Tired of always thinking about bills and expenses? Tired of always running out of money? It’s time for you to change your financial life for the better and Modest Money is here to give you great financial advice. Check these posts out now.
What is the Truth in Lending Act?
When you’re borrowing money, whatever the reason may be, it is essential to read the fine print and comprehend everything you are signing up for. Many people end up in more trouble than they started in because they failed to take the time to understand what’s required of them.It’s understandable, as many people find themselves in a situation where they need cash right away … [Read more...]
Car Title Loans: Everything You Need to Know (Without the BS)
At some point in life, everybody will need a loan. Everybody from the hourly worker to the multi-millionaire will need to borrow money. Sometimes they’re needed for emergency situations, sometimes they’re needed to make your rent payment between paychecks, and sometimes they’re needed as a business investment.The general principle of taking outa loan is that you get the … [Read more...]
Investing Lessons Learned
There is an investing adage: "You either learn a lesson or make a profit; never both". I have found this to be true for a better part of my investing years, but as I gain more experience, I am trying to reflect and learn lessons from all my trades - from both winners and losers.This bull market in stocks has been ongoing for a decade and most investors have forgotten what … [Read more...]
4 Steps For How To Be Your Own Fund Manager
A fund manager oversees investments and earns a nice salary for doing so. If you are invested in mutual funds, you are paying a fund manager to manage that fund for you.But wouldn’t it be nice to be your own fund manager and control your investments yourself? You could spend your time creating your investment game plan and have an active role in reaching your financial … [Read more...]
The Rewards of Doing Your Own Lawn Care
We spend a lot of time and money trying to get a beautiful lawn. We want grass that makes our home look beautiful and enhances its value, and we also want to have a great place for family and friends to congregate.Because we think of the ends rather than the means of lawn care, it's easy just to think of it as a chore that needs to be taken care of so that we have time for … [Read more...]
Top 3 Investments for Millennials
Did you know that 1 in 3 working Americans are millennials? According to Pew Research Center, they account for more 35% of the US labor force. As of 2017, 56 million American millennials aged between 21 years and 36 years were either looking for work or working.With a job or any other income generating venture, comes the financial responsibility of making sure your money … [Read more...]
The Basics of Risk vs. Reward and How to Manage It
For newcomers to the market, there’s one term that will be seen quite often, and while just about everyone thinks they understand it, it’s vitally important that they actually do understand it. That factor is risk vs. reward. What Is Risk Vs. Reward Risk vs. reward as a term in and of itself is pretty self explanatory. Essentially, it is a term that reminds investors to … [Read more...]
Important Things to Know Before you Agree to an IVA
An individual voluntary arrangement – initialised as an IVA - is a legally binding agreement designed to help you clear debts with your creditors at rates which are affordable to you. Rather than simply being a way to reduce your outstanding balances to creditors, an IVA is classed as a form of insolvency. As such, agreeing to an IVA with creditors can have a significant impact … [Read more...]
5 Simple Tricks to Stop the Rising Cost of Living
Do you find it costs more and more money to get by? Have you ever stopped to think if the rising cost of living was something you were doing? Many times we think that the rising cost of living is a part of life.But the truth is there are most likely things you are doing to artificially increase your cost of living. With a few small changes, you can lower your cost of living … [Read more...]
Reasons It May be Worth Hiring a Personal Injury Attorney
Were you recently involved in a car accident? Hit while trying to cross the street as a pedestrian? Did your neighbor’s dog bite you? Or perhaps you slipped and fell while shopping at your favorite store? Whatever the scenario may be, if you sustained injuries through no fault of your own, you have rights. Though you may be apprehensive about hiring a personal injury attorney, … [Read more...]
