6 Easy Ways to Start Investing With Less Than $100

6 Easy Ways to Start Investing With Less Than $100

October 17, 2016October 17, 2016

Investing can be a scary subject. The word “investing” may sound intimidating, but it’s not. Think of it as saving money with benefits. And anyone can start doing it — today!..

Improve Your Finances With Investments: The What and How of it All

Improve Your Finances With Investments: The What and How of it All

October 7, 2016October 7, 2016

How many times have you heard the line, “The best way to make money is by investing?” Probably a lot, right? And more often than not, your response is something along the lines of “Well..

Benefits of Using Personal Capital

Benefits of Using Personal Capital

September 24, 2016September 24, 2016

Founded by Bill Harris – who is the former CEO of Intuit and PayPal – Personal Capital is a Registered Investment Advisor (RIA) through the Securities Exchange Commission (SEC). It’s designed to..

Risk Management Basics: Using a Stop Loss

Risk Management Basics: Using a Stop Loss

September 19, 2016September 19, 2016

Imagine entering a position where your upside potential is infinite while downside risk is limited. Well it exists in every stock using a Stop Loss Order. A Stop Loss Order is an open order to sell an..

The Life Insurance Policy That Is a Ticking Time Bomb!

The Life Insurance Policy That Is a Ticking Time Bomb!

August 26, 2016August 26, 2016

There is an insurance product on the market that is touted by many financial advisors as the “holy grail” of all financial products.  It is called Indexed Universal Life or (IUL) and it is a very..

Personal Capital Review – Taking Finances To The Next Level

Personal Capital Review – Taking Finances To The Next Level

July 21, 2016July 21, 2016

Personal Capital in a Nutshell Personal Capital is an online platform and mobile app to help you understand your money and invest it more wisely. Personal Capital is really two services: 1) a Personal..

Managing Your Finances with Personal Capital

Managing Your Finances with Personal Capital

April 6, 2016April 6, 2016

With your money spread out across many different accounts, keeping track of it can be a challenge. In fact, it can sometimes feel impossible. You’re faced with the reality of being a person with a h..

Fintech Tools for Investing Your Tax Refund

Fintech Tools for Investing Your Tax Refund

April 4, 2016April 4, 2016

It’s tax season again and for many people that means figuring out what to do with your refund check. Last year, the average refund was about $3,000, a decent chunk of change for a young professional..

The Rewards and Risks of Financial Spread Betting

The Rewards and Risks of Financial Spread Betting

March 22, 2016March 22, 2016

Often the most rewarding pursuits carry an element of risk. This is certainly true of financial spread betting. If you successfully navigate the risks, then the rewards can be massive. However, you co..

How to Safely Invest Throughout Your Lifetime

How to Safely Invest Throughout Your Lifetime

February 24, 2016February 24, 2016

Your parents may have taught you the value of a savings account when you were a child. Money sitting in a piggy bank won’t accrue interest unlike a solid savings account. Investing as an adult i..

Why Company Earnings Matter

Why Company Earnings Matter

February 8, 2016February 8, 2016

If you have been following the Charisse Says series via Modest Money, you have learned how to take over a position of power over your money, why you need a financial advisor to grow your wealth, how t..

The Best Measures You Can Use for Asset Protection

The Best Measures You Can Use for Asset Protection

January 19, 2016January 19, 2016

If your assets are not protected a simple law suit can put a huge dent in your bank account, or worse. Realistically everything you have achieved financially can be taken away with the smallest of mov..

How to Stay Calm in the Financial Storm

How to Stay Calm in the Financial Storm

January 18, 2016January 18, 2016

This year hasn’t delivered us a ton of good news so far via the markets. Stock Markets are down. China is down. Oil is down. Not the exactly the start to 2009 we were hoping for. Wait 2009? It’s 2..

Modest Money’s LifeLock Review 2015

Modest Money’s LifeLock Review 2015

December 18, 2015December 18, 2015

Identity Theft is real, we’re reminded time and time again. After millions of American consumers had their credit card info stolen through major retailers like Target, it’s hard to imagine who has..

Are Personal Capital’s Financial Advisors for the Small-Time Investor?

Are Personal Capital’s Financial Advisors for the Small-Time Investor?

December 8, 2015December 8, 2015

With its many powerful and user-friendly tools, Personal Capital makes it easy to manage all of your financial accounts in one place. And many of them are free. You can track your income, your expense..

10 Ways to Protect Your Online Identity

10 Ways to Protect Your Online Identity

November 23, 2015November 23, 2015

The safety of personal identity and information is a growing concern. As identity theft techniques become more sophisticated, so must our methods of staying secure. Because this information can encomp..

Passive Saving as an Alternative to Frugality

Passive Saving as an Alternative to Frugality

November 11, 2015November 11, 2015

In the personal finance blogosphere, you see a lot about frugality. Frugal living is essential for many people to achieve financial stability, but it’s not something I talk about very much. That’s..

7 Ways College Students Can Make Money

7 Ways College Students Can Make Money

November 10, 2015November 10, 2015

Most students go through college scrounging for change or waiting for their refunds to drop. There are many other ways for students to make some cash. Today I will be discussing 7 ways that college st..

Investment Strategy is Not One-Size-Fits-All

Investment Strategy is Not One-Size-Fits-All

October 23, 2015October 23, 2015

There are many disciplines in life that people are willing to learn well enough to get by. Lots of people know how to make a pot of spaghetti, but never take it any farther than that. Plenty of people..

Bankruptcy, Chapter 7, 11, or Personal Finance

Bankruptcy, Chapter 7, 11, or Personal Finance

September 23, 2015September 23, 2015

Determining what type of bankruptcy you should file can be one of the most stressful life events.  Chances are if you are considering bankruptcy that you have probably gotten yourself into a financia..

The Art of Saving – A Basic Guide to Saving Money

The Art of Saving – A Basic Guide to Saving Money

September 9, 2015September 9, 2015

We are living in an age where we are almost forced to learn how to save money and to try to save in almost every aspect of life in order to improve our living standard. This can sometimes involve seri..

7 Irresistible Tips You Can Use to Invest $10,000 This Summer

7 Irresistible Tips You Can Use to Invest $10,000 This Summer

August 13, 2015August 13, 2015

Have you over woken up one day and realized that you were thousands of dollars in debt? This happened to me, and it could happen to you too. Times are hard, and you end up using your credit cards more..

Dave Ramsey vs Suze Orman – Battle of the Personal Finance “Experts”

Dave Ramsey vs Suze Orman – Battle of the Personal Finance “Experts”

May 27, 2015May 27, 2015

There are two power players when it comes to personal finance, Dave Ramsey & Suze Orman. Dave says to have a $1,000 emergency fund immediately. Suze says to save a little bits at a time. Each one ..

Top 5 Ways to Protect your Assets

Top 5 Ways to Protect your Assets

April 13, 2015April 13, 2015

By: Robert B. Wolfe, CFP® Depending on the state of one’s legal residence, the strategies and techniques for asset protection can vary. As an example, for those living in the State of Florida, the ..