How a Wealth Manager Can Help You Prepare for Retirement

How a Wealth Manager Can Help You Prepare for Retirement

March 16, 2016March 16, 2016

We all want to live long, healthy useful lives. A solid retirement plan is one of the best means of achieving security in advanced age, and even sooner if one plans to build enough wealth to retire ea..

6 of the Most Popular Instruments for Financial Traders

6 of the Most Popular Instruments for Financial Traders

March 16, 2016March 16, 2016

Getting into the financial markets can be daunting to say the least, as whichever trading vehicle you decide to use may offer access to 1000s of different instruments. The most popular securities can ..

10 Things Successful Forex Traders Do

10 Things Successful Forex Traders Do

March 14, 2016March 14, 2016

  Forex trading can be exciting, rewarding, and lucrative if you’re disciplined about applying sound trading principles and strategies. Ultimately, there is no single formula or strategy for tr..

5 Reasons Why You Should Review Your Credit Report Monthly

5 Reasons Why You Should Review Your Credit Report Monthly

March 10, 2016March 10, 2016

Many people tend to lead hectic and busy lives, without paying attention to what their credit history could mean for them. Eventually, when it’s time to apply for a mortgage or a new or used car fin..

How a Company Like Procter & Gamble Can Set You Up For Retirement

How a Company Like Procter & Gamble Can Set You Up For Retirement

March 10, 2016March 10, 2016

As more and more people begin to enter their retirement years they are finding that generating income to fund their expenses can be very difficult. Before 2008, most retirees used a healthy dose of tr..

Staying Motivated While Paying Off Your Mortgage

Staying Motivated While Paying Off Your Mortgage

March 8, 2016March 8, 2016

The most expensive item most of us will ever pay for is our home.  When tackling a debt so large it can be difficult to keep up motivation to stick with it.  Even an aggressive plan can take a decad..

How to Safely Invest Throughout Your Lifetime

How to Safely Invest Throughout Your Lifetime

February 24, 2016February 24, 2016

Your parents may have taught you the value of a savings account when you were a child. Money sitting in a piggy bank won’t accrue interest unlike a solid savings account. Investing as an adult i..

The Secret IRA Your Advisor Doesn’t Know About

The Secret IRA Your Advisor Doesn’t Know About

February 18, 2016February 18, 2016

Most investors mistakenly believe they have a “self-directed IRA” when in fact they really have a multiple choice IRA.  You may self-direct your account as long as you buy stocks, mutual funds, o..

5 Safe Investment Tips for the First-Time Investors

5 Safe Investment Tips for the First-Time Investors

February 15, 2016February 15, 2016

What would you do if you become a millionaire all of a sudden? Ask this question to ten people. I bet nine would give you the most cliched replies that they’ll use the money to go on a vacation trip..

Why Company Earnings Matter

Why Company Earnings Matter

February 8, 2016February 8, 2016

If you have been following the Charisse Says series via Modest Money, you have learned how to take over a position of power over your money, why you need a financial advisor to grow your wealth, how t..

Top 5 Reasons to Invest with Betterment

Top 5 Reasons to Invest with Betterment

February 4, 2016February 4, 2016

Based in New York City, Betterment is a fairly new company that seems to cater to new investors. Their tools are not only designed for ease of use, but they can also help newbies to get a leg up in th..

The Interesting Effects of Higher Interest Rates

The Interesting Effects of Higher Interest Rates

February 1, 2016February 1, 2016

The Feds made the fateful decision in December 2015 to hike interest rates for the first time since 2006 from historic lows of 0.25% to 0.5%. Fed Chairwoman Janet Yellen has said that the central bank..

Declining Oil Prices and Real Estate

Declining Oil Prices and Real Estate

January 26, 2016January 26, 2016

Oil prices continue to fall – months (a year, anyone?) after most observers thought they had already reached a bottom.  Many consumers are benefiting, and the energy expenses of businesses are decl..

10 Reasons the Rich Use Life Insurance to Create Wealth

10 Reasons the Rich Use Life Insurance to Create Wealth

January 25, 2016January 25, 2016

Just a few short years ago, I was staunchly opposed to whole life insurance, because that’s what I was taught by national “gurus” 25 years ago. I wholeheartedly believed (as many peo..

Should You Invest in Stocks or Real Estate?

Should You Invest in Stocks or Real Estate?

January 22, 2016January 22, 2016

Investments are a great way to make some extra money, especially if you’re planning to have an early retirement or simply need funds to finance something important. Two of the most common invest..

The Best Measures You Can Use for Asset Protection

The Best Measures You Can Use for Asset Protection

January 19, 2016January 19, 2016

If your assets are not protected a simple law suit can put a huge dent in your bank account, or worse. Realistically everything you have achieved financially can be taken away with the smallest of mov..

How Many Mortgage Payments Can Be Missed Before Foreclosure

How Many Mortgage Payments Can Be Missed Before Foreclosure

January 19, 2016January 19, 2016

The good news is that if you’re in danger of missing a mortgage payment, you don’t have to worry about foreclosure just yet. Legally, it takes at least 120 days before the foreclosure proc..

How to Stay Calm in the Financial Storm

How to Stay Calm in the Financial Storm

January 18, 2016January 18, 2016

This year hasn’t delivered us a ton of good news so far via the markets. Stock Markets are down. China is down. Oil is down. Not the exactly the start to 2009 we were hoping for. Wait 2009? It’s 2..

Why You Should Add Real Estate to Your Portfolio

Why You Should Add Real Estate to Your Portfolio

January 13, 2016January 13, 2016

Although across history, real estate was primarily used as a tactical investment, it has more recently become popular as a long term core strategy as a result of increasing concerns about the future..

Investment Lessons from The Big Short

Investment Lessons from The Big Short

January 2, 2016January 2, 2016

The Big Short is a recently released movie about several outsiders in the world of high-finance who predicted the credit and housing bubble collapse of 2007. They decided to take on the big banks for ..

Modest Money’s LifeLock Review 2015

Modest Money’s LifeLock Review 2015

December 18, 2015December 18, 2015

Identity Theft is real, we’re reminded time and time again. After millions of American consumers had their credit card info stolen through major retailers like Target, it’s hard to imagine who has..

Tax Benefits of Real Estate Investing

Tax Benefits of Real Estate Investing

December 18, 2015December 18, 2015

Real estate investing affords certain tax benefits when it involves the direct ownership of a property. For example, investors are able to deduct the value of mortgage interest as well as certain exp..

3 Reasons to Consider Adding Dividend Growth Stocks to Your Portfolio

3 Reasons to Consider Adding Dividend Growth Stocks to Your Portfolio

December 15, 2015December 15, 2015

There are a lot of different ways to slice and dice stocks. You have growth, value, momentum, blue chips, small caps, sectors, industries… The list goes on and on. Dividend growth stocks aren’t me..

Are Personal Capital’s Financial Advisors for the Small-Time Investor?

Are Personal Capital’s Financial Advisors for the Small-Time Investor?

December 8, 2015December 8, 2015

With its many powerful and user-friendly tools, Personal Capital makes it easy to manage all of your financial accounts in one place. And many of them are free. You can track your income, your expense..