How LifeLock Can Protect Your Identity

How LifeLock Can Protect Your Identity

March 9, 2016March 9, 2016

LifeLock has been around for a long time, and I’m sure that everyone has seen their commercials on TV at least once. In a time that has become increasingly dependent on technology, it leaves people ..

A Detailed Look at Common LendingClub Complaints

A Detailed Look at Common LendingClub Complaints

February 27, 2016February 27, 2016

LendingClub is one of the first companies to offer peer-to-peer lending services to both individuals and small businesses. It started out as one of the first apps on Facebook, and it has grown conside..

The Secret IRA Your Advisor Doesn’t Know About

The Secret IRA Your Advisor Doesn’t Know About

February 18, 2016February 18, 2016

Most investors mistakenly believe they have a “self-directed IRA” when in fact they really have a multiple choice IRA.  You may self-direct your account as long as you buy stocks, mutual funds, o..

Why You Should Date Your Financial Advisor

Why You Should Date Your Financial Advisor

January 30, 2016January 30, 2016

In my last post, “Demystifying Financial Advisors”, I talked about why it is a good idea to get a financial advisor, what types of advisors are available to you, and how much they cost. In..

The Best Measures You Can Use for Asset Protection

The Best Measures You Can Use for Asset Protection

January 19, 2016January 19, 2016

If your assets are not protected a simple law suit can put a huge dent in your bank account, or worse. Realistically everything you have achieved financially can be taken away with the smallest of mov..

Modest Money’s LifeLock Review 2015

Modest Money’s LifeLock Review 2015

December 18, 2015December 18, 2015

Identity Theft is real, we’re reminded time and time again. After millions of American consumers had their credit card info stolen through major retailers like Target, it’s hard to imagine who has..

10 Ways to Protect Your Online Identity

10 Ways to Protect Your Online Identity

November 23, 2015November 23, 2015

The safety of personal identity and information is a growing concern. As identity theft techniques become more sophisticated, so must our methods of staying secure. Because this information can encomp..

Passive Saving as an Alternative to Frugality

Passive Saving as an Alternative to Frugality

November 11, 2015November 11, 2015

In the personal finance blogosphere, you see a lot about frugality. Frugal living is essential for many people to achieve financial stability, but it’s not something I talk about very much. That’s..

Identity Theft Nightmares

Identity Theft Nightmares

October 31, 2015October 31, 2015

If you go to Justice.gov, there is some riveting prose telling the stories of Ruth Roe, Beth Boe, and Janet Doe (among others) and their catastrophic brushes with identity theft! And why does the Gove..

Bankruptcy, Chapter 7, 11, or Personal Finance

Bankruptcy, Chapter 7, 11, or Personal Finance

September 23, 2015September 23, 2015

Determining what type of bankruptcy you should file can be one of the most stressful life events.  Chances are if you are considering bankruptcy that you have probably gotten yourself into a financia..

The Art of Saving – A Basic Guide to Saving Money

The Art of Saving – A Basic Guide to Saving Money

September 9, 2015September 9, 2015

We are living in an age where we are almost forced to learn how to save money and to try to save in almost every aspect of life in order to improve our living standard. This can sometimes involve seri..

3 Things Every Adult Should do to Prepare for the Future

3 Things Every Adult Should do to Prepare for the Future

July 30, 2015July 30, 2015

This could be a long list, but of course, this is a finance site. So, we’re talking about money. Being an adult has lots of ramifications. If you are in your second, third, fourth, fifth, (or more) ..

Early Retirement Extreme – Stop Working in Your 30s

Early Retirement Extreme – Stop Working in Your 30s

July 21, 2015July 21, 2015

How old are you? In your 30s? Poor you. Still, a long way to go until you finally reach your career goal: retirement!! Sure, work gives our life meaning and purpose. But wouldn’t it be great to slee..

Dave Ramsey vs Suze Orman – Battle of the Personal Finance “Experts”

Dave Ramsey vs Suze Orman – Battle of the Personal Finance “Experts”

May 27, 2015May 27, 2015

There are two power players when it comes to personal finance, Dave Ramsey & Suze Orman. Dave says to have a $1,000 emergency fund immediately. Suze says to save a little bits at a time. Each one ..

3 Home Security Strategies to Help Protect Your Family

3 Home Security Strategies to Help Protect Your Family

April 16, 2015April 16, 2015

A full-blown home security system can cost thousands of dollars. If you’re trying to live within a budget it may be a stretch to invest that much money into total home security but that doesn’t me..

Top 5 Ways to Protect your Assets

Top 5 Ways to Protect your Assets

April 13, 2015April 13, 2015

By: Robert B. Wolfe, CFP® Depending on the state of one’s legal residence, the strategies and techniques for asset protection can vary. As an example, for those living in the State of Florida, the ..

The Importance of Saving Your Money Starting at a Young Age

The Importance of Saving Your Money Starting at a Young Age

March 18, 2015March 18, 2015

Saving doesn’t come naturally to most of us. When you’re young, it’s hard to grasp the real value of money. You might watch your friends blow lots of cash on new clothes and toys, or living beyo..

Raise Review – A Digital Gift Card Marketplace

Raise Review – A Digital Gift Card Marketplace

February 6, 2015February 6, 2015

The holidays have come and gone, and this can only mean one thing: you have new gift cards in your life. Gift Cards are a mixed bag. And it makes sense. We don’t know what people want or need, so we..

Which Peer to Peer Lender Should You Choose?

Which Peer to Peer Lender Should You Choose?

January 2, 2015January 2, 2015

Peer to peer lending is a new and exciting industry that many people are starting to take advantage of for funding college, weddings, cars, down payments on real estate or to just pay down other debt...

15 Things Banks Look for When Buying Core Banking Software

15 Things Banks Look for When Buying Core Banking Software

December 29, 2014December 29, 2014

Core banking helps connect the customers to their branches. Customers get the power to handle their transactions from any branch. Multi-channel software enables them to do their transactions through m..

Why Making an Extra Payment on Your Mortgage Will Get You Nowhere!

Why Making an Extra Payment on Your Mortgage Will Get You Nowhere!

February 7, 2014February 7, 2014

The following is a guest post about extra payment on your mortgage. If interested in submitting a guest post, please read my guest post policy and then contact me. A mortgage has to be one of the most..

Should I Use Prosper To Diversify My Profile?

Should I Use Prosper To Diversify My Profile?

December 12, 2013December 12, 2013

Hey everyone, Josh here again. I recently went back to the Prosper review I did a while back and did what I could to beef it up a bit. I wanted to provide more, in depth information on the option, and..

How Much Money Should You Have In Savings Before You Invest?

How Much Money Should You Have In Savings Before You Invest?

October 7, 2013October 7, 2013

Hey everyone, Josh here again for another Monday Money post! Last week, I talked about what I learned while investing over the past month or so. One of the main points was that due to inflation, when ..

Manipulating Compound Interest Rates

Manipulating Compound Interest Rates

June 3, 2013June 3, 2013

Hey everyone, thanks for joining me for this week’s Monday Money! Today, I’m going to go over something that most people have some experience with and know very little about at the same ti..