Retirement

Everyone’s dream retirement isn’t the same, but there is no doubt that in every retirement dream, you, the main character, is living the sweet life. Learn some tips and advice on how to achieve the financial freedom that will let you retire in style.

How to Handle Retirement Withdrawals
  • How to Handle Retirement Withdrawals

How to Handle Retirement Withdrawals

By |October 6th, 2017|

There are two main schools of thought when it comes to retiring and drawing down the money from an investment portfolio. One common practice is called the four percent safe withdrawal rate. The other, a more conservative method, is to never touch your principal.

The safe withdrawal rate (SWR) of 4% is a method used […]

Understanding 401k Plans
  • Understanding 401k Plans

Understanding 401k Plans

By |September 19th, 2017|

Since the first 401k became available as part of The Revenue Act of 1978 they have become a mainstay in retirement planning. While most people are familiar with the 401k plan, many people struggle with some of the details. 401k plans require a plan administrator and use some terms that are unique to the […]

How Do You Find Partners to Invest in Real Estate?
  • How Do You Find Partners to Invest in Real Estate?

How Do You Find Partners to Invest in Real Estate?

By |August 24th, 2017|

A real estate investment partnership can work wonders, or it can be a nightmare. The challenge is finding the right investment partner. Find a real estate partner and there is a likelihood that you can complete twice as many deals or more. Some methods for finding the right fit include an online search, word […]

Divorce and Retirement Planning : How to Divide Retirement Funds Properly
  • Divorce and Retirement Planning : How to Divide Retirement Funds Properly

Divorce and Retirement Planning : How to Divide Retirement Funds Properly

By |August 5th, 2017|

Divorce isn’t easy, especially when it comes to splitting up the assets you’ve built as a couple. One aspect that often gets overlooked at this stage is how retirement plans should be divided, but you need to give this some attention as well.

Your nest egg is as important as your home and other assets, […]

How Paying Off Your Mortgage Early Helps You Retire Sooner
  • How Paying Off Your Mortgage Early Helps You Retire Sooner

How Paying Off Your Mortgage Early Helps You Retire Sooner

By |July 28th, 2017|

It’s one of the most strongly recommended pieces of advice when it comes to early retirement strategies: You need to pay off your mortgage as soon as possible and become debt-free.

While the benefits of no longer having to pay for your house are obvious, this advice can be somewhat conflicting …

If I want to […]

Retirement Planning for an Older Population
  • Retirement Planning for an Older Population

Retirement Planning for an Older Population

By |July 8th, 2017|

People Are Living Longer

According to estimates published by the Office for National Statistics the average life expectancy for newborn girls is on course to reach just under 97 years and four months within just over two decades. Over the last 30 years human life expectancy has increased by almost a decade. The Office for […]

3 Ways to Invest Your Tax Return
  • 3 Ways to Invest Your Tax Return

3 Ways to Invest Your Tax Return

By |May 18th, 2017|

Tax season is behind us, and millions of Americans are anxiously awaiting their tax refunds. According to the IRS, 70 percent of filers get a refund and the average 2016 refund was $2,860. Whether you are getting a paper check or a direct deposit, you may want to think twice before you rush to […]

How Dividends Impact the 4 Percent Safe Withdrawal Rate
  • How Dividends Impact the 4 Percent Safe Withdrawal Rate

How Dividends Impact the 4 Percent Safe Withdrawal Rate

By |April 16th, 2017|

When I first started looking at planning for retirement and following personal finance blogs, I came upon the concepts of early retirement and the 4 percent “safe withdrawal rate.” I wondered what this all meant. This safe withdrawal rate, also known as the SWR, comes from the Trinity Study.

This study back-tested how much a […]

Effective Financial Planning Tips
  • Effective Financial Planning Tips

7 Effective Financial Planning Tips for Young Medical Professionals

By |March 20th, 2017|

Medical professionals earn well, but they’re also saddled with heavy debt before receiving their first paycheck!

Whether you’re fresh out of medical school or a residency, trying to figure out how to maintain your financial security while paying off student loans and professional expenses can be tough. Proper planning is the only way to achieve […]

Be Smart with Your Retirement: 4 Ways to Boost Your Nest Egg
  • Be Smart with Your Retirement: 4 Ways to Boost Your Nest Egg

Be Smart with Your Retirement: 4 Ways to Boost Your Nest Egg

By |March 14th, 2017|

This is a post from Pauline of InvestmentZen.com

Sometimes, there seems like there is not enough money to do it all. Save for the next holidays, for a new car, to buy a house, send the kids to college,… it is a lot! So what do we do? We delay or reduce our retirement contributions. […]