6 Easy Ways to Start Investing With Less Than $100
October 17, 2016
Investing can be a scary subject. The word “investing” may sound intimidating, but it’s not. Think of it as saving money with benefits. And anyone can start doing it — today!..
Improve Your Finances With Investments: The What and How of it All
October 7, 2016
How many times have you heard the line, “The best way to make money is by investing?” Probably a lot, right? And more often than not, your response is something along the lines of “Well..
Benefits of Using Personal Capital
September 24, 2016
Founded by Bill Harris – who is the former CEO of Intuit and PayPal – Personal Capital is a Registered Investment Advisor (RIA) through the Securities Exchange Commission (SEC). It’s designed to..
Risk Management Basics: Using a Stop Loss
September 19, 2016
Imagine entering a position where your upside potential is infinite while downside risk is limited. Well it exists in every stock using a Stop Loss Order. A Stop Loss Order is an open order to sell an..
The Life Insurance Policy That Is a Ticking Time Bomb!
August 26, 2016
There is an insurance product on the market that is touted by many financial advisors as the “holy grail” of all financial products. It is called Indexed Universal Life or (IUL) and it is a very..
Personal Capital Review – Taking Finances To The Next Level
July 21, 2016
Personal Capital in a Nutshell Personal Capital is an online platform and mobile app to help you understand your money and invest it more wisely. Personal Capital is really two services: 1) a Personal..
Managing Your Finances with Personal Capital
April 6, 2016
With your money spread out across many different accounts, keeping track of it can be a challenge. In fact, it can sometimes feel impossible. You’re faced with the reality of being a person with a h..
Fintech Tools for Investing Your Tax Refund
April 4, 2016
It’s tax season again and for many people that means figuring out what to do with your refund check. Last year, the average refund was about $3,000, a decent chunk of change for a young professional..
The Rewards and Risks of Financial Spread Betting
March 22, 2016
Often the most rewarding pursuits carry an element of risk. This is certainly true of financial spread betting. If you successfully navigate the risks, then the rewards can be massive. However, you co..
How to Safely Invest Throughout Your Lifetime
February 24, 2016
Your parents may have taught you the value of a savings account when you were a child. Money sitting in a piggy bank won’t accrue interest unlike a solid savings account. Investing as an adult i..
Why Company Earnings Matter
February 8, 2016
If you have been following the Charisse Says series via Modest Money, you have learned how to take over a position of power over your money, why you need a financial advisor to grow your wealth, how t..
The Best Measures You Can Use for Asset Protection
January 19, 2016
If your assets are not protected a simple law suit can put a huge dent in your bank account, or worse. Realistically everything you have achieved financially can be taken away with the smallest of mov..
How to Stay Calm in the Financial Storm
January 18, 2016
This year hasn’t delivered us a ton of good news so far via the markets. Stock Markets are down. China is down. Oil is down. Not the exactly the start to 2009 we were hoping for. Wait 2009? It’s 2..
Modest Money’s LifeLock Review 2015
December 18, 2015
Identity Theft is real, we’re reminded time and time again. After millions of American consumers had their credit card info stolen through major retailers like Target, it’s hard to imagine who has..
Are Personal Capital’s Financial Advisors for the Small-Time Investor?
December 8, 2015
With its many powerful and user-friendly tools, Personal Capital makes it easy to manage all of your financial accounts in one place. And many of them are free. You can track your income, your expense..
10 Ways to Protect Your Online Identity
November 23, 2015
The safety of personal identity and information is a growing concern. As identity theft techniques become more sophisticated, so must our methods of staying secure. Because this information can encomp..
Passive Saving as an Alternative to Frugality
November 11, 2015
In the personal finance blogosphere, you see a lot about frugality. Frugal living is essential for many people to achieve financial stability, but it’s not something I talk about very much. That’s..
7 Ways College Students Can Make Money
November 10, 2015
Most students go through college scrounging for change or waiting for their refunds to drop. There are many other ways for students to make some cash. Today I will be discussing 7 ways that college st..
Investment Strategy is Not One-Size-Fits-All
October 23, 2015
There are many disciplines in life that people are willing to learn well enough to get by. Lots of people know how to make a pot of spaghetti, but never take it any farther than that. Plenty of people..
Bankruptcy, Chapter 7, 11, or Personal Finance
September 23, 2015
Determining what type of bankruptcy you should file can be one of the most stressful life events. Chances are if you are considering bankruptcy that you have probably gotten yourself into a financia..
The Art of Saving – A Basic Guide to Saving Money
September 9, 2015
We are living in an age where we are almost forced to learn how to save money and to try to save in almost every aspect of life in order to improve our living standard. This can sometimes involve seri..
7 Irresistible Tips You Can Use to Invest $10,000 This Summer
August 13, 2015
Have you over woken up one day and realized that you were thousands of dollars in debt? This happened to me, and it could happen to you too. Times are hard, and you end up using your credit cards more..
Dave Ramsey vs Suze Orman – Battle of the Personal Finance “Experts”
May 27, 2015
There are two power players when it comes to personal finance, Dave Ramsey & Suze Orman. Dave says to have a $1,000 emergency fund immediately. Suze says to save a little bits at a time. Each one ..
Top 5 Ways to Protect your Assets
April 13, 2015
By: Robert B. Wolfe, CFP® Depending on the state of one’s legal residence, the strategies and techniques for asset protection can vary. As an example, for those living in the State of Florida, the ..