Tired of always thinking about bills and expenses? Tired of always running out of money? It’s time for you to change your financial life for the better and Modest Money is here to give you great financial advice. Check these posts out now.
The Power of Tax Credits over Tax Deductions
When it comes to saving money on taxes, you have a handful of options. For most investors, the easiest paths lie in investing in a 401k plan or other tax deferred retirement plan, and investing in a tax efficient manner so that you aren’t paying unnecessary tax on capital gains, dividends and interest. Yet there are still other ways to save on taxes, namely with tax … [Read more...]
5 Major Reasons Why People Go Bankrupt
When it comes to getting into financial trouble and going bankrupt, many people think the reason is poor finances. While this does play a role, there are other reasons why people go bankrupt. In fact, in some cases, the cause of bankruptcy is out of the control of the person involved. Someone who is doing the right things financially and saving money can still find … [Read more...]
Trading Toward Your Own Financial Freedom
Financial freedom means many different things to different people. For some people financial freedom means the freedom to live a comfortable and simple life without the hassle and stress of working 9 to 5 in the city. For other people financial freedom means the freedom to pursue their passions and dreams without needing to worry about monthly bill payments. Whatever your … [Read more...]
Why Small Loans Can Sometimes be the Only Option for Many
For many aspiring professionals in North America and beyond, it can sometimes be difficult to make a seamless transition from college to a new job. With limited credit history, college loan repayments and limited funds, purchasing a new suit, paying for a haircut and then simply getting through the first month can be a daunting task. While some may be lucky enough to have … [Read more...]
Why Personal Injury Cases Filed Early are Easier to Win
This is a guest post, courtesy of Marc Yonker, a Managing Partner at Winters & Yonker, P.A. When you suffer an injury as a result of someone else's actions or negligence, it can mean a very costly road to recovery. Not only will you have to deal with the immediate medical bills, but also lost earnings from having to miss work and any potential long-term health costs. … [Read more...]
Are Robo-Advisors Right for You – Choosing the Right Robo-Advisor
Technology, especially when it comes to investing and the stock market in general, has come a long ways in the last twenty years. There is one particular technological advancement that is all the rage right now and many passive investors are choosing to invest with them. What exactly are they? Well, they are Robo-advisors, and I am going to take the time in this article to … [Read more...]
Political and Economic Events that could Impact the Australian Economy in 2018
The Australian economy slowed right down in the first quarter of this year. Turnover in the retail sector, a decline in the construction sector, and reduced business capital expenditure have caused economic growth to undercut expectations. At one point, there was talk of Australia sliding into a technical recession, but this didn’t happen. Despite this, Australia is … [Read more...]
Don’t Let Injuries Break Your Bank: Consider A Personal Injury Lawyer
Everyone knows that medical care is not affordable these days. Even for those of us with health care insurance, the bills can stack up fast. Though we can avoid visits to the hospital by being careful, taking good care of our health and making smart lifestyle choices, sometimes emergencies happen that make that trip to an emergency room unavoidable. So, if you get hurt and … [Read more...]
Dollar Cost Averaging: The Simple Investing Strategy That Works
Many times we investors make investing much harder than it needs to be. We spend countless hours researching trying to find the next Apple or Amazon. In reality, we could just deploy a simple dollar cost averaging strategy, save time and earn a nice return on our money. In this post, I am going to walk you through how to set up a dollar cost averaging strategy and show you … [Read more...]
Moving on a Budget: Tips and Tricks
Moving on a budget is not an easy thing, at least for those who want to move without a stress. We all wonder how to cut the costs when moving to a new place without being overwhelmed by the amount of work to do. For a lot of people moving on a tight budget means calculating every dollar and doing everything by yourself. Thus, you can forget about a relocation as an enjoyable … [Read more...]
