California Housing Financing Agency Helps First Time Homebuyers
June 10, 2015
California has one of the most challenging real estate markets for first-time homebuyers. Several cities in California have average home prices which far exceed the average person’s ability to pay. ..
Why I Like Low Yielding Dividend Stocks
June 5, 2015
Dividends are wonderful. Buy stock in a strong dividend payer, and you’ve now got a reliable stream of passive income coming your way each quarter. Many great personal finance sites are devote..
Forex 101: How to Protect Your Portfolio
June 4, 2015
In the world of forex, investing successfully is about more than just turning a profit. The currency markets are incredibly complex and high-risk and, as a result, making money in isolation is no use ..
Universal Currency May Not Be As Far Off As You Think
June 3, 2015
Conspiracy theorists have long heralded the coming day of a single, world government and the like. And while this is an intimidating idea for some, it’s likely to exist in some form someday. We can ..
How To Find The Forex Broker For You
June 2, 2015
There are a lot of steps that ensure you are successful when it comes to investing your money. While many investors focus on which investments they will be putting their money into for the maximum ret..
Dave Ramsey vs Suze Orman – Battle of the Personal Finance “Experts”
May 27, 2015
There are two power players when it comes to personal finance, Dave Ramsey & Suze Orman. Dave says to have a $1,000 emergency fund immediately. Suze says to save a little bits at a time. Each one ..
Four Top Financial Mistakes Homeowners Make
May 20, 2015
Our focus with a home tends to be on our lifestyle and family relating to living our lives. Yet a home is our largest financial asset and it is a large physical asset that needs to be managed. He..
Should You Sell or Rent Your Family Home?
May 11, 2015
If it’s finally time to say goodbye to the family home, some hard decisions need to be made. Chief among them is deciding whether to sell it and use the funds to buy a new home more in line with you..
Finding Your Dream Home: 5 Ways to Save Time, Money, and Energy
May 8, 2015
To say the least, finding a dream home is an accomplishment that tops most people’s bucket lists. Whatever the desired location or living requirements of the parties involved, there is no shorta..
Why it Pays to Have an Interactive Broker
May 6, 2015
Many new investors are encouraged to go it alone. If you’ve read more than a few books on investment, you’ve found a general consensus that it’s important to figure this stuff out yourself. Afte..
Why I Would Pay Off My Mortgage Over Investing in the Market
April 28, 2015
This post has been written by Derek Sall, the owner and head writer of Life And My Finances. I am completely debt free. I have no credit card payments, no car payments, no student loans, and as of Dec..
Thinking About Buying a Stock? Stop & Think About This First
April 27, 2015
I am a simple man, and I like Bank of America (BAC) this year. We all know interest rates have been low for a long time and we all know they are going to rise. It is only a matter of when. We al..
Investing In Precious Metals for Your Child’s Future
April 20, 2015
Every parent is concerned with providing for his or her child’s future. We want to feel secure knowing that if anything were to happen to us, our children would be taken care of. This is why man..
Top 5 Ways to Protect your Assets
April 13, 2015
By: Robert B. Wolfe, CFP® Depending on the state of one’s legal residence, the strategies and techniques for asset protection can vary. As an example, for those living in the State of Florida, the ..
How to Become a Full-Time Investor
March 31, 2015
Would you like to become a full-time investor? It might take years but many people manage it. However, at the same time, others try and fail. So, what is it that sets the successful ones apart from th..
The Place of Forex Trading in a Diversified Portfolio
March 26, 2015
Forex trading is something you see a lot in the personal finance blogosphere. So I think it’s important to write about, to explain the ins and outs, and help my readers make educated decisions when ..
Rolling Over a 401(k) to an IRA
March 20, 2015
With 401(k) plans becoming less and less useful, many investors are looking for other options to grow their money such as by using Betterment. One of the main drawbacks of the modern 401(k) is it’s ..
The Macro and the Micro in Forex Trading
March 19, 2015
The term “Forex” gets thrown around a lot on finance blogs like this one. But usually, when people talk about Forex, they’re talking about a teeny tiny aspect of a much larger whole. I’m going..
The Importance of Saving Your Money Starting at a Young Age
March 18, 2015
Saving doesn’t come naturally to most of us. When you’re young, it’s hard to grasp the real value of money. You might watch your friends blow lots of cash on new clothes and toys, or living beyo..
Why I Love Dave Ramsey, But I Still Love Credit Cards
March 12, 2015
There I was. 18 years old. And I didn’t have a clue. I didn’t realize that some people were actually debt-free. I thought a car payment was just another bill. I mean, everyone has a car p..
The Best Three Books About Warren Buffett
February 20, 2015
Warren Buffett is America’s wealthiest folk hero. A natural investor since his childhood enterprises selling Coca-Cola and leasing pinball machines to barber shops, Buffett grew into the most succes..
The Best Books For New Investors
February 13, 2015
Your very first year as an investor is the most important. The decisions you make your first year of investing will determine a lot about how you will invest for the rest of your career. Make the righ..
Options for Refinancing Your Home
February 9, 2015
Refinancing your home is a great way to get extra cash for repairs and upgrades, which add to the value of your home. If you are not planning repairs or remodeling, you can use the funds for other thi..
Raise Review – A Digital Gift Card Marketplace
February 6, 2015
The holidays have come and gone, and this can only mean one thing: you have new gift cards in your life. Gift Cards are a mixed bag. And it makes sense. We don’t know what people want or need, so we..