Where Should I Put My Money? (A Guide to Asset Allocation)

Where Should I Put My Money? (A Guide to Asset Allocation)

March 31, 2016March 31, 2016

I’ve got a problem. I suspect you have a problem, too. I can’t figure out what to do with my money.  Can you? I just freed up some liquidity via the sale of my house, and I’m nervous about plow..

Short and Long End of the Capital Gains Stick

Short and Long End of the Capital Gains Stick

March 29, 2016March 29, 2016

Are your investments making money? Have you been investing efficiently? Are you accumulating critical retirement assets? Are you achieving your ultimate financial goals? If you have answered yes to ..

The Rewards and Risks of Financial Spread Betting

The Rewards and Risks of Financial Spread Betting

March 22, 2016March 22, 2016

Often the most rewarding pursuits carry an element of risk. This is certainly true of financial spread betting. If you successfully navigate the risks, then the rewards can be massive. However, you co..

How a Wealth Manager Can Help You Prepare for Retirement

How a Wealth Manager Can Help You Prepare for Retirement

March 16, 2016March 16, 2016

We all want to live long, healthy useful lives. A solid retirement plan is one of the best means of achieving security in advanced age, and even sooner if one plans to build enough wealth to retire ea..

How a Company Like Procter & Gamble Can Set You Up For Retirement

How a Company Like Procter & Gamble Can Set You Up For Retirement

March 10, 2016March 10, 2016

As more and more people begin to enter their retirement years they are finding that generating income to fund their expenses can be very difficult. Before 2008, most retirees used a healthy dose of tr..

How to Safely Invest Throughout Your Lifetime

How to Safely Invest Throughout Your Lifetime

February 24, 2016February 24, 2016

Your parents may have taught you the value of a savings account when you were a child. Money sitting in a piggy bank won’t accrue interest unlike a solid savings account. Investing as an adult i..

The Secret IRA Your Advisor Doesn’t Know About

The Secret IRA Your Advisor Doesn’t Know About

February 18, 2016February 18, 2016

Most investors mistakenly believe they have a “self-directed IRA” when in fact they really have a multiple choice IRA.  You may self-direct your account as long as you buy stocks, mutual funds, o..

5 Safe Investment Tips for the First-Time Investors

5 Safe Investment Tips for the First-Time Investors

February 15, 2016February 15, 2016

What would you do if you become a millionaire all of a sudden? Ask this question to ten people. I bet nine would give you the most cliched replies that they’ll use the money to go on a vacation trip..

Why Company Earnings Matter

Why Company Earnings Matter

February 8, 2016February 8, 2016

If you have been following the Charisse Says series via Modest Money, you have learned how to take over a position of power over your money, why you need a financial advisor to grow your wealth, how t..

Top 5 Reasons to Invest with Betterment

Top 5 Reasons to Invest with Betterment

February 4, 2016February 4, 2016

Based in New York City, Betterment is a fairly new company that seems to cater to new investors. Their tools are not only designed for ease of use, but they can also help newbies to get a leg up in th..

10 Reasons the Rich Use Life Insurance to Create Wealth

10 Reasons the Rich Use Life Insurance to Create Wealth

January 25, 2016January 25, 2016

Just a few short years ago, I was staunchly opposed to whole life insurance, because that’s what I was taught by national “gurus” 25 years ago. I wholeheartedly believed (as many peo..

Why You Should Add Real Estate to Your Portfolio

Why You Should Add Real Estate to Your Portfolio

January 13, 2016January 13, 2016

Although across history, real estate was primarily used as a tactical investment, it has more recently become popular as a long term core strategy as a result of increasing concerns about the future..

Investment Lessons from The Big Short

Investment Lessons from The Big Short

January 2, 2016January 2, 2016

The Big Short is a recently released movie about several outsiders in the world of high-finance who predicted the credit and housing bubble collapse of 2007. They decided to take on the big banks for ..

Extreme Sports and Investment Risk Tolerance: a Shaky Analogy

Extreme Sports and Investment Risk Tolerance: a Shaky Analogy

December 7, 2015December 7, 2015

It occurred to me while watching professional trick skiing over the holiday break, “How in the world does someone learn how to do this?” Sure, I’ve skied before, but my journey from the top of t..

401(K) Basics For Your First Real Job

401(K) Basics For Your First Real Job

December 5, 2015December 5, 2015

Many of our readers are “Millennials” and people who are even younger than that. For people in this age group, everybody knows that the economy they entered in their young adulthood was not the be..

Forex vs Stocks: Which is a Better Investment?

Forex vs Stocks: Which is a Better Investment?

November 27, 2015November 27, 2015

One thing that everyone considering trading Forex is whether it’s the right choice. There are other options that you’ve heard a lot more about – especially if you have watched financial ..

Market Makers vs. ECN Brokers

Market Makers vs. ECN Brokers

November 25, 2015November 25, 2015

Many Forex brokers advertise themselves as ECN brokers. ECN is an automated system that matches buy and sell orders for a variety of different investment vehicles. An ECN connects major brokerages and..

What Lies Ahead for Real Estate Crowdfunding in 2016

What Lies Ahead for Real Estate Crowdfunding in 2016

November 19, 2015November 19, 2015

In the three years since the passage of the 2012 Jumpstart Our Business Startups Act, crowdfunding has become a force to be reckoned with in the investing arena. Though relatively new, the real estate..

What You Need to Know to Invest Wisely

What You Need to Know to Invest Wisely

November 9, 2015November 9, 2015

Investing can be an intimidating financial process, especially when you’re not an investment advisor expert.  But if you follow the steps outlined below you will be well on your way to creating an ..

Here’s one Asset Allocation that Billionaires Recommend

Here’s one Asset Allocation that Billionaires Recommend

November 6, 2015November 6, 2015

“This stock is hotBuy this right now!It’s going to go higher. ” Sound familiar? If you watch TV or read the news about the stock market that’s pretty much what journalists, “specialists” ..

Should You Pay Off Student Loans Before Investing?

Should You Pay Off Student Loans Before Investing?

October 31, 2015October 31, 2015

Millennials who have been out of college for a few years are starting to wonder if they should start investing before they’ve paid off their student loans. There is no one-size-fits-all answer to th..

Investment Trend Forecast for Real Estate in 2016

Investment Trend Forecast for Real Estate in 2016

October 30, 2015October 30, 2015

The Emerging Trends in Real Estate report makes projections in both commercial and residential real estate for the next year. A highly respected report, it surveys more than 1,400 people in the real e..

Invest Wisely

Invest Wisely

October 29, 2015October 29, 2015

Excerpted from The Business of Family: How to Stay Rich for Generations by Linda Davis Taylor Though this is easier said than done, the numbers don’t lie. Over 30 years from 1983 to 2013, the St..

Investment Strategy is Not One-Size-Fits-All

Investment Strategy is Not One-Size-Fits-All

October 23, 2015October 23, 2015

There are many disciplines in life that people are willing to learn well enough to get by. Lots of people know how to make a pot of spaghetti, but never take it any farther than that. Plenty of people..