Financial Advice

Tired of always thinking about bills and expenses? Tired of always running out of money? It’s time for you to change your financial life for the better and Modest Money is here to give you great financial advice. Check these posts out now.

Pros and the Cons of Early Retirement
  • Pros and the Cons of Early Retirement

Pros and the Cons of Early Retirement

By |August 30th, 2017|

Unless you are one of the lucky few who absolutely love their job, you probably dream of an early retirement. Not having to wake up to a blaring alarm clock each day and go through the motions of the daily grind seems like sheer bliss. However, early retirement is not that simple, and even […]

Real Estate FHA and 203k Construction Loans Explained
  • Real Estate FHA and 203k Construction Loans Explained

Real Estate FHA and 203k Construction Loans Explained

By |August 17th, 2017|

In today’s real estate investing landscape, you need several financing options to ensure you can generate passive income from investing and improve your financial position. FHA mortgages are a smart way to use financing while building a portfolio of income-producing properties.
What is an FHA Loan?
The Federal Housing Administration, known as the FHA, provides […]

Why You Should Understand the Importance of Compound Interest
  • Why You Should Understand the Importance of Compound Interest

Why You Should Understand the Importance of Compound Interest

By |August 15th, 2017|

Do you often wonder how some people seem to gain wealth with little effort? If so, you are not alone.

Saving money is an important part of life but understanding compound interest is even more vital to your financial well-being. Today, we are going to learn what compound interest is and how it can help […]

Alan Greenspan Predicts Imminent Bond Market Collapse
  • Alan Greenspan Predicts Imminent Bond Market Collapse

Alan Greenspan Predicts Imminent Bond Market Collapse

By |August 9th, 2017|

Alan Greenspan, former chairman of the Federal Reserve, has been making headlines after suggesting that government bonds may be a bubble about to burst. Greenspan is no stranger to calling crises before they occur. His “irrational exuberance” speech which preceded the Dot-Com bubble created a term that has helped define the latter part of […]

How to Stay Afloat During Difficult Financial Times
  • How to Stay Afloat During Difficult Financial Times

How to Stay Afloat During Difficult Financial Times

By |August 8th, 2017|

Life presents many challenges, some of which are within your control and others are not. One of these out-of-your-control events in life may be that an employer owes you money and you are waiting to collect it. During this period of time, if you don’t have savings to fall back on, it might put […]

The Fiduciary Rule and Why its Important
  • The Fiduciary Rule and Why its Important

The Fiduciary Rule and Why its Important

By |August 4th, 2017|

The fiduciary rule is a piece of very important legislation bouncing around Washington that is not receiving the attention that it deserves. This legislation has its roots in the financial events that led to the last devastating recession that America is still recovering from, and is relevant to every single American who receives financial […]

Understanding Your Options When Choosing Life Insurance
  • Understanding Your Options When Choosing Life Insurance

Understanding Your Options When Choosing Life Insurance

By |August 3rd, 2017|

If you talk to anyone on the street about life insurance, you will likely find that the person you’re talking to can describe one or two types of life insurance. Most people can’t name them, but they do have a general idea about how they work. In general, most people don’t have a very […]

What You Need to Know About Car Insurance
  • What You Need to Know About Car Insurance

What You Need to Know About Car Insurance

By |August 2nd, 2017|

Getting car insurance has become more complicated in recent years.  Not only does there seem to be an ever-growing number of insurance companies to choose from, different types of coverage and bundle-deals often make assessing similar coverage between several provders difficult.

With that being said, there are always two questions to consider when shopping for […]

Actinium Pharmaceuticals (ATNM) Becomes a Frontrunner to Treat AML
  • Actinium Pharmaceuticals (ATNM) Becomes a Frontrunner to Treat AML

Actinium Pharmaceuticals (ATNM) Becomes a Frontrunner to Treat AML

By |July 27th, 2017|

Actinium Pharmaceuticals has just seen its position in the race to find a treatment for newly diagnosed AML patients substantially improved. ATNM did get some help from Seattle Genetics (SGEN), who announced that they are suspending their phase III CASCADE study to treat AML, but current ATNM investors already know that ATNM is blazing […]

The Safest Banks to Invest In
  • The Safest Banks to Invest In

The Safest Banks to Invest In

By |July 27th, 2017|

Investing in the safest banks has historically been very lucrative.

They have high returns on equity, and can dig economic moats around their businesses in the form of high switching costs.  Changing banks is a hassle, and most consumers don’t bother to take out assets even if they find a competitor that offers slightly better […]