Are Personal Capital’s Financial Advisors for the Small-Time Investor?

Are Personal Capital’s Financial Advisors for the Small-Time Investor?

December 8, 2015December 8, 2015

With its many powerful and user-friendly tools, Personal Capital makes it easy to manage all of your financial accounts in one place. And many of them are free. You can track your income, your expense..

10 Ways to Protect Your Online Identity

10 Ways to Protect Your Online Identity

November 23, 2015November 23, 2015

The safety of personal identity and information is a growing concern. As identity theft techniques become more sophisticated, so must our methods of staying secure. Because this information can encomp..

Passive Saving as an Alternative to Frugality

Passive Saving as an Alternative to Frugality

November 11, 2015November 11, 2015

In the personal finance blogosphere, you see a lot about frugality. Frugal living is essential for many people to achieve financial stability, but it’s not something I talk about very much. That’s..

Bankruptcy, Chapter 7, 11, or Personal Finance

Bankruptcy, Chapter 7, 11, or Personal Finance

September 23, 2015September 23, 2015

Determining what type of bankruptcy you should file can be one of the most stressful life events.  Chances are if you are considering bankruptcy that you have probably gotten yourself into a financia..

The Art of Saving – A Basic Guide to Saving Money

The Art of Saving – A Basic Guide to Saving Money

September 9, 2015September 9, 2015

We are living in an age where we are almost forced to learn how to save money and to try to save in almost every aspect of life in order to improve our living standard. This can sometimes involve seri..

3 Things Every Adult Should do to Prepare for the Future

3 Things Every Adult Should do to Prepare for the Future

July 30, 2015July 30, 2015

This could be a long list, but of course, this is a finance site. So, we’re talking about money. Being an adult has lots of ramifications. If you are in your second, third, fourth, fifth, (or more) ..

Early Retirement Extreme – Stop Working in Your 30s

Early Retirement Extreme – Stop Working in Your 30s

July 21, 2015July 21, 2015

How old are you? In your 30s? Poor you. Still, a long way to go until you finally reach your career goal: retirement!! Sure, work gives our life meaning and purpose. But wouldn’t it be great to slee..

Dave Ramsey vs Suze Orman – Battle of the Personal Finance “Experts”

Dave Ramsey vs Suze Orman – Battle of the Personal Finance “Experts”

May 27, 2015May 27, 2015

There are two power players when it comes to personal finance, Dave Ramsey & Suze Orman. Dave says to have a $1,000 emergency fund immediately. Suze says to save a little bits at a time. Each one ..

Top 5 Ways to Protect your Assets

Top 5 Ways to Protect your Assets

April 13, 2015April 13, 2015

By: Robert B. Wolfe, CFP® Depending on the state of one’s legal residence, the strategies and techniques for asset protection can vary. As an example, for those living in the State of Florida, the ..

The Importance of Saving Your Money Starting at a Young Age

The Importance of Saving Your Money Starting at a Young Age

March 18, 2015March 18, 2015

Saving doesn’t come naturally to most of us. When you’re young, it’s hard to grasp the real value of money. You might watch your friends blow lots of cash on new clothes and toys, or living beyo..

Raise Review – A Digital Gift Card Marketplace

Raise Review – A Digital Gift Card Marketplace

February 6, 2015February 6, 2015

The holidays have come and gone, and this can only mean one thing: you have new gift cards in your life. Gift Cards are a mixed bag. And it makes sense. We don’t know what people want or need, so we..