When It Comes to Investing, Debt Isn’t a Bad Four Letter Word

When It Comes to Investing, Debt Isn’t a Bad Four Letter Word

March 17, 2016March 17, 2016

People often think about debt as a bad thing. When you mention to someone that you have debt they look at you as if you just said a bad four-letter word. In some cases, debt is a bad four-letter word ..

How a Wealth Manager Can Help You Prepare for Retirement

How a Wealth Manager Can Help You Prepare for Retirement

March 16, 2016March 16, 2016

We all want to live long, healthy useful lives. A solid retirement plan is one of the best means of achieving security in advanced age, and even sooner if one plans to build enough wealth to retire ea..

6 of the Most Popular Instruments for Financial Traders

6 of the Most Popular Instruments for Financial Traders

March 16, 2016March 16, 2016

Getting into the financial markets can be daunting to say the least, as whichever trading vehicle you decide to use may offer access to 1000s of different instruments. The most popular securities can ..

Financial Swagger

Financial Swagger

March 11, 2016March 11, 2016

Do you have financial swagger? In the past nine episodes of the Charisse Says series on Modest Money you have become the CEO of your money, learned how the stock market works and why company earning m..

How a Company Like Procter & Gamble Can Set You Up For Retirement

How a Company Like Procter & Gamble Can Set You Up For Retirement

March 10, 2016March 10, 2016

As more and more people begin to enter their retirement years they are finding that generating income to fund their expenses can be very difficult. Before 2008, most retirees used a healthy dose of tr..

How to Safely Invest Throughout Your Lifetime

How to Safely Invest Throughout Your Lifetime

February 24, 2016February 24, 2016

Your parents may have taught you the value of a savings account when you were a child. Money sitting in a piggy bank won’t accrue interest unlike a solid savings account. Investing as an adult i..

The Secret IRA Your Advisor Doesn’t Know About

The Secret IRA Your Advisor Doesn’t Know About

February 18, 2016February 18, 2016

Most investors mistakenly believe they have a “self-directed IRA” when in fact they really have a multiple choice IRA.  You may self-direct your account as long as you buy stocks, mutual funds, o..

5 Safe Investment Tips for the First-Time Investors

5 Safe Investment Tips for the First-Time Investors

February 15, 2016February 15, 2016

What would you do if you become a millionaire all of a sudden? Ask this question to ten people. I bet nine would give you the most cliched replies that they’ll use the money to go on a vacation trip..

Does Prosper Really Work? A Prosper Review for Borrowers and Investors

Does Prosper Really Work? A Prosper Review for Borrowers and Investors

February 9, 2016February 9, 2016

Peer to peer lending (P2P) is the fastest way for regular people to get affordable loans online. Prosper is one of a number of P2P services that have sprung up in the United States over the past decad..

Why Company Earnings Matter

Why Company Earnings Matter

February 8, 2016February 8, 2016

If you have been following the Charisse Says series via Modest Money, you have learned how to take over a position of power over your money, why you need a financial advisor to grow your wealth, how t..

Top 5 Reasons to Invest with Betterment

Top 5 Reasons to Invest with Betterment

February 4, 2016February 4, 2016

Based in New York City, Betterment is a fairly new company that seems to cater to new investors. Their tools are not only designed for ease of use, but they can also help newbies to get a leg up in th..

Why You Should Date Your Financial Advisor

Why You Should Date Your Financial Advisor

January 30, 2016January 30, 2016

In my last post, “Demystifying Financial Advisors”, I talked about why it is a good idea to get a financial advisor, what types of advisors are available to you, and how much they cost. In..

Is Prosper a Good Investment?

Is Prosper a Good Investment?

January 26, 2016January 26, 2016

Now entering its 10th year, Prosper looks like it is here to stay. America’s most recognizable name in peer to peer lending (with Lending Club in close second), Prosper offers financial methods to b..

The Pros and Cons of LendingClub – For Borrowers

The Pros and Cons of LendingClub – For Borrowers

January 26, 2016January 26, 2016

Peer to Peer lending giant LendingClub is one of two major American P2Ps that borrowers have to choose from when seeking out fast-approved loans with reasonable interest rates, outside of traditional ..

Declining Oil Prices and Real Estate

Declining Oil Prices and Real Estate

January 26, 2016January 26, 2016

Oil prices continue to fall – months (a year, anyone?) after most observers thought they had already reached a bottom.  Many consumers are benefiting, and the energy expenses of businesses are decl..

10 Reasons the Rich Use Life Insurance to Create Wealth

10 Reasons the Rich Use Life Insurance to Create Wealth

January 25, 2016January 25, 2016

Just a few short years ago, I was staunchly opposed to whole life insurance, because that’s what I was taught by national “gurus” 25 years ago. I wholeheartedly believed (as many peo..

Should You Invest in Stocks or Real Estate?

Should You Invest in Stocks or Real Estate?

January 22, 2016January 22, 2016

Investments are a great way to make some extra money, especially if you’re planning to have an early retirement or simply need funds to finance something important. Two of the most common invest..

How to Stay Calm in the Financial Storm

How to Stay Calm in the Financial Storm

January 18, 2016January 18, 2016

This year hasn’t delivered us a ton of good news so far via the markets. Stock Markets are down. China is down. Oil is down. Not the exactly the start to 2009 we were hoping for. Wait 2009? It’s 2..

Modest Moneys Top 3 Investment Magazines

Modest Moneys Top 3 Investment Magazines

January 15, 2016January 15, 2016

To be a good investor, you must marinate your mind in investment information. The world of investment is impossibly complex. It is linked to every facet of worldwide economic and political realities. ..

Taking It to the Next Level

Taking It to the Next Level

January 13, 2016January 13, 2016

I have named 2016 as the Year of ACTION! In order to do the things and be the person you want, you must ACT. And, when it comes to having the life you want, having the monetary resources to execute is..

Why You Should Add Real Estate to Your Portfolio

Why You Should Add Real Estate to Your Portfolio

January 13, 2016January 13, 2016

Although across history, real estate was primarily used as a tactical investment, it has more recently become popular as a long term core strategy as a result of increasing concerns about the future..

Investment Lessons from The Big Short

Investment Lessons from The Big Short

January 2, 2016January 2, 2016

The Big Short is a recently released movie about several outsiders in the world of high-finance who predicted the credit and housing bubble collapse of 2007. They decided to take on the big banks for ..

Tax Benefits of Real Estate Investing

Tax Benefits of Real Estate Investing

December 18, 2015December 18, 2015

Real estate investing affords certain tax benefits when it involves the direct ownership of a property. For example, investors are able to deduct the value of mortgage interest as well as certain exp..

3 Reasons to Consider Adding Dividend Growth Stocks to Your Portfolio

3 Reasons to Consider Adding Dividend Growth Stocks to Your Portfolio

December 15, 2015December 15, 2015

There are a lot of different ways to slice and dice stocks. You have growth, value, momentum, blue chips, small caps, sectors, industries… The list goes on and on. Dividend growth stocks aren’t me..