Why You Should Understand the Importance of Compound Interest
August 15, 2017
Why You Should Understand the Importance of Compound Interest Do you often wonder how some people seem to gain wealth with little effort? If so, you are not alone. Saving money is an important part of..
4 Smart Money Moves for Getting Ahead Financially in Your 20s
April 21, 2017
So you have enjoyed your youth, graduated with a degree or earned a professional designation, and landed your first real job. Now it is time to grow up, knuckle down and make something of your life. I..
Investment Diversification: 5 Risky Mistakes to Avoid
February 17, 2017
The Importance of Diversification Investors often have a lot to consider. But few investment decisions matter more than asset allocation. A well diversified portfolio is as important for millennials a..
Using The Graham Formula to Find Underpriced Stocks
January 23, 2017
Knowing how to properly value a stock is probably the most important skill for a value investor to develop. The goal is to buy companies for less than their intrinsic value over a long period of time...
How to File Chapter 11 as an Individual
November 15, 2016
For those who don’t know, Chapter 11 is a bankruptcy process by which the court oversees a negotiation to establish a ‘plan of reorganization’ between a debtor and their creditors. This sort of ..
Benefits of Using Personal Capital
September 24, 2016
Founded by Bill Harris – who is the former CEO of Intuit and PayPal – Personal Capital is a Registered Investment Advisor (RIA) through the Securities Exchange Commission (SEC). It’s designed to..
Risk Management Basics: Using a Stop Loss
September 19, 2016
Imagine entering a position where your upside potential is infinite while downside risk is limited. Well it exists in every stock using a Stop Loss Order. A Stop Loss Order is an open order to sell an..
The Life Insurance Policy That Is a Ticking Time Bomb!
August 26, 2016
There is an insurance product on the market that is touted by many financial advisors as the “holy grail” of all financial products. It is called Indexed Universal Life or (IUL) and it is a very..
Managing Your Finances with Personal Capital
April 6, 2016
With your money spread out across many different accounts, keeping track of it can be a challenge. In fact, it can sometimes feel impossible. You’re faced with the reality of being a person with a h..
The Secret IRA Your Advisor Doesn’t Know About
February 18, 2016
Most investors mistakenly believe they have a “self-directed IRA” when in fact they really have a multiple choice IRA. You may self-direct your account as long as you buy stocks, mutual funds, o..
The Best Measures You Can Use for Asset Protection
January 19, 2016
If your assets are not protected a simple law suit can put a huge dent in your bank account, or worse. Realistically everything you have achieved financially can be taken away with the smallest of mov..
How to Stay Calm in the Financial Storm
January 18, 2016
This year hasn’t delivered us a ton of good news so far via the markets. Stock Markets are down. China is down. Oil is down. Not the exactly the start to 2009 we were hoping for. Wait 2009? It’s 2..
Modest Money’s LifeLock Review 2015
December 18, 2015
Identity Theft is real, we’re reminded time and time again. After millions of American consumers had their credit card info stolen through major retailers like Target, it’s hard to imagine who has..
Are Personal Capital’s Financial Advisors for the Small-Time Investor?
December 8, 2015
With its many powerful and user-friendly tools, Personal Capital makes it easy to manage all of your financial accounts in one place. And many of them are free. You can track your income, your expense..
10 Ways to Protect Your Online Identity
November 23, 2015
The safety of personal identity and information is a growing concern. As identity theft techniques become more sophisticated, so must our methods of staying secure. Because this information can encomp..
Passive Saving as an Alternative to Frugality
November 11, 2015
In the personal finance blogosphere, you see a lot about frugality. Frugal living is essential for many people to achieve financial stability, but it’s not something I talk about very much. That’s..
Bankruptcy, Chapter 7, 11, or Personal Finance
September 23, 2015
Determining what type of bankruptcy you should file can be one of the most stressful life events. Chances are if you are considering bankruptcy that you have probably gotten yourself into a financia..
The Art of Saving – A Basic Guide to Saving Money
September 9, 2015
We are living in an age where we are almost forced to learn how to save money and to try to save in almost every aspect of life in order to improve our living standard. This can sometimes involve seri..
3 Things Every Adult Should do to Prepare for the Future
July 30, 2015
This could be a long list, but of course, this is a finance site. So, we’re talking about money. Being an adult has lots of ramifications. If you are in your second, third, fourth, fifth, (or more) ..
Early Retirement Extreme – Stop Working in Your 30s
July 21, 2015
How old are you? In your 30s? Poor you. Still, a long way to go until you finally reach your career goal: retirement!! Sure, work gives our life meaning and purpose. But wouldn’t it be great to slee..
Dave Ramsey vs Suze Orman – Battle of the Personal Finance “Experts”
May 27, 2015
There are two power players when it comes to personal finance, Dave Ramsey & Suze Orman. Dave says to have a $1,000 emergency fund immediately. Suze says to save a little bits at a time. Each one ..
Top 5 Ways to Protect your Assets
April 13, 2015
By: Robert B. Wolfe, CFP® Depending on the state of one’s legal residence, the strategies and techniques for asset protection can vary. As an example, for those living in the State of Florida, the ..
The Importance of Saving Your Money Starting at a Young Age
March 18, 2015
Saving doesn’t come naturally to most of us. When you’re young, it’s hard to grasp the real value of money. You might watch your friends blow lots of cash on new clothes and toys, or living beyo..
Raise Review – A Digital Gift Card Marketplace
February 6, 2015
The holidays have come and gone, and this can only mean one thing: you have new gift cards in your life. Gift Cards are a mixed bag. And it makes sense. We don’t know what people want or need, so we..