Financial Advice

Tired of always thinking about bills and expenses? Tired of always running out of money? It’s time for you to change your financial life for the better and Modest Money is here to give you great financial advice. Check these posts out now.

Actinium Pharmaceuticals (ATNM) Becomes a Frontrunner to Treat AML
  • Actinium Pharmaceuticals (ATNM) Becomes a Frontrunner to Treat AML

Actinium Pharmaceuticals (ATNM) Becomes a Frontrunner to Treat AML

By |July 27th, 2017|

Actinium Pharmaceuticals has just seen its position in the race to find a treatment for newly diagnosed AML patients substantially improved. ATNM did get some help from Seattle Genetics (SGEN), who announced that they are suspending their phase III CASCADE study to treat AML, but current ATNM investors already know that ATNM is blazing […]

The Safest Banks to Invest In
  • The Safest Banks to Invest In

The Safest Banks to Invest In

By |July 27th, 2017|

Investing in the safest banks has historically been very lucrative.

They have high returns on equity, and can dig economic moats around their businesses in the form of high switching costs.  Changing banks is a hassle, and most consumers don’t bother to take out assets even if they find a competitor that offers slightly better […]

3 Kinds of People Who Need Life Insurance But Probably Don't Have It
  • 3 Kinds of People Who Need Life Insurance But Probably Don't Have It

3 Kinds of People Who Need Life Insurance But Probably Don’t Have It

By |July 27th, 2017|

Life insurance has many forms, but all of them have the potential to provide support for loved ones and dependents during a very trying time. When the average person thinks about life insurance, they imagine a policy that an older person or a high earner would take out for their spouse or children. And […]

Bad Habits That Lower Your Credit Score
  • Bad Habits That Lower Your Credit Score

Bad Habits That Lower Your Credit Score

By |July 26th, 2017|

It’s a little funny to think so much of your financial well-being rides on a simple three digit credit score. Yet there’s nothing simple about the way the biggest financial institutions determine this number. The Fair Isaac and Company (you’ll know them better as FICO) relies on an elaborate credit scoring algorithm to place […]

Best Practices for Managing Your Finances as a College Student
  • Best Practices for Managing Your Finances as a College Student

Best Practices for Managing Your Finances as a College Student

By |July 25th, 2017|

Are you a college student that is struggling to get your finances in order? If so, you are not alone. College students are just starting out in life. Having to juggle paying for school and still have enough money to have a good time isn’t easy. If you find yourself in that group of […]

Airline Scandals Don’t Mean Cheaper Flights
  • Airline Scandals Don’t Mean Cheaper Flights

Airline Scandals Don’t Mean Cheaper Flights

By |July 22nd, 2017|

Starting a few months ago, airline scandals started to populate our news feeds. The United passenger removal is the most notorious, but the event created a micro-genre of the meme economy: outrage at the incompetence and poor service of various airlines.

This outrage is nothing new, but the immediacy of the internet and social media […]

Don’t Sleep on Nvidia ($NVDA)
  • Don’t Sleep on Nvidia ($NVDA)

Don’t Sleep on Nvidia ($NVDA)

By |July 21st, 2017|

People who own Nvidia stock are a happy bunch. The technology stock company continues to soar upward, height on height, with no end in sight. But, because we don’t see stocks like this everyday, and because the average investor has a sketchy notion at best about what Nvidia even does, people are missing opportunities […]

Meeting Life Insurance Needs, Despite Income
  • Meeting Life Insurance Needs, Despite Income

Meeting Life Insurance Needs, Despite Income

By |July 19th, 2017|

When it comes to thinking about life insurance, individuals across all income levels have a number of common feelings. Higher income people may feel that they don’t need life insurance because, well, they’re wealthy and they can likely afford final expenses and extra money for dependents. Lower income people, on the other hand, may […]

Is the Market Going to Crash or Not: Comparing Two Perspectives
  • Is the Market Going to Crash or Not: Comparing Two Perspectives

Is the Market Going to Crash or Not: Comparing Two Perspectives

By |July 14th, 2017|

As the stock market has steadily surpassed its own record highs all summer long, two distinct personalities have emerged among investors. Bulls and Bears both have ample ammunition to deploy Optimism or the classic combo of Fear, Uncertainty, and Despair (FUD). The question is: which opinion is right, if either?

To illustrate this perspective […]

So You've Just Received the Death Benefit Proceeds from a Deceased Loved One's Life Insurance Policy
  • So You've Just Received the Death Benefit Proceeds from a Deceased Loved One's Life Insurance Policy

So You’ve Just Received the Death Benefit Proceeds from a Deceased Loved One’s Life Insurance Policy

By |July 13th, 2017|

If you had a loved one or any other individual with a life insurance policy that is payable to you, this is probably a very difficult time in your life. For most people, a time of grief is the time when money and expenses can seem the most meaningless. However, if you are the […]