REITs and Affordable Housing

REITs and Affordable Housing

March 25, 2016March 25, 2016

Finding affordable housing in the U.S. is becoming more and more difficult as the average price of homes continues to increase. Normally one would expect that popular urban centers such as New York Ci..

Staying Motivated While Paying Off Your Mortgage

Staying Motivated While Paying Off Your Mortgage

March 8, 2016March 8, 2016

The most expensive item most of us will ever pay for is our home.  When tackling a debt so large it can be difficult to keep up motivation to stick with it.  Even an aggressive plan can take a decad..

Declining Oil Prices and Real Estate

Declining Oil Prices and Real Estate

January 26, 2016January 26, 2016

Oil prices continue to fall – months (a year, anyone?) after most observers thought they had already reached a bottom.  Many consumers are benefiting, and the energy expenses of businesses are decl..

Should You Invest in Stocks or Real Estate?

Should You Invest in Stocks or Real Estate?

January 22, 2016January 22, 2016

Investments are a great way to make some extra money, especially if you’re planning to have an early retirement or simply need funds to finance something important. Two of the most common invest..

How Many Mortgage Payments Can Be Missed Before Foreclosure

How Many Mortgage Payments Can Be Missed Before Foreclosure

January 19, 2016January 19, 2016

The good news is that if you’re in danger of missing a mortgage payment, you don’t have to worry about foreclosure just yet. Legally, it takes at least 120 days before the foreclosure proc..

Why You Should Add Real Estate to Your Portfolio

Why You Should Add Real Estate to Your Portfolio

January 13, 2016January 13, 2016

Although across history, real estate was primarily used as a tactical investment, it has more recently become popular as a long term core strategy as a result of increasing concerns about the future v..

Investment Lessons from The Big Short

Investment Lessons from The Big Short

January 2, 2016January 2, 2016

The Big Short is a recently released movie about several outsiders in the world of high-finance who predicted the credit and housing bubble collapse of 2007. They decided to take on the big banks for ..

Tax Benefits of Real Estate Investing

Tax Benefits of Real Estate Investing

December 18, 2015December 18, 2015

Real estate investing affords certain tax benefits when it involves the direct ownership of a property. For example, investors are able to deduct the value of mortgage interest as well as certain exp..

What Lies Ahead for Real Estate Crowdfunding in 2016

What Lies Ahead for Real Estate Crowdfunding in 2016

November 19, 2015November 19, 2015

In the three years since the passage of the 2012 Jumpstart Our Business Startups Act, crowdfunding has become a force to be reckoned with in the investing arena. Though relatively new, the real estate..

Investing In Real Estate: Condominium

Investing In Real Estate: Condominium

November 6, 2015November 6, 2015

Real estate has more to offer than simply finding a place to call home. It is very common for anyone to be interested in owning a piece of real estate, and according to stats collected in the last 50 ..

Importance of Hiring Contractors in Real Estate Investing

Importance of Hiring Contractors in Real Estate Investing

November 3, 2015November 3, 2015

Let’s face it: Real estate investing isn’t easy. In the beginning, we try to do everything ourselves. Finding deals, administrative work, building teams—real estate investors do it all. ..

Investment Trend Forecast for Real Estate in 2016

Investment Trend Forecast for Real Estate in 2016

October 30, 2015October 30, 2015

The Emerging Trends in Real Estate report makes projections in both commercial and residential real estate for the next year. A highly respected report, it surveys more than 1,400 people in the real e..

Different Approach to Mortgage Loans Outside the US

Different Approach to Mortgage Loans Outside the US

September 16, 2015September 16, 2015

Housing is at the center of the forces which enable people to attain wealth. This is true everywhere in the world, and you see powerful influences coming from all corners: policy and legislation, a lo..

To Buy or To Build: A First-Time Homeowner’s Guide

To Buy or To Build: A First-Time Homeowner’s Guide

August 28, 2015August 28, 2015

There are a lot of people buying homes out there, many of whom are trying to become homeowners for the first time. With the 2008 financial crisis still close in the rearview (and perhaps a new one bre..

When is the Best Time to Sell Your Home?

When is the Best Time to Sell Your Home?

August 27, 2015August 27, 2015

Timing is everything when it comes to selling your home. The value of your property and the number of potential buyers seeking a new house can fluctuate depending on what time of the year a house is l..

Why Real Estate Investing Isn’t Easy

Why Real Estate Investing Isn’t Easy

August 18, 2015August 18, 2015

By Rachel Hernandez Many people want to become real estate investors. They watch television shows about others who have made it rich. They hear stories about those who have been successful and made mo..

5 Things I Wish I’d Known Before I Bought My Home

5 Things I Wish I’d Known Before I Bought My Home

July 15, 2015July 15, 2015

Buying your first home and real estate property is a huge move for most people. It’s probably the biggest purchase they’ll ever make. The large amount of debt they’ll have, along with the monthl..

Should You Tap Into Your Home’s Equity?

Should You Tap Into Your Home’s Equity?

July 10, 2015July 10, 2015

If you’re like most Americans, your house is your most valuable asset. This means you’re sitting on a virtual gold mine, and who doesn’t want to capitalize on their assets? Whether i..

Buying Property Overseas: Avoiding the Common Investor Pitfalls

Buying Property Overseas: Avoiding the Common Investor Pitfalls

June 23, 2015June 23, 2015

When you think about investing in property, you might only think about what’s in your neck of the woods. But, if you only look in your own country, you might be missing out on fantastic deals in oth..

California Housing Financing Agency Helps First Time Homebuyers

California Housing Financing Agency Helps First Time Homebuyers

June 10, 2015June 10, 2015

California has one of the most challenging real estate markets for first-time homebuyers. Several cities in California have average home prices which far exceed the average person’s ability to pay. ..

Four Top Financial Mistakes Homeowners Make

Four Top Financial Mistakes Homeowners Make

May 20, 2015May 20, 2015

Our focus with a home tends to be on our lifestyle and family relating to living our lives.  Yet a home is our largest financial asset and it is a large physical asset that needs to be managed.  He..

Should You Sell or Rent Your Family Home?

Should You Sell or Rent Your Family Home?

May 11, 2015May 11, 2015

If it’s finally time to say goodbye to the family home, some hard decisions need to be made. Chief among them is deciding whether to sell it and use the funds to buy a new home more in line with you..

Finding Your Dream Home: 5 Ways to Save Time, Money, and Energy

Finding Your Dream Home: 5 Ways to Save Time, Money, and Energy

May 8, 2015May 8, 2015

To say the least, finding a dream home is an accomplishment that tops most people’s bucket lists. Whatever the desired location or living requirements of the parties involved, there is no shorta..

Why I Would Pay Off My Mortgage Over Investing in the Market

Why I Would Pay Off My Mortgage Over Investing in the Market

April 28, 2015April 28, 2015

This post has been written by Derek Sall, the owner and head writer of Life And My Finances.   I am completely debt free. I have no credit card payments, no car payments, no student loa..